NOT LISTED FOR SALE

Estimated Value: $185,000 - $196,000

2 Beds
1 Bath
548 Sq Ft
$351/Sq Ft Est. Value

Last Sold September 05, 2025

Last sale price $191,800 $350 Per Sq Ft

Current estimated payment $1,289/month

13 Days on Market

Highlights

  • Living Room
  • Laundry Room
  • Combination Kitchen and Dining Room
  • McHenry Community High School - Upper Campus Rated A-
  • 1-Story Property
  • Family Room

About This Home

As of September 2025

Welcome to this charming home, perfectly situated on a spacious double corner lot. This property offers an incredible opportunity to create your ideal living space, whether you're a first-time homebuyer or looking for a cozy new beginning. One of the standout features of this home is the generously sized double corner lot, which provides ample outdoor space. The partially fenced yard provides an excellent opportunity to create a secure enclosure for your pets. Additionally, the large garage offers plenty of room for all your recreational vehicles and hobbies. Inside, you'll appreciate the newly remodeled bathroom, providing a fresh and updated feel. This home truly offers the perfect blend of comfort and convenience, making it an excellent starter home.

Last Agent to Sell the Property

Michelle Gassensmith

Real Broker, LLC License #475133660 Listed on: 07/07/2025

Co-Listed By

Christal Baldocchi

Real Broker, LLC License #475205331

Last Buyer's Agent

Lisa Jensen

Keller Williams North Shore West License #475161063

Keller Williams North Shore West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,060

Year Built

  • Built in 1947

HOA Fees

Parking

  • 2.5 Car Garage

Interior Spaces

  • 548 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Laminate Flooring
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Schools

  • Harrison Elementary School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Community Details

  • Association fees include lake rights
  • Manager Association, Phone Number (815) 653-1000
  • Property managed by Master Property Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,060

Year Built

Built in 1947

Lot Details

0

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1947
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • LivingArea: 548
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Aluminum Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Gravel, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Heating: Natural Gas
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 7
  • Association Fee Frequency: Monthly
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Monthly
  • Management Company: Master Property Owners Association
  • Management Contact Name: manager
  • Management Phone: 815-653-1000
  • Master Association Fee: 7

Fee Information

  • Association Fee Includes: Lake Rights

Schools

  • Elementary School: Harrison Elementary School
  • Middle/Junior School: Harrison Elementary School

Lot Info

  • Lot Dimensions: 0.27
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3

Tax Info

  • Tax Annual Amount: 3060
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Aug 25, 2025
Sold by
Mann Stacey
Bought by
Moore Karen
Seller's Agent
Michelle Gassensmith
Real Broker, LLC
Buyer's Agent
Lisa Jensen
Keller Williams North Shore West
List Price
$190,000
Sold Price
$191,800
Premium/Discount to List
$1,800
0.95%
Views
85
Current Estimated Value
$192,135

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$335
Avg. Annual Appreciation
0.67%
Original Mortgage
$188,326
Outstanding Balance
$188,326
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$3,809

Purchase Details

Closed on
Oct 30, 2017
Sold by
Kinder Fredrick and Kinder Sheryl
Bought by
Mann Stacey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,949
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 25, 2001
Sold by
First Bank National Assn
Bought by
Kinder Fredrick and Kinder Sheryl

Purchase Details

Closed on
Mar 12, 2001
Sold by
Hubbell Larry
Bought by
First Bank National Assn Trust and Home Equity Loan Trust #1997-1

Purchase Details

Closed on
Dec 16, 1996
Sold by
Schmuck Frank J and Schmuck Valerie
Bought by
Hubbell Larry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,700
Interest Rate
7.92%

Purchase Details

Closed on
Apr 19, 1995
Sold by
Mchenry State Bank
Bought by
Schmuck Frank J and Schmuck Valerie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moore Karen $192,000 None Listed On Document
Mann Stacey $58,000 Citywide Title Corp
Kinder Fredrick $30,000 First American
First Bank National Assn Trust -- --
Hubbell Larry $78,500 Stewart Title Company
Schmuck Frank J $66,000 Lawyers Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moore Karen $188,326
Previous Owner Mann Stacey $56,949
Previous Owner Hubbell Larry $69,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $191,800 +0.9% $350 / Sq Ft
07/20/2025 07/20/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $190,000 -- $347 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,194 $51,626 $11,239 $40,387
2023 $3,060 $46,252 $10,069 $36,183
2022 $2,244 $32,196 $9,341 $22,855
2021 $2,115 $29,983 $8,699 $21,284
2020 $2,032 $28,733 $8,336 $20,397
2019 $1,977 $27,285 $7,916 $19,369
2018 $1,792 $23,680 $6,870 $16,810
2017 $2,364 $22,225 $6,448 $15,777
2016 $2,339 $20,771 $6,026 $14,745
2013 -- $22,221 $5,933 $16,288
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12412712

Midwest Real Estate Data (MRED)

APN: 09-06-479-020