Seller's Agent in 2025
Kristi Spata
REMAX Legends
(847) 561-7266
1 in this area
78 Total Sales
520 N Lyle Ave Elgin, IL 60123
Far West Elgin Neighborhood
4
Beds
2.5
Baths
1,727
Sq Ft
7,562
Sq Ft Lot
Highlights
- Mature Trees
- Property is near park
- Wood Flooring
- Deck
- Property is adjacent to nature preserve
- Main Floor Bedroom
About This Home
As of December 2025Get ready to fall in love with this beautifully updated 4-bedroom, 2.5-bath two-story home nestled in the heart of Elgin, right in Kane County. With over 2,000 square feet of living space, this home offers the perfect blend of style, function, and location - everything today's buyers are looking for! You'll love being steps away from the forest preserve with scenic walking paths, plus an easy stroll to the brand-new neighborhood playground with a gazebo. Schools are just a short walk, and you'll enjoy quick access to Randall Road favorites like Starbucks, Menards, McDonald's, Meijer and more, along with Route 20, I-90, Sherman Hospital, and St. Joseph's Hospital all nearby. Inside, you'll be greeted with fresh updates throughout - new lighting, painted doors with upgraded hardware, and modern touches everywhere you look. Off the front Porch the living room shines with beautiful hardwood floors, large windows, recessed lighting, a ceiling fan, and an electric fireplace framed by custom built-in shelving. The kitchen is made for both cooking and gathering - featuring stainless steel appliances, a center island with seating, tons of counter space, a pantry, and access to your new deck with gate to add stairs to below (2022) through sliding glass doors. There's also convenient access to your 2-car garage and backyard from the side door. On the main floor, you'll find two spacious bedrooms and a full bath, perfect for guests or anyone wanting to avoid stairs, plenty of room in the bedroom closet behind the barn door to move laundry to the main level. The larger bedroom is a showstopper with custom shiplap ceiling and accent wall, barn doors, crown molding, chandelier lighting, and hardwood floors. Upstairs, two more generously sized bedrooms with fresh paint and natural light share a beautifully appointed full bath, there is already hook up for laundry in on of the bedroom closets. Head down to the partially finished basement, complete with a half bath, walk-out access to the yard, and laundry area. Outside, you'll find a 6 ft fully fenced yard with custom raised garden boxes and a separate gated dog run off the side garage door- perfect for entertaining, relaxing, or playing. Major updates bring peace of mind, including windows (2017), siding & gutters (2019), and furnace, AC, and water heater (2020). This home truly checks every box - location, updates, space, and charm - all ready for you to move right in! Don't miss your chance to see it in person - homes like this don't last long in Elgin!
Last Buyer's Agent
Non Member
NON MEMBER
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,322
Year Built
- Built in 1980
Lot Details
- 7,562 Sq Ft Lot
- Lot Dimensions are 71x108
- Property is adjacent to nature preserve
- Dog Run
- Fenced
- Paved or Partially Paved Lot
- Mature Trees
- Garden
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,727 Sq Ft Home
- 2-Story Property
- Crown Molding
- Recessed Lighting
- Fireplace
- Window Screens
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Shed
Location
- Property is near park
Schools
- Creekside Elementary School
- Kimball Middle School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Valley Creek Subdivision
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 3, 2025
Closed on
Dec 18, 2025
Sold by
Anderson Thomas M
Bought by
Angel Alfredo
Seller's Agent
Kristi Spata
REMAX Legends
Buyer's Agent
Non Member
NON MEMBER
List Price
$385,000
Sold Price
$350,000
Premium/Discount to List
-$35,000
-9.09%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,371
Avg. Annual Appreciation
1.46%
Original Mortgage
$339,500
Interest Rate
6.38%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 2, 2018
Closed on
Feb 23, 2018
Sold by
Jorgensen Janeen Louise Smith
Bought by
Andersoin Thomas M
Seller's Agent
Israel Ballesteros
REMAX Horizon
Buyer's Agent
Sean Steinberg
Keller Williams Success Realty
List Price
$232,900
Sold Price
$220,000
Premium/Discount to List
-$12,900
-5.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.12%
Original Mortgage
$216,015
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Listed on
Oct 18, 2013
Closed on
Nov 18, 2013
Sold by
Secretary Of Housing & Urban Development
Bought by
Jorgensen Janeen Louise Smith
Seller's Agent
Joseph Mueller
Tanis Group Realty
Buyer's Agent
Israel Ballesteros
REMAX Horizon
List Price
$135,000
Sold Price
$146,523
Premium/Discount to List
$11,523
8.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.01%
Purchase Details
Closed on
May 21, 2012
Sold by
Hogan Donald and Hogan Janet
Bought by
Secretary Of Hud
Purchase Details
Closed on
Oct 23, 2009
Sold by
Bowers Dorothy
Bought by
Bowers Dorothy
Purchase Details
Closed on
May 30, 2001
Sold by
Caruso Steven S and Caruso Susan M
Bought by
Hogan Donald L and Hogan Janet
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,181
Interest Rate
7.18%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $350,000 | First American Title | |
| Warranty Deed | $220,000 | Attorneys Title Guaranty Fun | |
| Special Warranty Deed | -- | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | Comprehensive Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $195,500 | Attorneys Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $339,500 | New Conventional | |
| Previous Owner | $216,015 | FHA | |
| Previous Owner | $188,181 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/18/2025 12/18/25 | Sold | $350,000 | -2.8% | $203 / Sq Ft | |
| 11/21/2025 11/21/25 | Pending | -- | -- | -- | |
| 11/13/2025 11/13/25 | Price Changed | $359,900 | -1.4% | $208 / Sq Ft | |
| 11/07/2025 11/07/25 | Price Changed | $364,900 | -5.2% | $211 / Sq Ft | |
| 11/03/2025 11/03/25 | For Sale | $385,000 | +75.0% | $223 / Sq Ft | |
| 02/23/2018 02/23/18 | Sold | $220,000 | -5.5% | $103 / Sq Ft | View Prior Sale |
| 01/15/2018 01/15/18 | Pending | -- | -- | -- | |
| 01/02/2018 01/02/18 | For Sale | $232,900 | +59.0% | $110 / Sq Ft | |
| 11/21/2013 11/21/13 | Sold | $146,523 | +8.5% | $89 / Sq Ft | View Prior Sale |
| 10/28/2013 10/28/13 | Pending | -- | -- | -- | |
| 10/18/2013 10/18/13 | For Sale | $135,000 | -- | $82 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,322 | $99,495 | $31,863 | $67,632 |
| 2023 | $6,980 | $89,886 | $28,786 | $61,100 |
| 2022 | $6,587 | $81,961 | $26,248 | $55,713 |
| 2021 | $6,301 | $76,628 | $24,540 | $52,088 |
| 2020 | $6,125 | $73,153 | $23,427 | $49,726 |
| 2019 | $5,948 | $69,683 | $22,316 | $47,367 |
| 2018 | $5,403 | $65,646 | $21,023 | $44,623 |
| 2017 | $5,252 | $62,059 | $19,874 | $42,185 |
| 2016 | $4,967 | $57,574 | $18,438 | $39,136 |
| 2015 | -- | $52,772 | $16,900 | $35,872 |
| 2014 | -- | $52,120 | $16,691 | $35,429 |
| 2013 | -- | $53,495 | $17,131 | $36,364 |
Source: Public Records
Agents Affiliated with this Home
-
Kristi Spata
-
N
Buyer's Agent in 2025
Non Member
NON MEMBER
-
I
Seller's Agent in 2018
Israel Ballesteros
REMAX Horizon
-
S
Buyer's Agent in 2018
Sean Steinberg
Keller Williams Success Realty
-
Joseph Mueller
Seller's Agent in 2013
Joseph Mueller
Tanis Group Realty
(847) 514-4506
80 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12505521
APN: 06-09-481-014
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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