$132,000
UNDER CONTRACT

520 Cumberland St Cumberland, MD 21502

Estimated payment $826/month

Total Views 27,841
2 Beds
2 Baths
1,540 Sq Ft
$86 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Picket Fence
  • Forced Air Heating and Cooling System
  • No HOA
  • Laundry Room
  • Replacement Windows

About This Home

Charming, centrally air conditioned historic home in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this comfortable home offers the perfect blend of old-world character, unique and modern updates. Built in 1860 and located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68. Located in the WESTSIDE neighborhood of Cumberland, includes 2 bedrooms with area for easy adjutment to make 3 bedroom, 2 full bath (one on each floor), appliances included, replacement windows, new roof in 2019, main level laundry, main level bedroom ensuite added in 2000, Located in a walkable, historic neighborhood, don’t miss out on this versatile and charming homew and one of Maryland’s hidden gems!

Listing Agent

Stephen MacGray

(301) 707-8888 steve@charisrealty.com Charis Realty Group License #652984 Listed on: 07/12/2025

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,587

Year Built

  • Built in 1860

Lot Details

  • 5,040 Sq Ft Lot
  • Picket Fence
  • Property is Fully Fenced
  • Panel Fence
  • Property is in average condition

Parking

  • 1 Parking Space

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Stone Foundation
  • Plaster Walls
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Brick Fireplace
  • Replacement Windows
  • Insulated Doors
  • Alarm System

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0106037003

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,587

Year Built

Built in 1860

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Appliances
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1860
  • Automatically Close On Close Date: No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Electric, Refrigerator, Dishwasher, Washer
  • Flooring Type: Carpet, Vinyl
  • Window Features: Replacement
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall, Plaster Walls
  • Foundation Details: Permanent, Stone
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Outside Entrance, Unfinished, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 1812
  • Living Area Sq Ft: 1540
  • Price Per Sq Ft: 85.71
  • Above Grade Finished Sq Ft: 1540
  • Below Grade Sq Ft: 272
  • Total Below Grade Sq Ft: 272
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Electric Alarm
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Fencing: Fully, Picket, Panel
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5040.00
  • Property Condition: Average
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1587.00
  • Assessor Parcel Number: 0106037003
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $796 $86,900 $0 $0
2024 $745 $79,500 $0 $0
2023 $671 $72,100 $8,800 $63,300
2022 $655 $70,567 $0 $0
2021 $646 $69,033 $0 $0
2020 $627 $67,500 $8,800 $58,700
2019 $620 $66,367 $0 $0
2018 $620 $65,233 $0 $0
2017 $605 $64,100 $0 $0
2016 -- $64,100 $0 $0
2015 $701 $64,100 $0 $0
2014 $701 $72,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/14/2025 09/14/25 Price Changed $132,000 -3.6% $86 / Sq Ft
08/12/2025 08/12/25 Price Changed $137,000 -3.5% $89 / Sq Ft
07/12/2025 07/12/25 For Sale $142,000 -- $92 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $15,000 --
Deed $46,500 --
Deed $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $36,900 No Value Available
Previous Owner $35,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAL2012304

Bright MLS

APN: 06-037003