$227,000
SOLD MAR 16, 2026

521 E Fourth St Cumberland, MD 21502

3 Beds
2 Baths
1,608 Sq Ft
12,632 Sq Ft Lot

Recently Sold

$141 Per Sq Ft

5% Below List Price

106 Days on Market

Highlights

  • Spa
  • 2 Fireplaces
  • 1 Car Attached Garage
  • Rambler Architecture
  • No HOA
  • 1 Attached Carport Space

About This Home

As of March 2026

Pack your things and move into this lovely ranch style home. This is one level living at it's finest. You are welcomed into a cozy living room with a wood-burning fireplace. The flow of the home takes you to the oversized family room that also has a fireplace for your relaxation. The kitchen offers newer cabinets and countertops and great undermount lighting to really brighten up the space. Most appliances have been replaced. There are 3 bedrooms. The primary bedroom offers an ensuite with a shower with seating. The other bedrooms share the full bath that has the same updated cabinets and counters as the kitchen. On the lower level you will find an area that could easily be finished off for addtional living space, storage, workstation and pull in garage that fits a mid-sized SUV. What really will grab your attention is the large, flat, fully fenced backyard. There is a deck for entertaining and a hot tub area to unwind. The ramp off of the deck offers direct access to your carport for convenience. Both driveways have been recently sealed. Look no further. You are HOME!

Last Agent to Sell the Property

Katie Rice

(301) 777-3380 stevedubrueler@premiermove.com Coldwell Banker Premier Brokerage Phone: 3017773380 Listed on: 09/19/2025

Coldwell Banker Premier

Last Buyer's Agent

Sasha Leasure

(301) 777-3380 stevedubrueler@premiermove.com Coldwell Banker Premier

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,687

Year Built

  • Built in 1980

Lot Details

  • 12,512 Sq Ft Lot
  • Property is Fully Fenced
  • Chain Link Fence

Parking

  • 1 Car Attached Garage
  • 3 Driveway Spaces
  • 1 Attached Carport Space
  • Basement Garage

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 1.5 Levels
  • 2 Fireplaces
  • Partially Finished Basement
  • Connecting Stairway
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Pool

  • Spa

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104016785

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,687

Year Built

Built in 1980

Lot Details

0.29 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: Outdoor dog kennel
  • New Construction: No
  • Story List: Main
  • Year Built: 1980
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 1.5
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partially Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 2656
  • Living Area Sq Ft: 1608
  • Price Per Sq Ft: 169.35
  • Above Grade Finished Sq Ft: 1328
  • Below Grade Finished Sq Ft: 280
  • Below Grade Sq Ft: 1048
  • Total Below Grade Sq Ft: 1328
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Hot Tub
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Basement Garage
  • Attached Carport Spaces: 1
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Carport, Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Chain Link, Fully
  • Lot Size Acres: 0.29
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12512.00
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3687.00
  • Assessor Parcel Number: 0104016785
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2022
Closed on
Jul 27, 2022
Sold by
Leo Reynolds Steven
Bought by
Brooks Alexander S
Seller's Agent
Linda Deremer
Appalachian Realty
Buyer's Agent
Katie Rice
Coldwell Banker Premier
List Price
$167,500
Sold Price
$165,000
Premium/Discount to List
-$2,500
-1.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.80%
Original Mortgage
$162,011
Outstanding Balance
$155,121
Interest Rate
5.7%
Mortgage Type
FHA
Estimated Equity
$69,183

Purchase Details

Closed on
Dec 1, 2003
Sold by
Bennett Virgil R and Bennett Catherine
Bought by
Reynolds Rebecca J

Purchase Details

Closed on
May 22, 1987
Sold by
Morin Leahdawn K
Bought by
Bennett Virgil R-Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,775
Interest Rate
10.81%
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Deed $165,000 None Listed On Document
Deed $125,964 --
Deed $59,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $162,011 FHA
Previous Owner $53,775 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2026 03/16/26 Sold $227,000 +0.9% $141 / Sq Ft
01/03/2026 01/03/26 Pending -- -- --
11/10/2025 11/10/25 Price Changed $224,900 -2.2% $140 / Sq Ft
10/02/2025 10/02/25 Price Changed $229,900 -4.2% $143 / Sq Ft
09/19/2025 09/19/25 For Sale $239,900 +45.4% $149 / Sq Ft
07/29/2022 07/29/22 Sold $165,000 -1.5% $124 / Sq Ft View Prior Sale
05/14/2022 05/14/22 For Sale $167,500 -- $126 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,647 $205,600 $0 $0
2024 $1,607 $184,700 $0 $0
2023 $1,524 $163,800 $13,600 $150,200
2022 $1,441 $155,300 $0 $0
2021 $1,348 $146,800 $0 $0
2020 $1,284 $138,300 $12,100 $126,200
2019 $1,292 $138,300 $12,100 $126,200
2018 $1,315 $138,300 $12,100 $126,200
2017 $1,333 $140,500 $0 $0
2016 $672 $140,500 $0 $0
2015 $1,399 $140,500 $0 $0
2014 $1,399 $145,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2012908

Bright MLS

APN: 04-016785

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