$750,000
SOLD NOV 21, 2025
4 Beds
3 Baths
2,476 Sq Ft
0.32 Acres

Recently Sold

$303 Per Sq Ft

4 Days on Market

Highlights

  • Deck
  • Living Room with Fireplace
  • Vaulted Ceiling
  • Williamsburg Elementary School Rated A-
  • Recreation Room
  • Wood Flooring

About This Home

As of November 2025

Most homes are "nice." But every now and then one comes on the market that speaks to the soul... Enter 520 N Pine St on Geneva's west side, a fully remodeled 4-bed, 3 full bath ranch that harmonizes contemporary aesthetics with a nod to vintage charm. Enter a STYLE-FORWARD LIVING ROOM featuring a fun, two-sided mid-century modern fireplace that adjoins the open DINING AREA. Overlooking both is the delightful COOK'S KITCHEN, with quality, design-driven LG Studio appliances and lots of counter and cabinet space. Adjacent to the dining area is a VAULTED AND BEAMED FAMILY ROOM, with sliders out to the deck. Just beyond the dining area, an open SITTING ROOM with outdoor access transitions to the PRIMARY SUITE - privately positioned at the back of the home and opening once more to the deck. The PRIMARY BATH feels calm and intentional - a space defined by clean lines, hand-laid tile, and a walk-in shower framed in glass. A bespoke vanity anchors the room, while heated floors and a towel warmer add quiet luxury. THREE ADDITIONAL BEDROOMS round out the home, providing well-sized spaces for family life, guests, work, or hobbies. Serenity and style define the freshly remodeled SECOND BATH, featuring refined tilework, a dual vanity, and a tub beneath a gentle rain shower. But wait... Where might that pretty WINDING STAIRCASE lead, you ask? To a generous BONUS ROOM / potential 5th bedroom with closets galore and balcony access via sliders that step down to the deck. Heading down to the FINISHED BASEMENT, you'll be delighted to find a spacious recreation area, a cocktail bar with a wine fridge, a cozy lounge anchored by a second fireplace, and perhaps the prettiest FULL BATHROOM you'll find in any basement. Lest we forget, the BACKYARD is perfectly sized, gracefully landscaped, and mostly fenced. For those who prefer no grass between their toes, the WRAPAROUND DECK provides plenty of room to entertain, unwind, and enjoy the outdoors in comfort. Let's talk NEIGHBORHOOD... 520 N Pine St is a hop, skip, and a jump from the high school's athletic field. On this block, game nights mean lawn chairs in the driveways and neighbors mingling up and down the street. If the 3rd Street vibe is more your style, you're only a short walk from its boutiques, cafes, and lively restaurant scene. Some homes simply meet expectations - this one EXCEEDS them. With on-point updates, a newer roof, brand-new HVAC, and all new appliances, 520 N Pine combines distinguished living spaces with a one-of-a-kind neighborhood. A home that feels every bit as perfect as it looks!

Last Agent to Sell the Property

Laura Henrikson

@properties Christie's International Real Estate License #475184706 Listed on: 10/10/2025

@properties Christie's International Real Estate

Last Buyer's Agent

Jody Sexton

@properties Christie's International Real Estate License #475187202

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,274

Year Built

  • Built in 1961 | Remodeled in 2025

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 100 x 141

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,476 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Double Sided Fireplace
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Sitting Room
  • Formal Dining Room
  • Recreation Room
  • Bonus Room
  • Wood Flooring
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Balcony
  • Deck

Schools

  • Williamsburg Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,274

Year Built

Built in 1961 | Remodeled in 2025

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1961
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2025
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2025

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Double Sided, Wood Burning, Gas Starter
  • Fireplaces: 2
  • LivingArea: 2476
  • Room Type: Bonus Room, Sitting Room, Recreation Room, Other Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room,Basement
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick, Cedar
  • ExteriorFeatures: Balcony
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Williamsburg Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School

Lot Info

  • Lot Size Acres: 0.32
  • Lot Dimensions: 100 X 141
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 10273.86
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2025
Closed on
Nov 21, 2025
Sold by
Fernandez Traci
Bought by
Christopher J Houk And Suzanne B Houk Trust and Houk
Seller's Agent
Laura Henrikson
@properties Christie's International Real Estate
Buyer's Agent
Jody Sexton
@properties Christie's International Real Estate
List Price
$750,000
Sold Price
$750,000
Views
160

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-27.85%
Original Mortgage
$403,000
Outstanding Balance
$402,609
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$318,582

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 16, 2025
Sold by
Otis Family Trust and Boyic Barbara
Bought by
Fernandez Traci
Seller's Agent
Teresa Keenan
eXp Realty - Geneva
Buyer's Agent
Laura Henrikson
@properties Christie's International Real Estate
List Price
$475,000
Sold Price
$450,000
Premium/Discount to List
-$25,000
-5.26%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
167.07%

Purchase Details

Closed on
Jan 18, 2005
Sold by
Otis John and Otis Nancy Carol
Bought by
Otis John and Otis Nancy
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $750,000 Fidelity National Title
Warranty Deed $450,000 First American Title
Interfamily Deed Transfer -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $403,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 Sold $750,000 0.0% $303 / Sq Ft
10/14/2025 10/14/25 Pending -- -- --
10/10/2025 10/10/25 For Sale $750,000 +66.7% $303 / Sq Ft
05/17/2025 05/17/25 Sold $450,000 -5.3% $203 / Sq Ft View Prior Sale
04/18/2025 04/18/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $475,000 0.0% $215 / Sq Ft
04/07/2025 04/07/25 Price Changed $475,000 -- $215 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,274 $151,021 $43,508 $107,513
2023 $9,951 $137,292 $39,553 $97,739
2022 $7,839 $104,883 $36,752 $68,131
2021 $7,589 $100,985 $35,386 $65,599
2020 $7,494 $99,444 $34,846 $64,598
2019 $7,464 $97,561 $34,186 $63,375
2018 $7,085 $93,288 $34,186 $59,102
2017 $6,990 $90,800 $33,274 $57,526
2016 $6,831 $87,489 $32,824 $54,665
2015 -- $83,180 $31,207 $51,973
2014 -- $84,736 $31,207 $53,529
2013 -- $84,736 $31,207 $53,529
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12492738

Midwest Real Estate Data (MRED)

APN: 12-04-278-007