520 Main St Youngstown, NY 14174
Estimated payment $5,370/month
Highlights
- River Access
- 1.5 Acre Lot
- 4 Fireplaces
- Primary Education Center Rated A-
- Wood Flooring
- 1-minute walk to Falkner Park
About This Home
All the charm of yesteryear with the added benefit of income potential in an unbeatable location! This spacious circa-1860 Victorian duplex sits on over one acre in the heart of the Village of Youngstown, offering water views & a rare lot extending from Main Street through to Second Street. The expansive property provides exceptional flexibility & is ideal for additional outbuildings, creating a one-of-a-kind outdoor living & entertaining space, or potentially subdividing for additional investment opportunities. The stately main residence features 5 bedrooms & 2.5 baths, blending historic character with thoughtful modern updates. Inside, you'll find stunning inlaid hardwood floors, soaring ceilings, generous living spaces & timeless architectural details throughout. The main residence features a spacious living rm, formal dining rm, family rm, den, bonus rm, eat-in kitchen, first-floor laundry & 2 staircases. Recent improvements include an updated kitchen & baths, custom replacement windows, new mechanical systems, roofs on both the home & barn, split A/C unit & newer carpeting. Charming fireplaces, French doors, a bay window, multiple porches, a large enclosed patio & an expansive rear patio provide inviting spaces to relax, entertain, and enjoy breathtaking sunsets. The third-floor offers a peaceful escape with beautiful views of the Niagara River, while the full basement houses updated mechanicals & provides additional storage. Complementing the main home is a fully updated one-bedroom, one-bath apartment located at the rear of the property, complete with a private entrance & separate utilities. Currently occupied by a long-term tenant, this unit offers immediate rental income & excellent investment appeal, while also providing flexibility for future use as guest quarters, in-law accommodations, or a private studio.
A substantial barn offers storage & workspace, accommodating vehicles, RVs, boats, equipment, workshops, hobbies & more. This property is located steps from restaurants, the waterfront & public boat docks. This one-of-a-kind estate delivers an exceptional lifestyle in one of WNY's most desirable waterfront communities. Also listed as B1666326
Listing Agent
Listing by Deal Realty, Inc. Brokerage Phone: 716-940-0548 License #10311205717 Listed on: 06/05/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $12,726
Year Built
- Built in 1860
Lot Details
- 1.5 Acre Lot
- Lot Dimensions are 172x408
- Home fronts a stream
- Rectangular Lot
Parking
- 6 Car Garage
- Parking Available
Home Design
- Duplex
- Poured Concrete
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 4,962 Sq Ft Home
- 2-Story Property
- 4 Fireplaces
- Property Views
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 6 Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- River Access
- Enclosed Patio or Porch
Utilities
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Gas
- Hot Water Heating System
- Heating System Uses Steam
- Well
- Tankless Water Heater
- Gas Water Heater
- High Speed Internet
Listing and Financial Details
- Tax Lot 39
- Assessor Parcel Number 293401-059-006-0001-039-000
Community Details
Overview
- 2 Units
- Mile Reserve Subdivision
Recreation
- Trails
Building Details
- 2 Separate Gas Meters
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,318 | $295,800 | $35,000 | $260,800 |
| 2024 | $13,318 | $295,800 | $35,000 | $260,800 |
| 2023 | $12,842 | $295,800 | $35,000 | $260,800 |
| 2022 | $12,620 | $295,800 | $35,000 | $260,800 |
| 2021 | $12,298 | $295,800 | $35,000 | $260,800 |
| 2020 | $11,527 | $295,800 | $35,000 | $260,800 |
| 2019 | $10,639 | $295,800 | $35,000 | $260,800 |
| 2018 | $12,173 | $295,800 | $35,000 | $260,800 |
| 2017 | $10,639 | $295,800 | $35,000 | $260,800 |
| 2016 | $10,176 | $295,800 | $35,000 | $260,800 |
| 2015 | -- | $295,800 | $35,000 | $260,800 |
| 2014 | -- | $295,800 | $35,000 | $260,800 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/05/2026 06/05/26 | For Sale | $797,777 | -- | $161 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | -- | |
| Deed | $298,000 | Crank Caruso | |
| Deed | $235,000 | Richard Cole | |
| Deed | $330,000 | Bruce Hofstetter |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $300,000 | Credit Line Revolving | |
| Closed | $280,000 | New Conventional | |
| Closed | $5,416 | New Conventional | |
| Closed | $280,000 | Adjustable Rate Mortgage/ARM | |
| Closed | $5,378 | New Conventional |
Source: Western New York Real Estate Information Services (WNYREIS)
MLS Number: B1667728
APN: 293401-059-006-0001-039-000
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