$495,000
SOLD SEP 24, 2024

521 Kenmore Rd Severna Park, MD 21146

4 Beds
1.5 Baths
1,453 Sq Ft
5,000 Sq Ft Lot

Recently Sold

$341 Per Sq Ft

7% Below List Price

14 Days on Market

Highlights

  • 2 Boat Docks
  • Beach
  • Home fronts navigable water
  • Oak Hill Elementary School Rated A-
  • Pier or Dock
  • Water Access

About This Home

As of September 2024

Just reduced by $36,000! Join us this Sunday, 8/18, from 1-3pm at the Open House. Welcome home to this modern farmhouse-style 4-bedroom Cape Cod in the water-privileged neighborhood of Carrollton Manor in Severna Park! As you enter through the charming front door, you'll notice the inviting living room with hardwood floors, a renovated kitchen featuring quartz countertops, a coffee bar area, shiplap accents, stainless steel appliances, and a built-in dining area with additional storage under the seat. The kitchen provides easy access to the large back deck, perfect for grilling and entertaining. This level also includes two bedrooms and a beautifully updated full bathroom. The upper level features two more bedrooms and a half bathroom. The lower level boasts a family room with a built-in bar, mini-fridge, and shiplap, as well as a laundry area hidden behind two large barn doors. An exterior stairwell leads to the fully fenced backyard, which offers a fire-pit for cool fall nights and a shed for extra storage (please note that the hot tub will be removed). In addition to the updated kitchen and baths, this home has many improvements, including a newer roof (2021), windows (2021), washer (2020), and hardwood floors (2017). Be sure to visit the three water access areas in the community, which include beaches, a dock, a pier, boat ramps, and boat slips, as well as a newly built clubhouse for social events. While the property does not have a formal HOA, it is part of the Carrollton Manor Improvement Association, a special community benefit district (SCBD). This SCBD allows Anne Arundel County to collect dues from property owners as a special assessment ($150 annually). For more information, please see the listing documents. Conveniently located near major highways and easily accessible to Baltimore, Annapolis, and Washington D.C., this turn key home is ready to be yours!

Last Agent to Sell the Property

Kristen Swartz

Taylor Properties License #666350 Listed on: 08/07/2024

Taylor Properties

Last Buyer's Agent

Jennifer Holden

Compass License #639966

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,167

Year Built

  • Built in 1985

Lot Details

  • 5,000 Sq Ft Lot
  • Home fronts navigable water
  • Back Yard Fenced
  • Landscaped
  • Wooded Lot
  • Property is zoned R5

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Architectural Shingle Roof
  • Active Radon Mitigation

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Stove
  • Family Room
  • Living Room
  • Storage Room
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Shelving
  • Basement Windows

Parking

  • 1 Parking Space
  • 1 Driveway Space
  • On-Street Parking

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Water Access
  • River Nearby
  • 2 Boat Docks
  • Lake Privileges
  • Deck
  • Shed
  • Porch

Schools

  • Oak Hill Elementary School
  • Severna Park Middle School
  • Severna Park High School

Utilities

  • Central Air
  • Window Unit Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 020317090039385

Community Details

Overview

  • No Home Owners Association
  • Carrollton Manor Subdivision

Amenities

  • Clubhouse

Recreation

  • Pier or Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,167

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • Exclusions: dehumidifier, hot tub
  • Historic: No
  • Inclusions: Basement bar with mini-fridge, AC window unit, fire-pit
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-08-07
  • Year Built: 1985
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Just reduced by $36,000! Join us this Sunday, 8/18, from 1-3pm at the Open House. Welcome home to this modern farmhouse-style 4-bedroom Cape Cod in the water-privileged neighborhood of Carrollton Manor in Severna Park! As you enter through the charming front door, you'll notice the inviting living room with hardwood floors, a renovated kitchen featuring quartz countertops, a coffee bar area, shiplap accents, stainless steel appliances, and a built-in dining area with additional storage under the seat. The kitchen provides easy access to the large back deck, perfect for grilling and entertaining. This level also includes two bedrooms and a beautifully updated full bathroom. The upper level features two more bedrooms and a half bathroom. The lower level boasts a family room with a built-in bar, mini-fridge, and shiplap, as well as a laundry area hidden behind two large barn doors. An exterior stairwell leads to the fully fenced backyard, which offers a fire-pit for cool fall nights and a shed for extra storage (please note that the hot tub will be removed). In addition to the updated kitchen and baths, this home has many improvements, including a newer roof (2021), windows (2021), washer (2020), and hardwood floors (2017). Be sure to visit the three water access areas in the community, which include beaches, a dock, a pier, boat ramps, and boat slips, as well as a newly built clubhouse for social events. While the property does not have a formal HOA, it is part of the Carrollton Manor Improvement Association, a special community benefit district (SCBD). This SCBD allows Anne Arundel County to collect dues from property owners as a special assessment ($150 annually). For more information, please see the listing documents. Conveniently located near major highways and easily accessible to Baltimore, Annapolis, and Washington D.C., this turn key home is ready to be yours!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Range Hood, Refrigerator, Washer
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Kitchen - Table Space, Built-Ins, Stove - Wood, Ceiling Fan(s), Wood Floors
  • Fireplace: No
  • Foundation Details: Active Radon Mitigation, Permanent
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Storage Room, Utility Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Partially Finished, Walkout Stairs, Daylight, Partial, Improved, Shelving, Sump Pump, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1783
  • Living Area Sq Ft: 1453
  • Price Per Sq Ft: 426.50
  • Above Grade Finished Sq Ft: 1170
  • Below Grade Finished Sq Ft: 283
  • Below Grade Sq Ft: 330
  • Total Below Grade Sq Ft: 613
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 521

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Combination, Brick
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: Yes
  • Water Body Name: SEVERN RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pier/Dock, Club House, Beach, Water/Lake Privileges
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: OAK HILL
  • Middle School: SEVERNA PARK
  • High School: SEVERNA PARK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: OAK HILL
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Rear
  • Land Use Code: R
  • Lot Features: Landscaping, Trees/Wooded
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5000.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4167.00
  • Assessor Parcel Number: 020317090039385
  • Tax Lot: 17
  • Tax Total Finished Sq Ft: 1170
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 09/24/2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2024
Closed on
Sep 24, 2024
Sold by
Clements Scott F and Clements Katie M
Bought by
Edwards Suzanne Reid
Seller's Agent
Kristen Swartz
Taylor Properties
Buyer's Agent
Jennifer Holden
Compass
List Price
$535,000
Sold Price
$495,000
Premium/Discount to List
-$40,000
-7.48%
Views
508

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.54%
Original Mortgage
$395,000
Outstanding Balance
$379,254
Interest Rate
5.66%
Mortgage Type
New Conventional
Estimated Equity
$132,552

Purchase Details

Closed on
Jun 12, 2017
Sold by
Baca David J and Baca Teri A
Bought by
Clements Scott F and Clements Kati M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,511
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 2, 2004
Sold by
Alford Karla R
Bought by
Baca David J and Baca Teri A

Purchase Details

Closed on
Nov 18, 2002
Sold by
Love David L
Bought by
Alford Karla R and Alford Scott J

Purchase Details

Closed on
May 3, 1993
Sold by
Daley Karen E
Bought by
Love David L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,523
Interest Rate
7.43%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $495,000 Eagle Title
Deed $495,000 Eagle Title
Deed $319,485 Homeland Title & Escrow Ltd
Deed $239,900 --
Deed $214,900 --
Deed $129,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $395,000 New Conventional
Closed $395,000 New Conventional
Previous Owner $299,000 New Conventional
Previous Owner $303,511 New Conventional
Previous Owner $280,000 Adjustable Rate Mortgage/ARM
Previous Owner $131,523 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/06/2025 09/06/25 For Sale $599,900 +21.2% $376 / Sq Ft
09/24/2024 09/24/24 Sold $495,000 -0.8% $341 / Sq Ft
08/22/2024 08/22/24 Pending -- -- --
08/15/2024 08/15/24 Price Changed $499,000 -3.1% $343 / Sq Ft
08/11/2024 08/11/24 Price Changed $515,000 -3.7% $354 / Sq Ft
08/07/2024 08/07/24 For Sale $535,000 0.0% $368 / Sq Ft
03/30/2016 03/30/16 Rented $1,745 0.0% --
03/30/2016 03/30/16 Under Contract -- -- --
10/05/2015 10/05/15 For Rent $1,745 0.0% --
05/02/2014 05/02/14 Rented $1,745 0.0% --
05/02/2014 05/02/14 Under Contract -- -- --
04/21/2014 04/21/14 For Rent $1,745 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,560 $397,067 -- --
2024 $4,560 $356,900 $243,000 $113,900
2023 $3,787 $346,833 $0 $0
2022 $4,099 $336,767 $0 $0
2021 $7,989 $326,700 $218,000 $108,700
2020 $3,916 $323,000 $0 $0
2019 $3,880 $319,300 $0 $0
2018 $3,200 $315,600 $203,000 $112,600
2017 $3,541 $295,200 $0 $0
2016 -- $274,800 $0 $0
2015 -- $254,400 $0 $0
2014 -- $250,133 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2091226

Bright MLS

APN: 03-170-90039385