Autumn Boblitt
Torrey Smith Realty Co., LLC
(812) 382-3650
321 Total Sales
2 in Richmond
$310,000 Price Range
520 Ryan Dr Richmond, KY 40475
Richmond AreaEstimated Value: $540,029
5
Beds
3.5
Baths
3,484
Sq Ft
$155/Sq Ft
Est. Value
Highlights
- In Ground Pool
- View of Trees or Woods
- Deck
- Clark Moores Middle School Rated 9+
- Craftsman Architecture
- Recreation Room
About This Home
As of March 2026Your Dream Home with Room to Grow Welcome to 520 Ryan Drive a home where space, comfort, and connection come together beautifully. This five-bedroom, three-and-a-half-bath home offers so much more than square footage it offers possibilities. The open floor plan makes gathering easy, while the fully finished basement with its second kitchen adds flexibility for hosting, creating a cozy hangout, or giving loved ones their own space. Step outside and you'll find your own backyard retreat an in-ground pool for summer days, a large deck expanded to 16x23, and plenty of yard space for gardening, pets, or outdoor fun. There's even a spot that's perfect for a future hobby space. Every detail has been thoughtfully updated for comfort and efficiency tankless water heater, spray foam insulation (no cold zones!), luxury vinyl plank flooring throughout, and double HVAC systems to keep every level just right. The home also features granite counters in the kitchen and bathrooms, black stainless appliances, and built-in smart systems like Ring, Vivint, and Eero mesh Wi-Fi for fast, seamless connection. With an oversized lot, two security systems, LED lighting, premium finishes, and energy-efficient features, this home is move-in ready and designed for modern living. If you've been dreaming of space to live, work, and relax this home checks every box. Built by Payne, and Slat Creek Construction. Your next chapter begins at 520 Ryan Drive
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Home Details
Home Type
- Single Family
Year Built
- Built in 2020
Lot Details
- 14,723 Sq Ft Lot
- Privacy Fence
- Wire Fence
- Garden
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Woods
- Neighborhood
Home Design
- Craftsman Architecture
- Brick Veneer
- Dimensional Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Stone
Interior Spaces
- 1.5-Story Property
- Ceiling Fan
- Factory Built Fireplace
- Gas Log Fireplace
- Window Screens
- Family Room Downstairs
- Living Room with Fireplace
- Dining Room
- Recreation Room
- Utility Room
- Laundry on upper level
- Second Floor Utility Room
- Security System Owned
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- In-Law or Guest Suite
- Bathroom on Main Level
Attic
- Pull Down Stairs to Attic
- Partially Finished Attic
Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
Outdoor Features
- In Ground Pool
- Deck
- Front Porch
Schools
- Glenn Marshall Elementary School
- Michael Caudill Middle School
- Madison Central High School
Utilities
- Cooling System Powered By Gas
- Multiple cooling system units
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 0068-002G-0013
Community Details
Overview
- Association fees include snow removal
- Magnolia Pointe Subdivision
- Mandatory home owners association
Recreation
- Community Playground
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2026
Closed on
Mar 5, 2026
Sold by
Thompson Lori and Irwin Andrew L
Bought by
Seller's Agent
Kim Dice
eXp Realty, LLC
Buyer's Agent
Terri McGraw
FC Tucker Bluegrass
List Price
$479,500
Sold Price
$450,000
Premium/Discount to List
-$29,500
-6.15%
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,029
Avg. Annual Appreciation
44.02%
Original Mortgage
$400,000
Outstanding Balance
$398,422
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$141,610
Purchase Details
Listed on
Aug 21, 2019
Closed on
Oct 16, 2020
Sold by
Payne Homes Inc
Bought by
Irwin Andrew L and Thompson Lori A
Seller's Agent
Michael Prather
Keller Williams Commonwealth
Buyer's Agent
Kim Dice
eXp Realty, LLC
List Price
$314,900
Sold Price
$314,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.85%
Original Mortgage
$283,410
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 12, 2019
Sold by
Magnolia Development Llc
Bought by
Payne Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,555
Interest Rate
3.9%
Mortgage Type
Construction
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Richmond, KY
-
Autumn Boblitt
-
Delma Peercy
Delma Peercy
Responds QuicklyBlueHorse Realty
(859) 267-1313
67 Total Sales
29 in Richmond
$192K - $1.2M Price Range
-
Debbie Clark
Debbie Clark
CENTURY 21 Advantage Realty
(859) 809-2507
37 Total Sales
11 in Richmond
$150K - $325K Price Range
-
Pete doCouto
Pete doCouto
Plum Tree Realty
(859) 710-9025
49 Total Sales
2 in Richmond
$244K - $245K Price Range
-
Jessica Vincent
Jessica Vincent
Responds QuicklyCENTURY 21 Advantage Realty
(606) 687-5562
100 Total Sales
1 in Richmond
$253,000 Price
-
Kathy Jones
Kathy Jones
CENTURY 21 Advantage Realty
(606) 714-1589
89 Total Sales
1 in Richmond
$289,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $450,000 | Bluegrass Land Title | ||
| Irwin Andrew L | $314,900 | Bluegrass Land Title Llc | |
| Payne Homes Inc | $35,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $400,000 | ||
| Previous Owner | Irwin Andrew L | $283,410 | |
| Previous Owner | Payne Homes Inc | $289,555 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/05/2026 03/05/26 | Sold | $450,000 | -6.2% | $129 / Sq Ft | |
| 02/05/2026 02/05/26 | Pending | -- | -- | -- | |
| 01/16/2026 01/16/26 | For Sale | $479,500 | +52.3% | $138 / Sq Ft | |
| 10/16/2020 10/16/20 | Sold | $314,900 | 0.0% | $142 / Sq Ft | View Prior Sale |
| 09/01/2020 09/01/20 | Pending | -- | -- | -- | |
| 08/21/2019 08/21/19 | For Sale | $314,900 | -- | $142 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,772 | $400,000 | $0 | $0 |
| 2024 | $3,017 | $314,900 | $0 | $0 |
| 2023 | $1,242 | $128,000 | $0 | $0 |
| 2022 | $412 | $314,900 | $0 | $0 |
| 2021 | $3,121 | $314,900 | $0 | $0 |
| 2020 | $354 | $35,000 | $0 | $0 |
| 2019 | $178 | $17,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Dice
Seller's Agent in 2026
Kim Dice
eXp Realty, LLC
(859) 398-0205
100 Total Sales
-
Terri McGraw
Buyer's Agent in 2026
Terri McGraw
FC Tucker Bluegrass
(859) 621-3285
86 Total Sales
-
MP
Seller's Agent in 2020
Michael Prather
Keller Williams Commonwealth
-
KP
Seller Co-Listing Agent in 2020
Katy Prather
Keller Williams Commonwealth
-
KD
Buyer's Agent in 2020
Kimberly Dice
Sandy Stuart Realty
-
Clay Thomas
Buyer Co-Listing Agent in 2020
Clay Thomas
Keller Williams Legacy Group
(859) 539-1677
72 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26001204
APN: 0068-002G-0013
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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