$460,000
SOLD FEB 13, 2026

521 Mackenzie Cir Saint Augustine, FL 32092

4 Beds
2 Baths
2,269 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$203 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Heated In Ground Pool
  • View of Trees or Woods
  • Traditional Architecture
  • Picolata Crossing Elementary School Rated A
  • Open Floorplan
  • Outdoor Kitchen

About This Home

As of February 2026

Rare opportunity to own a home with a private backyard oasis in the heart of St. Augustine's 32092. Featuring a saltwater, heated pool designed for year-round enjoyment and unforgettable entertaining, a standout feature rarely found in this area. NO CDD fees and a low HOA of just $320/year make this home even more exceptional.
This 3-bedroom home with office is further enhanced by a fully fenced backyard, expansive pavered deck space, custom stepped landscaping, and a covered summer kitchen. Whether hosting weekend gatherings or unwinding after a long day, the summer kitchen makes outdoor living effortless, complete with a gas grill, sink, generous counter space, bar seating, and mounted TV—perfect for BBQs, watching football, or relaxing poolside evenings.
The interior continues to impress with a fully remodeled kitchen in 2025 with under cabinet lighting, Cambria Trafalgar counters and stainless steel appliances. No carpet throughout allows for easy maintenance and clean living. The dining area and breakfast nook have been elevated with gorgeous designer Capiz shell chandeliers, adding and a touch of coastal charm.
The generously sized primary suite features tray ceilings and sliding glass doors that open directly to the pool. The suite also includes a spacious walk-in closet and a beautifully updated primary bathroom with a frameless glass shower with rain shower head, a separate jetted soaking tub, and a marble-topped vanity with dual raised vessel sinks with new plumbing fixtures.
Thoughtful upgrades and numerous updates throughout the home provide peace of mind, including full-house gutters, whole-house water filtration by Clear Water, 2018 roof, 2016 AC, 2021 water heater, 2025 refrigerator, 2022 dishwasher, pool pump replaced in 2022, and salt cell replaced in 2023 and rescreen pool enclosure in 2024. The home also includes in-ceiling surround sound speakers in the family room.
Location is everything, and this home delivers. Conveniently situated near A-rated schools, multiple grocery stores, dining options, fitness facilities, Costco, and Home Depot, with quick access to I-95 for an easy commute to Jacksonville. Located just 20 minutes from the First Coast's beautiful beaches and historic district, this is a rare pool home with low HOA in St. Johns County. (Current office is large and can easily be a 4th bedroom.)

Last Agent to Sell the Property

Suzy Evans

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST License #586718 Listed on: 01/10/2026

CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Buyer's Agent

Donna Matthews

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY License #3293451

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,654

Year Built

  • Built in 2004

Lot Details

  • 7,405 Sq Ft Lot
  • East Facing Home
  • Front and Back Yard Sprinklers

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 2,269 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Tile Flooring
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry on lower level
  • Sink Near Laundry
  • Washer and Electric Dryer Hookup

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Waterfall Pool Feature
  • Pool Cover
  • Screen Enclosure

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Kitchen

Schools

  • Picolata Crossing Elementary School
  • Mill Creek Academy Middle School
  • Tocoi Creek High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Water Softener is Owned

Community Details

  • The Cam Team Association
  • Wgv The Meadows Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0288212370

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,654

Year Built

Built in 2004

Lot Details

7,405 Sq Ft Lot

HOA Fees

$27 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.17
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Wgv The Meadows
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Breakfast Nook
  • Major Appliances: Disposal, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Tile
  • Living Area: 2269.0

Exterior Features

  • Waterfront: No
  • Exterior: Outdoor Kitchen
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Heated, In Ground, Pool Cover, Screen Enclosure, Salt Water, Waterfall
  • Pool Private: Yes
  • View: Trees/Woods
  • Construction Type: Brick
  • Direction Faces: East
  • Other Structures: Outdoor Kitchen
  • Patio And Porch Features: Covered, Front Porch, Patio, Porch, Rear Porch, Screened

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Lower Level, Sink, In Unit, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 320.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: The Cam Team
  • Phone: (904) 278-2338
  • Association: Yes

Schools

  • Elementary School: Picolata Crossing
  • High School: Tocoi Creek
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 7405.2
  • Parcel #: 0288212370
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3654.2
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2015
Closed on
Mar 2, 2016
Sold by
Prater Jason D
Bought by
Mancil Jerry Wayne and Mancil Laura J
Seller's Agent
AMY ANDERSON
DAVIDSON REALTY, INC.
Buyer's Agent
Teresa Mercurio
TEAM 100 REALTY
List Price
$279,900
Sold Price
$270,000
Premium/Discount to List
-$9,900
-3.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$270,000
Outstanding Balance
$212,512
Interest Rate
3.81%
Mortgage Type
VA
Estimated Equity
$248,527

Purchase Details

Listed on
Apr 11, 2014
Closed on
Jun 16, 2014
Sold by
Cortes Jose M and Henderson Kristi L
Bought by
Prater Jason D
Seller's Agent
KRISTA FRACKE
KRISTA FRACKE JACKSONVILLE REAL ESTATE CO.
Buyer's Agent
Mariah Mouro
Engel & Völkers
List Price
$275,000
Sold Price
$255,000
Premium/Discount to List
-$20,000
-7.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.40%
Original Mortgage
$204,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 26, 2004
Sold by
Kb Home Jacksonville Llc
Bought by
Cortes Jose M and Henderson Kristi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,866
Interest Rate
5.49%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Landmark Title
Warranty Deed $255,000 Ponte Vedra Title Llc
Special Warranty Deed $185,800 Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,000 VA
Previous Owner $204,000 New Conventional
Previous Owner $182,866 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 Sold $460,000 -1.1% $203 / Sq Ft
01/10/2026 01/10/26 For Sale $465,000 +72.2% $205 / Sq Ft
12/17/2023 12/17/23 Off Market $270,000 -- --
12/17/2023 12/17/23 Off Market $255,000 -- --
03/02/2016 03/02/16 Sold $270,000 -3.5% $119 / Sq Ft View Prior Sale
01/15/2016 01/15/16 Pending -- -- --
12/03/2015 12/03/15 For Sale $279,900 +9.8% $123 / Sq Ft
06/16/2014 06/16/14 Sold $255,000 -7.3% $112 / Sq Ft View Prior Sale
05/31/2014 05/31/14 Pending -- -- --
04/11/2014 04/11/14 For Sale $275,000 -- $121 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,167 $290,258 -- --
2024 $3,167 $282,078 -- --
2023 $3,167 $273,862 $0 $0
2022 $3,072 $265,885 $0 $0
2021 $3,048 $258,141 $0 $0
2020 $3,036 $254,577 $0 $0
2019 $3,089 $248,853 $0 $0
2018 $3,051 $244,213 $0 $0
2017 $3,038 $239,190 $40,000 $199,190
2016 $3,120 $194,099 $0 $0
2015 $3,102 $188,518 $0 $0
2014 $2,021 $182,562 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2124566

realMLS (Northeast Florida Multiple Listing Service)

APN: 028821-2370

Your Personal Tour Guide

Ask me questions while you tour the home.