NOT LISTED FOR SALE

521 Stuart Ridge None Cramerton, NC 28032

Estimated Value: $880,917 - $979,000

5 Beds
3.5 Baths
3,995 Sq Ft
$231/Sq Ft Est. Value

Last Sold December 09, 2019

Last sale price $580,000 $145 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $5,676/month

3 Days on Market

Highlights

  • Golf Course Community
  • Gated Community
  • Clubhouse
  • New Hope Elementary School Rated 10
  • Open Floorplan
  • Wood Flooring

About This Home

As of December 2019

Gorgeous home with open floor plan and lovely outdoor living space. Almost 4000 sq ft of quality construction with all the upgrades. The main level features great room with a wall of windows overlooking the private backyard, formal dining room and gourmet kitchen open to den/keeping room with fireplace. The main level master suite has feature ceiling and his/her closets & vanities. There is also an additional bedroom with full bath on the main level. Upper level offers three spacious bedrooms plus a bonus room and walk in attic storage. Other details in the home include large laundry room, double ovens, gas cook top, trash compactor, central vac and a three car garage. A covered porch with brick pavers and patio area lead out to the wonderful yard with lots of trees. Located on cul de sac street in private gated community just minutes to Uptown Charlotte, airport & Lake Wylie. Golf, tennis, swim & dining membership is available.

Last Agent to Sell the Property

Gina Flowers

Howard Hanna Allen Tate Gastonia License #136627 Listed on: 10/09/2019

Howard Hanna Allen Tate Gastonia

Last Buyer's Agent

Meg Farmer

Scott Farmer Properties, Inc. License #114398

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • Irrigation
  • Many Trees

HOA Fees

  • $104 Monthly HOA Fees

Parking

  • Attached Garage

Interior Spaces

  • Open Floorplan
  • Tray Ceiling
  • Fireplace
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Whirlpool Bathtub

Utilities

  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 196177

Community Details

Overview

  • Property Matters Association, Phone Number (704) 861-0833

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

HOA Fees

$104 per month

Parking

3

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 2 Story
  • Ratio Close Price By List Price: 0.97973
  • Ratio Close Price By Original Li: 0.97973
  • Ratio Current Price By Acre: 690476.19
  • Ratio Current Price By Sq Ft: 145.18
  • Year Built: 2002
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Crawl Space
  • Upper Level Sq Ft: 1475
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 5
  • Equipment: Cable Prewire, Ceiling Fan(s), Central Vacuum, Convection Oven, Cooktop Gas, Dishwasher, Disposal, Microwave, Security System, Self Cleaning Oven, Trash Compactor, Wall Oven
  • Fireplace Description: Den
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • H O A Management Phone: 704-861-0833
  • Interior Amenities: Attic Stairs Pulldown, Attic Walk-in, Breakfast Bar, Cable Available, Kitchen Island, Open Floorplan, Tray Ceiling, Walk-In Closet(s), Whirlpool
  • Laundry Location: Main, Laundry Room
  • Room Count: 2
  • Main Level Sq Ft: 2520
  • Total Sq Ft: 3995

Exterior Features

  • Construction: Brick Full
  • Construction Type: Site Built
  • Exterior Features: In-Ground Irrigation, Wired Internet Available

Garage/Parking

  • Driveway: Concrete
  • Parking: Attached Garage, Garage - 3 Car, Side Load Garage

Utilities

  • Heating: Central Air, Gas Hot Air Furnace, Multizone A/C, MultiZone Heat
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Gas

Condo/Co-op/Association

  • Community Features: Club House, Gated Community, Golf Course, Playground, Tennis Court(s)
  • Association Fee: 622.00
  • Association Fee Frequency: Semi-Annually
  • HOA Management Company: Property Matters
  • Hoa Subject To Dues: Mandatory

Schools

  • Elementary School: Unspecified
  • Middle School: Unspecified
  • High School: Unspecified

Lot Info

  • Lot Features: Cul-de-sac Lot, Trees
  • Lot Size Area: 0.840
  • Parcel Number: 196177
  • Zoning Specification: R-1

Tax Info

  • Tax Value: 543270.00
  • Tax Location: Cramerton

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2019
Closed on
Dec 9, 2019
Sold by
Thielker Curtis E and Thielker Joanne M
Bought by
Hinrichs Stephanie Scholler and Hinrichs Jan Uwe Rikard
Seller's Agent
Gina Flowers
Howard Hanna Allen Tate Gastonia
Buyer's Agent
Meg Farmer
Scott Farmer Properties, Inc.
List Price
$592,000
Sold Price
$580,000
Premium/Discount to List
-$12,000
-2.03%
Current Estimated Value
$922,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$342,229
Avg. Annual Appreciation
8.25%
Original Mortgage
$521,950
Outstanding Balance
$461,519
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$460,710

Purchase Details

Closed on
Oct 27, 2006
Sold by
Thielker Curtis E and Thielker Joanne N
Bought by
Thielker Curtis E and Thielker Joanne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 25, 2005
Sold by
Ernst David R and Ernst Karen M
Bought by
Thielker Curtis E and Thielker Joanne N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$406,400
Interest Rate
5.88%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 7, 2004
Sold by
Allen Grady L and Allen Linda P
Bought by
Ernst David R and Ernst Karen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$364,137
Interest Rate
3.25%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hinrichs Stephanie Scholler $580,000 None Available
Thielker Curtis E -- Secured Title Llc
Thielker Curtis E $508,000 --
Ernst David R $455,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hinrichs Stephanie Scholler $521,950
Previous Owner Thielker Curtis E $417,000
Previous Owner Thielker Curtis E $406,400
Previous Owner Ernst David R $364,137
Closed Ernst David R $91,034
Closed Thielker Curtis E $50,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2019 12/09/19 Sold $580,000 -2.0% $145 / Sq Ft
10/13/2019 10/13/19 Pending -- -- --
10/09/2019 10/09/19 For Sale $592,000 +2.1% $148 / Sq Ft
10/08/2019 10/08/19 Off Market $580,000 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,178 $794,800 $86,480 $708,320
2024 $8,218 $794,800 $86,480 $708,320
2023 $8,385 $794,800 $86,480 $708,320
2022 $6,981 $543,270 $58,880 $484,390
2021 $7,090 $543,270 $58,880 $484,390
2019 $7,144 $543,270 $58,880 $484,390
2018 $5,569 $414,029 $40,000 $374,029
2017 $5,569 $414,029 $40,000 $374,029
2016 $5,569 $414,029 $0 $0
2014 $5,644 $419,618 $60,000 $359,618
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3558083

Canopy MLS (Canopy Realtor® Association)

APN: 196177