$1,124,900

520 Useppa Island Useppa Island, FL 33924

Estimated payment $8,227/month

Total Views 1,011
2 Beds
2 Baths
1,366 Sq Ft
$823 Price per Sq Ft

Highlights

  • Marina
  • Attached Guest House
  • Access to Bay or Harbor
  • Community Boat Dock
  • Home fronts navigable water
  • Fitness Center

About This Home

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.

Listing Agent

Brian McColgan

UIP Property Company LLC License #258000461 Listed on: 01/09/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,723

Year Built

  • Built in 1981

Lot Details

  • 2,352 Sq Ft Lot
  • Lot Dimensions are 30 x 82 x 21 x 83
  • Home fronts navigable water
  • Property fronts a private road
  • Cul-De-Sac
  • Home has East and West Exposure
  • Rectangular Lot
  • Property is zoned RM-2

HOA Fees

  • $1,622 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway
  • Golf Cart Parking

Home Design

  • Stilt Home
  • Traditional Architecture
  • Villa
  • Entry on the 1st floor
  • Pillar, Post or Pier Foundation
  • Raised Foundation
  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 1,366 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Tinted Windows
  • Electric Shutters
  • Double Hung Windows
  • Bay Window
  • French Doors
  • Open Floorplan
  • Screened Porch
  • Laminate Flooring
  • Bay Views

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • High Impact Door
  • Fire and Smoke Detector

Outdoor Features

  • Access to Bay or Harbor
  • Mangrove Front
  • Balcony
  • Deck
  • Screened Patio
  • Lanai
  • Outdoor Storage
  • Outdoor Gas Grill

Additional Homes

  • Attached Guest House

Utilities

  • Zoned Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Satellite Dish
  • Cable TV Not Available

Listing and Financial Details

  • Legal Lot and Block 10 / 10
  • Assessor Parcel Number 09-44-21-02-00010.00A0

Community Details

Overview

  • Association fees include management, legal/accounting, recreation facilities, road maintenance, street lights, trash
  • Private Membership Available
  • Association Phone (239) 283-1061
  • Useppa Island Subdivision

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Community Boat Dock
  • Community Boat Slip
  • RV or Boat Storage in Community
  • Marina
  • Tennis Courts
  • Bocce Ball Court
  • Fitness Center
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,723

Year Built

Built in 1981

Lot Details

2,352 Sq Ft Lot

HOA Fees

$1,622 per month

Parking

1

Listing Details

  • Property Sub Type: Attached
  • Prop. Type: Residential
  • Lot Size Acres: 0.054
  • Lot Size: 30 x 82 x 21 x 83
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Single Family
  • Subdivision Name: USEPPA ISLAND
  • Directions: From I-75 or US 41 take SR 78, west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port in Bokeelia. Alternately, your agent may pick you up in Four Winds Marina.
  • Architectural Style: Two Story, Stilt, Traditional, Duplex
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Duplex
  • Year Built: 1981
  • Property Sub Type Additional: Attached,Duplex,Villa
  • Exposures: West
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Self Cleaning Oven, Washer
  • Other Equipment: Satellite Dish
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: French Doors
  • Flooring: Laminate
  • Interior Amenities: Breakfast Bar, Built-in Features, Bedroom on Main Level, Family/Dining Room, French Door(s)/Atrium Door(s), Living/Dining Room, Pantry, Shower Only, Separate Shower, Vaulted Ceiling(s), Window Treatments, High Speed Internet, Split Bedrooms
  • Living Area: 1366.0
  • Dining Room Type: Other, Screened Porch
  • Stories: 2
  • Window Features: Bay Window(s), Double Hung, Tinted Windows, Thermal Windows, Impact Glass, Window Coverings

Exterior Features

  • Lot Features: Rectangular Lot, Cul-De-Sac
  • Pool Private: No
  • View: Bay, Mangroves
  • View: Yes
  • Waterfront Features: Bay Access, Mangrove, Navigable Water, Across the Road Water Frontage
  • Waterfront: Yes
  • Disclosures: Disclosure on File, Deed Restriction, Owner Has Flood Insurance, RV Restriction(s), Seller Disclosure
  • Construction Type: Other, Wood Frame
  • Direction Faces: East
  • Exterior Features: Deck, Security/High Impact Doors, Outdoor Grill, Storage, Shutters Electric, Gas Grill
  • Foundation Details: Pillar/Post/Pier, Raised
  • Other Structures: Guest House Attached
  • Patio And Porch Features: Balcony, Deck, Lanai, Open, Porch, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, Golf Cart Garage, Paved, Two Spaces

Utilities

  • Laundry Features: Inside
  • Security: None, Smoke Detector(s)
  • Green Building Features: On Site Management
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Zoned
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Not Available, Natural Gas Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Tennis Court(s), Street Lights
  • Senior Community: No
  • Amenities: Bocce Court, Boat Dock, Marina, Clubhouse, Fitness Center, Private Membership, RV/Boat Storage, Restaurant, Boat Slip, Tennis Court(s), Trail(s)
  • Association Fee: 1622.22
  • Association Fee Frequency: Monthly
  • Phone: 2392831061
  • Association: Yes
  • Pets Allowed: Call, Conditional

Fee Information

  • Association Fee Includes: Association Management, Legal/Accounting, Recreation Facilities, Road Maintenance, Street Lights, Trash

Lot Info

  • Parcel #: 09-44-21-02-00010.00A0
  • Zoning Description: RM-2

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 9722.82
  • Tax Block: 10
  • Tax Lot: 10
  • Tax Year: 2025

Map

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Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2026 01/09/26 For Sale $1,124,900 +204.0% $823 / Sq Ft
07/31/2020 07/31/20 Sold $370,000 -4.9% $271 / Sq Ft View Prior Sale
07/01/2020 07/01/20 Pending -- -- --
01/02/2020 01/02/20 For Sale $389,000 -- $285 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2025024636

Florida Gulf Coast Multiple Listing Service
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