NOT LISTED FOR SALE

521 Blue Spruce Dr Richmond, KY 40475

Estimated Value: $434,000 - $478,000

4 Beds
3 Baths
3,197 Sq Ft
$142/Sq Ft Est. Value

Last Sold September 22, 2023

Last sale price $415,000 $130 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,974/month

Highlights

  • Deck
  • Ranch Style House
  • Bonus Room
  • Rural View
  • Attic
  • No HOA

About This Home

As of September 2023

You will love the open concept this home has in the kitchen/great room combo with gas log fireplace and built ins. The kitchen boasts white kitchen cabinets and stainless appliances. The large primary suite as two walk in closets, double bowl vanity in primary bath with large gorgeous tile shower. Extra big bedrooms 2 and 3. High end laminate flooring in common areas. Full size laundry room completes the upstairs. Walk out basement complete with family room, 4th bedroom, full bath, finished bonus room that could be a 5th bedroom or office, an oversize utility garage and lots of storage space. Two decks...one on main floor with a view to die for and one off of basement. Nice size fenced back yard with fire pit area.

Last Agent to Sell the Property

Vonda Sipple

Southern Legacy Realty License #247098 Listed on: 08/24/2023

Last Buyer's Agent

Amber Snell

Christies International Real Estate Bluegrass License #221213

Christies International Real Estate Bluegrass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,976

Year Built

  • Built in 2016

Lot Details

  • 0.35 Acre Lot
  • Wood Fence
  • Wire Fence

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Gas Log Fireplace
  • Propane Fireplace
  • Blinds
  • Window Screens
  • Living Room with Fireplace
  • Home Office
  • Bonus Room
  • Rural Views
  • Partially Finished Basement
  • Partial Basement
  • Washer and Electric Dryer Hookup
  • Attic

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Parking

  • Attached Garage
  • Front Facing Garage
  • Driveway

Outdoor Features

  • Deck

Schools

  • Kit Carson Elementary School
  • Madison Mid Middle School
  • Not Applicable Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Propane Water Heater

Community Details

  • No Home Owners Association
  • Covington Woods Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0055-0003-0105

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,976

Year Built

Built in 2016

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 2016
  • Above Grade Finished Sq Ft: 1683.0
  • Levels: One
  • New Construction: No
  • Location Tax Legal Info:Elementary School: Kit Carson
  • Location Tax Legal Info:Middle or Junior School: Madison Mid
  • Location Tax Legal Info:High School: Madison Central
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2023-08-24
  • General Property Description:Lot Size Acres: 0.35
  • General Property Description:Above Grade Finished Area: 1683.0
  • General Property Description:Below Grade Unfinished Area: 318.0
  • General Property Description:Waterfront: No
  • Utilities:Electricity2: Electricity Available
  • Utilities:Propane3: Propane Available
  • Water: Water Available
  • Structure Type:House: Yes
  • Basement: Yes
  • Flooring:Carpet: Yes
  • Attic:Attic YN: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Stories:One: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Flooring:Vinyl: Yes
  • Cooling:Heat Pump3: Yes
  • View:Rural: Yes
  • Fencing:Wood2: Yes
  • General Property Description:Below Grade Finished Area: 1514.0
  • General Property Description:Above Grade Unfinished Area: 440.0
  • Home Warranty Information:Home Warranty YN: No
  • General Property Description:Finished Area Total: 3197.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Propane Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Primary First Floor, Walk-In Closet(s), Eat-in Kitchen, In-Law Floorplan, Ceiling Fan(s)
  • Flooring: Carpet, Laminate, Vinyl
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Partial, Partially Finished
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1514.0
  • Fireplace Features: Gas Log, Propane, Living Room
  • Fireplace: Yes
  • Lot Size Area: 0.35
  • Window Features: Screens, Blinds
  • Fireplace Features:Fireplace YN: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Propane6: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Primary First Floor: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Partial: Yes
  • Basement:Partially Finished: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Appliances:Oven: Yes
  • Fireplace Features:Living Room3: Yes
  • Appliances:Propane Water Heater: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • Rooms:_pound_ of Bedrooms2: 3

Exterior Features

  • Exterior Features: Deck
  • Roof: Composition
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Fencing: Wood
  • Foundation Details: Block
  • Home Warranty: No
  • List Price: 415000.0
  • View: Rural
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Accessibility Features:Handicap Accessible YN: No
  • Exterior Features:Deck: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway
  • Garage Features:Garage YN: Yes
  • Garage Features:Attached: Yes
  • Garage Features:Garage Faces Front: Yes
  • Carport Features:Carport YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump, Electric
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Kit Carson
  • High School: Madison Central
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 0.35
  • Lot Size Sq Ft: 15246.0
  • Parcel Number: 0055-0003-0105

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Sep 22, 2023
Sold by
Stewart Joshua and Stewart Sarah
Bought by
Austin Melissa and Austin Aaron
Seller's Agent
Vonda Sipple
Southern Legacy Realty
Buyer's Agent
Amber Snell
Christies International Real Estate Bluegrass
List Price
$415,000
Sold Price
$415,000
Views
47
Current Estimated Value
$482,675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,675
Avg. Annual Appreciation
4.96%
Original Mortgage
$290,500
Outstanding Balance
$284,886
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$169,839

Purchase Details

Closed on
Sep 17, 2019
Sold by
Cox Anderson and Cox Kelly
Bought by
Stewart Joshua and Stewart Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,700
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Austin Melissa $415,000 None Listed On Document
Stewart Joshua $286,000 Jett Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Austin Melissa $290,500
Previous Owner Stewart Joshua $90,000
Previous Owner Stewart Joshua $31,500
Previous Owner Stewart Joshua $271,700
Previous Owner Cox Anderson $224,867
Previous Owner Closet & Casework Of Ky Llc $180,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2023 09/22/23 Sold $415,000 0.0% $130 / Sq Ft
08/25/2023 08/25/23 Pending -- -- --
08/24/2023 08/24/23 For Sale $415,000 -- $130 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,976 $415,000 $0 $0
2023 $2,774 $286,000 $0 $0
2022 $382 $286,000 $0 $0
2021 $2,834 $286,000 $0 $0
2020 $2,894 $286,000 $0 $0
2019 $2,338 $230,000 $0 $0
2018 $2,337 $230,000 $0 $0
2017 $2,312 $230,000 $0 $0
2016 $199 $20,000 $0 $0
2015 $292 $30,000 $0 $0
2014 $287 $30,000 $0 $0
2012 $287 $30,000 $30,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 23016199

ImagineMLS (Bluegrass REALTORS®)

APN: 0055-0003-0105