$499,900

521 Water Cliff Dr Somerset, KY 42503

Estimated payment $2,790/month

4 Beds
3.5 Baths
5,748 Sq Ft
$87 Price per Sq Ft

Highlights

  • Fireplace in Primary Bedroom
  • Front Porch
  • Brick Veneer
  • No HOA
  • Eat-In Kitchen
  • Cooling Available

About This Home

Discover the refined living in this absolutely stunning 4-bedroom, 3.5 bathroom home nestled in the Lake Forest subdivision on Water Cliff Drive. Boasting 4056 sq feet of exquisite open concept living, this residence offers exceptional craftsmanship, timeless design and elegant finishings. This spacious layout features multiple living areas, a spacious modern kitchen and a luxurious primary suite designed with comfort, style and a fireplace. The 2 - car garage and serene setting is among some of Somersets finest homes, this property offers the perfect blend of sophistication and livability-truly a showcase home.. The seller is offering a carpet allowance at closing, waiting on an estimate at this time.

Listing Agent

April Nalle

CENTURY 21 Advantage Realty License #243418 Listed on: 11/11/2025

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,915

Year Built

  • Built in 2001

Lot Details

  • 0.6 Acre Lot
  • Landscaped
  • Few Trees

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Brick Veneer
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room with Fireplace
  • 2 Fireplaces
  • Tile Flooring
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Oakhill Elementary School
  • Southern Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Heating Available
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Lake Forest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 041-5-4-32

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,915

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 2001
  • Above Grade Finished Sq Ft: 4056.0
  • Levels: One
  • Structure Type:House: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen
  • Flooring: Tile, Other
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1692.0
  • Fireplace Features: Living Room, Primary Bedroom
  • Fireplace: Yes
  • Total Fireplaces: 2
  • LivingArea: 5748.0
  • Lot Size Area: 0.6
  • Window Features: Blinds
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Breakfast Bar: Yes
  • Fireplace Features:Primary Bedroom: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Brick Veneer
  • Foundation Details: Concrete Perimeter
  • Home Warranty: No
  • Horse: No
  • List Price: 499900.0
  • Lot Features: Few Trees, Landscaped
  • Patio And Porch Features: Patio, Porch, Rear Patio, Front Porch
  • Pool Private: No
  • View YN: No
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Basement, Driveway, Garage Faces Side
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Electric
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Oakhill
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 0.6
  • Lot Size Sq Ft: 26266.68
  • Parcel Number: 041-5-4-32

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,915 $360,000 $20,000 $340,000
2024 $1,877 $300,000 $20,000 $280,000
2023 $2,334 $300,000 $20,000 $280,000
2022 $2,367 $300,000 $20,000 $280,000
2021 $2,236 $272,000 $20,000 $252,000
2020 $2,143 $259,000 $28,000 $231,000
2019 $2,043 $239,000 $28,000 $211,000
2018 $2,011 $239,000 $28,000 $211,000
2017 $1,972 $239,000 $28,000 $211,000
2016 $1,972 $239,000 $28,000 $211,000
2015 $1,758 $239,000 $28,000 $211,000
2014 $1,711 $218,000 $28,000 $190,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 For Sale $499,900 +83.8% $87 / Sq Ft
12/01/2020 12/01/20 Sold $272,000 -6.2% $67 / Sq Ft View Prior Sale
10/10/2020 10/10/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $289,900 +21.3% $71 / Sq Ft
04/20/2015 04/20/15 Sold $239,000 -3.4% $60 / Sq Ft View Prior Sale
04/01/2015 04/01/15 Pending -- -- --
12/30/2014 12/30/14 For Sale $247,500 +13.5% $62 / Sq Ft
04/25/2012 04/25/12 Sold $218,000 -11.0% $55 / Sq Ft View Prior Sale
04/23/2012 04/23/12 Pending -- -- --
05/25/2011 05/25/11 For Sale $244,900 -- $61 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $272,000 --
Grant Deed $239,000 --
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25505913

ImagineMLS (Bluegrass REALTORS®)

APN: 041-5-4-32