NOT LISTED FOR SALE

522 Gerling St Schenectady, NY 12308

Estimated Value: $180,000 - $220,000

3 Beds
1 Bath
1,248 Sq Ft
$159/Sq Ft Est. Value

Last Sold June 28, 2021

Last sale price $125,000 $100 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $1,467/month

4 Days on Market

Highlights

  • Ranch Style House
  • Porch
  • Window Unit Cooling System
  • No HOA
  • Eat-In Kitchen
  • Accessible Approach with Ramp

About This Home

As of June 2021

Cozy, well-maintained ranch located close to everything! This move-in ready home features lots of natural light, an open concept living room that flows right into the kitchen, and a large bathroom. There are three bedrooms and an extra bonus room that is currently being used as an office, but could easily be a fourth bedroom! Located just a few minutes away from downtown Schenectady and Union College, and less than 10 minutes from GE and KAPL. This home won't last, check it out before it's gone! Very Good Condition

Last Agent to Sell the Property

Irene Kulbida

Vera Cohen Realty, LLC License #10301222024 Listed on: 04/29/2021

Last Buyer's Agent

Peter Dellaratta

Simon's Rock Realty LLC License #10491205344

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,589

Year Built

  • Built in 2009

Lot Details

  • 4,792 Sq Ft Lot

Home Design

  • Ranch Style House
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • Drapes & Rods
  • Blinds
  • Storm Doors
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Off-Street Parking

Accessible Home Design

  • Accessible Hallway
  • Accessible Approach with Ramp
  • Reinforced Floors

Outdoor Features

  • Shed
  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 4 / 2
  • Assessor Parcel Number 421500 39.35-2-4

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,589

Year Built

Built in 2009

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Accessibility: Accessible Approach with Ramp, Accessible Hallway(s), Accessible Sidewalks, Reinforced Floors
  • Year Built: 2009
  • Directions: North on Erie Blvd, take a right on Seneca Street, a left on Foster Ave and then a right on Gerling St. House is on the right.
  • Above Grade Finished Sq Ft: 1248.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 2650.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1939.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.11
  • Lot Size: 4,975
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Possession Possession Legacy: At closing
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Foundation Details:Slab: Yes
  • Special Features: None

Interior Features

  • Flooring: Carpet, Ceramic Tile, Laminate
  • Basement: Slab
  • Interior Amenities: Eat-in Kitchen
  • Appliances: Dishwasher, Freezer, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1248.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Office Level: First
  • Window Features: Blinds, Curtain Rods, Drapes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Slab2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances:Freezer: Yes

Exterior Features

  • Exterior Features: Storm Door(s)
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Curtain Rods: Yes
  • Window Features:Drapes: Yes
  • Window Features:Blinds: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Accessibility Features:Accessible Sidewalks: Yes
  • Accessibility Features:Reinforced Floors: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 3.0
  • Parking Features:Off Street: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 39.35-2-4
  • Lot Size Sq Ft: 4791.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4589.0
  • Tax Block: 2
  • Tax Lot: 4
  • Tax Tract: 39.35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2021
Closed on
Aug 6, 2021
Sold by
Powell Latasha
Bought by
Huggett Laura M
Seller's Agent
Irene Kulbida
Vera Cohen Realty, LLC
Buyer's Agent
Peter Dellaratta
Simon's Rock Realty LLC
List Price
$125,000
Sold Price
$125,000
Current Estimated Value
$197,815

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,815
Avg. Annual Appreciation
9.12%
Original Mortgage
$100,000
Outstanding Balance
$91,906
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$87,622

Purchase Details

Closed on
Dec 18, 2009
Sold by
Habitat For Humanity Of Schenectady Coun
Bought by
Powell Latasha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,100
Interest Rate
5%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Huggett Laura M $125,000 Chicago Title Insurance Co
Huggett Laura M -- Chicago Title
Powell Latasha $77,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Huggett Laura M $100,000
Closed Huggett Laura M $100,000
Previous Owner Powell Latasha $71,100
Previous Owner Powell Latasha $7,500
Previous Owner Powell Latasha $2,500
Previous Owner Powell Latasha $8,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2021 06/28/21 Sold $125,000 0.0% $100 / Sq Ft
05/02/2021 05/02/21 Pending -- -- --
04/28/2021 04/28/21 For Sale $125,000 -- $100 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,662 $93,600 $14,000 $79,600
2023 $4,662 $93,600 $14,000 $79,600
2022 $4,622 $93,600 $14,000 $79,600
2021 $3,984 $93,600 $14,000 $79,600
2020 $3,872 $93,600 $14,000 $79,600
2019 $2,585 $93,600 $14,000 $79,600
2018 $3,850 $93,600 $14,000 $79,600
2017 $3,597 $93,600 $14,000 $79,600
2016 $4,011 $93,600 $14,000 $79,600
2015 -- $93,600 $14,000 $79,600
2014 -- $93,600 $14,000 $79,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202117028

Global MLS

APN: 039-035-0002-004-002-0000