$410,000
SOLD MAR 5, 2025

51965 Whitestable Ln South Bend, IN 46637

4 Beds
3.5 Baths
2,685 Sq Ft
0.38 Acres

Recently Sold

$153 Per Sq Ft

142 Days on Market

Highlights

  • Vaulted Ceiling
  • Corner Lot
  • 4 Car Attached Garage
  • Whirlpool Bathtub
  • Beamed Ceilings
  • 5-minute walk to Clay Township Park

About This Home

As of March 2025

Offer accepted with first-right contingency: Buyer must sell their current property to proceed. Seller retains the right to consider other offers during this period. This custom-built quad-level home with excellent flow in the sought-after River Commons neighborhood features 4 bedrooms, 3.5 baths, and brand-new kitchen, which includes new cabinetry, countertops, flooring, and lighting. This home has 2 primary suites and a 4-car garage with epoxy floors. Basement space with new egress window, lighting, and carpet could be an office or 5th bedroom. Sprawl out in the various living spaces: the family room features a wet bar, mini fridge, wine cooler, and oversized sliding door leading to a refinished covered deck; the 4-seasons room boasts a wall of windows bringing in plenty of natural light. Other updates include added half bath, plus radon mitigation system, fresh paint and hardware, sump pump, water heater (2023), furnace and AC, and architectural shingle roof. Conveniently located just minutes from Portage Road retail area, Clay Park, Saint Patrick’s Park, and Saint Joseph River boat launch, and 7-minute drive to Notre Dame, or easily bikeable via trails to the tri-campus area.

Last Agent to Sell the Property

Matt Curry

Cressy & Everett - South Bend Brokerage Phone: 574-303-9748 Listed on: 09/12/2024

Cressy & Everett - South Bend

Last Buyer's Agent

Lindsay Maslowski

Cressy & Everett - South Bend

Cressy & Everett - South Bend

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,465

Year Built

  • Built in 1973

Lot Details

  • 0.38 Acre Lot
  • Landscaped
  • Corner Lot
  • Level Lot
  • Irrigation

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Off-Street Parking

Home Design

  • Quad-Level Property
  • Wood Siding
  • Stone Exterior Construction

Interior Spaces

  • Wet Bar
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • Partially Finished Basement
  • Sump Pump
  • Disposal
  • Washer and Gas Dryer Hookup

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Whirlpool Bathtub

Schools

  • Darden Primary Center Elementary School
  • Jefferson Middle School
  • Adams High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • River Commons Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-03-14-377-019.000-003

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,465

Year Built

Built in 1973

Lot Details

0

HOA Fees

$4 per month

Parking

4

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1973
  • Age: 52
  • Style: Quad-Level
  • Total Number of Rooms: 10
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Lot 26 & 10' Ely Side Lot 25 River Commons 2nd Sec
  • Parcel Number ID: 71-03-14-377-019.000-003
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Ceilings-Beamed, Ceilings-Vaulted, Deck Open, Disposal, Dryer Hook Up Gas, Jet Tub, Irrigation System, Landscaped, Near Walking Trail, Wet Bar, Sump Pump, Washer Hook-Up
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2024
  • Special Features: None

Interior Features

  • Total Sq Ft: 3245
  • Total Finished Sq Ft: 2685
  • Above Grade Finished Sq Ft: 2685
  • Below Grade Sq Ft: 560
  • Price Per Sq Ft: 152.7
  • Basement: Yes
  • Basement Foundation: Partially Finished
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Bedroom 1: Dimensions: 11x14, On Level: Upper
  • Bedroom 2: Dimensions: 10x11, On Level: Upper
  • Bedroom 3: Dimensions: 10x14, On Level: Upper
  • Bedroom 4: Dimensions: 16x13, On Level: Lower
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 560

Exterior Features

  • Exterior: Stone, Wood
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 4
  • Garage Size: Dimensions: 28x52
  • Garage Sq Ft: 1456
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air, Other Heating System
  • Sewer: Public
  • Water Utilities: City

Condo/Co-op/Association

  • Association Fees: 50
  • Association Fees Frequency: Annually

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Darden Primary Center
  • Middle School: Jefferson
  • High School: Adams
  • Elementary School: Darden Primary Center

Lot Info

  • Lot Description: Corner, Level
  • Lot Dimensions: Lot 26 & 10' Ely Side Lot 25 River Commo
  • Estimated Lot Sq Ft: 16553
  • Estimated Lot Size Acres: 0.38

Tax Info

  • Annual Taxes: 2465.35

MLS Schools

  • High School: Adams
  • Middle School: Jefferson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2024
Closed on
Mar 5, 2025
Sold by
Spoonhower Jeffrey and Spoonhower Marie
Bought by
Colley Brandon P and Harris Grant
Seller's Agent
Matt Curry
Cressy & Everett - South Bend
Buyer's Agent
Lindsay Maslowski
Cressy & Everett - South Bend
List Price
$410,000
Sold Price
$410,000
Views
101
Current Estimated Value
$446,012

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,012
Avg. Annual Appreciation
15.62%
Original Mortgage
$389,500
Outstanding Balance
$387,541
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$58,471

Purchase Details

Listed on
Apr 21, 2023
Closed on
Jun 12, 2023
Sold by
Kincaid Richard L and Kincaid Maryann
Bought by
Spoonhower Jeffrey and Spoonhower Marie
Seller's Agent
Amanda Pietrzak
Weichert Rltrs-J.Dunfee&Assoc.
Buyer's Agent
Lauren Cressy Dunbar
Howard Hanna SB Real Estate
List Price
$344,900
Sold Price
$330,000
Premium/Discount to List
-$14,900
-4.32%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.37%
Original Mortgage
$264,000
Interest Rate
6.39%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 21, 2023
Closed on
Jun 9, 2023
Sold by
Kincaid Richard L and Kincaid Maryann
Bought by
Spoonhower Jeffrey and Spoonhower Marie
Seller's Agent
Amanda Pietrzak
Weichert Rltrs-J.Dunfee&Assoc.
Buyer's Agent
Lauren Cressy Dunbar
Howard Hanna SB Real Estate
List Price
$344,900
Sold Price
$330,000
Premium/Discount to List
-$14,900
-4.32%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
6.39%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 27, 2016
Closed on
Oct 20, 2016
Sold by
Kubiak Henry J and Stephen Joan J
Bought by
Kincaid Richard L and Kincaid Maryann
Seller's Agent
Tim Murray
Coldwell Banker Real Estate Group
Buyer's Agent
Tim Murray
Coldwell Banker Real Estate Group
List Price
$209,900
Sold Price
$199,000
Premium/Discount to List
-$10,900
-5.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.90%
Original Mortgage
$159,200
Interest Rate
3.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2005
Sold by
Kubial Henry J
Bought by
Kubiank Henry J and Kubiank Joan F
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title Compan
Warranty Deed -- Metropolitan Title
Warranty Deed $330,000 Metropolitan Title
Warranty Deed -- Metropolitan Title
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $389,500 New Conventional
Previous Owner $264,000 New Conventional
Previous Owner $264,000 New Conventional
Previous Owner $159,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/05/2025 03/05/25 Sold $410,000 0.0% $153 / Sq Ft
02/01/2025 02/01/25 Pending -- -- --
09/12/2024 09/12/24 For Sale $410,000 +24.2% $153 / Sq Ft
06/12/2023 06/12/23 Sold $330,000 -4.3% $123 / Sq Ft View Prior Sale
04/28/2023 04/28/23 Pending -- -- --
04/21/2023 04/21/23 For Sale $344,900 +73.3% $128 / Sq Ft
10/20/2016 10/20/16 Sold $199,000 -5.2% $79 / Sq Ft View Prior Sale
08/18/2016 08/18/16 Pending -- -- --
07/27/2016 07/27/16 For Sale $209,900 -- $83 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,465 $284,500 $59,700 $224,800
2023 $2,422 $237,800 $47,200 $190,600
2022 $3,150 $300,900 $59,700 $241,200
2021 $2,862 $233,900 $13,200 $220,700
2020 $2,188 $183,600 $11,400 $172,200
2019 $1,768 $177,600 $10,500 $167,100
2018 $1,648 $166,700 $9,100 $157,600
2017 $1,689 $163,500 $9,100 $154,400
2016 $1,611 $156,000 $9,100 $146,900
2014 $1,286 $133,500 $7,900 $125,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202435280

Indiana Regional MLS

APN: 71-03-14-377-019.000-003