Seller's Agent in 2024
Dave Harshbarger
Huff Realty - Florence
(859) 630-9777
3 in this area
28 Total Sales
520 Palace Ave Elsmere, KY 41018
Estimated Value: $147,000 - $198,000
2
Beds
1
Bath
1,052
Sq Ft
$173/Sq Ft
Est. Value
Highlights
- Ranch Style House
- High Ceiling
- No HOA
- Corner Lot
- Granite Countertops
- Fireplace
About This Home
As of January 2024Attention first time home buyers. Check out this charming 2BR/1bath ranch home in the heart of Elsmere! Nice size family room to watch the game or entertain. Updated kitchen with granite counter tops and stainless steel appliances. New carpet. Recently painted. Step out on the back patio and fire up the grill in your fenced in back,. Walkout basement too! This home has ''great bones'' as they say.
* Newer roof (2017),
* Newer gas furnace (4+ years old).
* New A/C condenser (4+years old).
* Foundation repair warranty.
Make this home yours today!
FHA buyers welcome!
1 Year HSA Home Warranty included.
Last Agent to Sell the Property
Huff Realty - Florence License #223455 Listed on: 03/23/2023
Last Buyer's Agent
Susannah Stephens
Coldwell Banker Realty FM License #219393
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,341
Year Built
- Built in 1920
Lot Details
- 10,363 Sq Ft Lot
- Chain Link Fence
- Corner Lot
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Vinyl Siding
- Block And Beam Construction
Interior Spaces
- High Ceiling
- Fireplace
- Insulated Windows
- Panel Doors
- Entryway
- Family Room with entrance to outdoor space
- Family Room
Kitchen
- Electric Range
- Dishwasher
- Granite Countertops
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Patio
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 004-30-21-088.02
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 23, 2023
Closed on
Jan 24, 2024
Sold by
Boyd Clayton S
Bought by
Kinman Courtney
Seller's Agent
Dave Harshbarger
Huff Realty - Florence
Buyer's Agent
Susannah Stephens
Coldwell Banker Realty FM
List Price
$174,900
Sold Price
$165,000
Premium/Discount to List
-$9,900
-5.66%
Views
1071
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,404
Avg. Annual Appreciation
6.43%
Purchase Details
Listed on
Nov 11, 2021
Closed on
Jan 1, 2022
Sold by
Jared Thorsen
Bought by
Boyd Clayton S
Seller's Agent
Lisa Brandenburg
Huff Realty - Florence
Buyer's Agent
Jennifer Baker
ERA Real Solutions Realty
List Price
$169,000
Sold Price
$152,500
Premium/Discount to List
-$16,500
-9.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%
Original Mortgage
$147,925
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 16, 2021
Closed on
Oct 8, 2021
Sold by
Rogers Robin R
Bought by
Thorsen Jared and Thorsen Lisa
Seller's Agent
The Platinum Partners
eXp Realty, LLC
Buyer's Agent
Lisa Thorsen
RE/MAX Victory + Affiliates
List Price
$100,000
Sold Price
$76,000
Premium/Discount to List
-$24,000
-24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1003.96%
Purchase Details
Listed on
Aug 16, 2021
Closed on
Sep 28, 2021
Sold by
Rogers Robin R
Bought by
Thorsen Jared and Thorsen Lisa
Seller's Agent
The Platinum Partners
eXp Realty, LLC
Buyer's Agent
Lisa Thorsen
RE/MAX Victory + Affiliates
List Price
$100,000
Sold Price
$76,000
Premium/Discount to List
-$24,000
-24%
Purchase Details
Closed on
Dec 23, 2013
Sold by
Gateway Enterprises Inc
Bought by
Rogers Robin R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,476
Interest Rate
4.29%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 25, 2005
Sold by
Wells Judy E
Bought by
Gateway Enterprises Inc and Gateway Properties
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,677
Interest Rate
5.77%
Mortgage Type
Unknown
Purchase Details
Closed on
May 3, 2005
Sold by
Wells Robert A
Bought by
Wells Judy E
Purchase Details
Closed on
Apr 29, 2003
Sold by
Gateway Properties Inc
Bought by
Wells Robert and Wells Judy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,450
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Kinman Courtney | $165,000 | 360 American Title | |
| Boyd Clayton S | $152,500 | Northwest Title | |
| Thorsen Jared | $76,000 | None Listed On Document | |
| Thorsen Jared | $76,000 | None Available | |
| Rogers Robin R | $56,500 | Bridgetrust Title Group | |
| Gateway Enterprises Inc | -- | -- | |
| Wells Judy E | -- | -- | |
| Wells Robert | -- | Kentucky Land Title Agency |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Boyd Clayton S | $147,925 | |
| Previous Owner | Rogers Robin R | $55,476 | |
| Previous Owner | Gateway Enterprises Inc | $221,050 | |
| Previous Owner | Wells Judy | $353,677 | |
| Previous Owner | Wells Robert | $44,450 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/24/2024 01/24/24 | Sold | $165,000 | -5.7% | $157 / Sq Ft |
| 12/20/2023 12/20/23 | Pending | -- | -- | -- |
| 12/07/2023 12/07/23 | For Sale | $174,900 | 0.0% | $166 / Sq Ft |
| 12/03/2023 12/03/23 | Pending | -- | -- | -- |
| 12/01/2023 12/01/23 | Price Changed | $174,900 | -4.2% | $166 / Sq Ft |
| 07/07/2023 07/07/23 | For Sale | $182,500 | 0.0% | $173 / Sq Ft |
| 06/23/2023 06/23/23 | Pending | -- | -- | -- |
| 06/20/2023 06/20/23 | For Sale | $182,500 | 0.0% | $173 / Sq Ft |
| 04/27/2023 04/27/23 | Pending | -- | -- | -- |
| 03/30/2023 03/30/23 | Price Changed | $182,500 | -3.9% | $173 / Sq Ft |
| 03/23/2023 03/23/23 | For Sale | $190,000 | +24.6% | $181 / Sq Ft |
| 01/11/2022 01/11/22 | Sold | $152,500 | -4.6% | $145 / Sq Ft |
| 12/12/2021 12/12/21 | Pending | -- | -- | -- |
| 11/26/2021 11/26/21 | Price Changed | $159,900 | -5.4% | $152 / Sq Ft |
| 11/11/2021 11/11/21 | For Sale | $169,000 | +122.4% | $161 / Sq Ft |
| 09/28/2021 09/28/21 | Sold | $76,000 | -20.0% | $72 / Sq Ft |
| 09/15/2021 09/15/21 | Pending | -- | -- | -- |
| 09/13/2021 09/13/21 | Price Changed | $95,000 | -5.0% | $90 / Sq Ft |
| 09/07/2021 09/07/21 | For Sale | $100,000 | 0.0% | $95 / Sq Ft |
| 08/20/2021 08/20/21 | Pending | -- | -- | -- |
| 08/16/2021 08/16/21 | For Sale | $100,000 | -- | $95 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,341 | $152,500 | $30,000 | $122,500 |
| 2023 | $2,286 | $152,500 | $30,000 | $122,500 |
| 2022 | $1,301 | $76,000 | $15,000 | $61,000 |
| 2021 | $1,091 | $62,200 | $15,000 | $47,200 |
| 2020 | $1,085 | $62,200 | $15,000 | $47,200 |
| 2019 | $1,071 | $62,200 | $15,000 | $47,200 |
| 2018 | $999 | $56,500 | $15,000 | $41,500 |
| 2017 | $902 | $56,500 | $15,000 | $41,500 |
| 2015 | $1,065 | $56,500 | $15,000 | $41,500 |
| 2014 | $1,041 | $56,500 | $15,000 | $41,500 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Harshbarger
-
S
Buyer's Agent in 2024
Susannah Stephens
Coldwell Banker Realty FM
-
Lisa Brandenburg
Seller's Agent in 2022
Lisa Brandenburg
Huff Realty - Florence
(859) 653-3420
5 in this area
135 Total Sales
-
Lisa Thorsen
Seller Co-Listing Agent in 2022
Lisa Thorsen
RE/MAX
(513) 410-0249
3 in this area
53 Total Sales
-
Jennifer Baker
Buyer's Agent in 2022
Jennifer Baker
ERA Real Solutions Realty
(859) 992-1147
2 in this area
14 Total Sales
-
The Platinum Partners
T
Seller's Agent in 2021
The Platinum Partners
eXp Realty, LLC
(859) 780-2762
10 in this area
364 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 612190
APN: 004-30-21-088.02
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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