520 Useppa Island Useppa Island, FL 33924
Estimated payment $8,925/month
Highlights
- 20 Feet of Bay Harbor Waterfront
- Dock has access to electricity and water
- Open Floorplan
- White Water Ocean Views
- The property is located in a historic district
- Deck
About This Home
Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Listing Agent
UIP PROPERTY COMPANY LLC Brokerage Phone: 239-410-7850 License #470960 Listed on: 03/25/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $10,024
Year Built
- Built in 1981
Lot Details
- 2,352 Sq Ft Lot
- 20 Feet of Bay Harbor Waterfront
- West Facing Home
- Mature Landscaping
HOA Fees
Home Design
- Half Duplex
- Key West Architecture
- Bi-Level Home
- Turnkey
- Metal Roof
- HardiePlank Type
- Pile Dwellings
Interior Spaces
- 1,366 Sq Ft Home
- Open Floorplan
- Double Pane Windows
- Low Emissivity Windows
- Insulated Windows
- Great Room
- Combination Dining and Living Room
- White Water Ocean Views
Kitchen
- Built-In Oven
- Cooktop with Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in Kitchen
- Washer
Home Security
Parking
- Electric Vehicle Home Charger
- Ground Level Parking
- Driveway
- Open Parking
- Off-Street Parking
Outdoor Features
- Access to Bay or Harbor
- Property is near a marina
- First Come-First Served Dock
- Water Skiing Allowed
- Dock has access to electricity and water
- Open Dock
- Balcony
- Courtyard
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Outdoor Storage
- Outdoor Grill
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- The property is located in a historic district
Utilities
- Zoned Heating and Cooling
- Thermostat
- Underground Utilities
- Power Generator
- Propane
- Water Filtration System
- Private Sewer
- Phone Available
- Satellite Dish
Listing and Financial Details
- Legal Lot and Block 10 / 10
- Assessor Parcel Number 09-44-21-02-00010.00A0
Community Details
Overview
- Evelyn Association, Phone Number (239) 283-1061
- Visit Association Website
- Useppa Island Partners Llc Association, Phone Number (239) 283-1061
- Useppa Village Subdivision
Pet Policy
- 2 Pets Allowed
- Dogs Allowed
Security
- Hurricane or Storm Shutters
- Storm Windows
- Fire and Smoke Detector
Map
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/25/2026 03/25/26 | For Sale | $1,124,900 | +204.0% | $823 / Sq Ft | |
| 07/31/2020 07/31/20 | Sold | $370,000 | -4.9% | $271 / Sq Ft | View Prior Sale |
| 07/01/2020 07/01/20 | Pending | -- | -- | -- | |
| 01/02/2020 01/02/20 | For Sale | $389,000 | -- | $285 / Sq Ft |
Source: Stellar MLS
MLS Number: C7523816
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Listings courtesy of Stellar MLS as distributed by MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.