NOT LISTED FOR SALE

522 S Main St Chambersburg, PA 17201

Estimated Value: $136,000 - $166,461

2 Beds
1.5 Baths
1,035 Sq Ft
$146/Sq Ft Est. Value

Last Sold September 29, 2021

Last sale price $139,900 $135 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $922/month

8 Days on Market

Highlights

  • Cape Cod Architecture
  • Electric Baseboard Heater
  • 3-minute walk to 2nd Street Park
  • No HOA

About This Home

As of September 2021

Attractive downtown home offers opportunity to affordably own instead of renting. Amenities abound in 2 bedroom, 1 1/2 bath with a modern layout featuring a wide foyer beautiful hardwood stained staircase and double door entry to dining room and breakfast bar. Fresh Paint and flooring through the home. New water heater, updated plumbing, and electrical. Updated counter tops and cabinets in stylish kitchen are sure to please you and your guests. Fenced yard with garden beds and covered front porch are outside pleasures that may put this home on your list! Street Parking. Home should qualify for FHA, VA, USDA Loans.

Last Agent to Sell the Property

Mary Hess

(717) 377-8866 mehess60@outlook.com Iron Valley Real Estate of Chambersburg License #RM424568 Listed on: 08/09/2021

Iron Valley Real Estate of Chambersburg

Last Buyer's Agent

Kaitlynn Schill

(717) 387-9078 kschillrealtor@gmail.com Coldwell Banker Realty License #RS355427

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,370

Year Built

  • Built in 1962

Lot Details

  • 2,178 Sq Ft Lot
  • Property is zoned RM

Parking

  • On-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • 1,035 Sq Ft Home
  • Property has 2 Levels
  • Unfinished Basement

Bedrooms and Bathrooms

  • 2 Bedrooms

Utilities

  • Electric Baseboard Heater
  • Natural Gas Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 4-1E17-35

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,370

Year Built

Built in 1962

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1962
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 1035
  • Living Area Sq Ft: 1035
  • Price Per Sq Ft: 135.17
  • Above Grade Finished Sq Ft: 1035
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block, Vinyl Siding
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 6990.00
  • Land Assessed Value: 650.00
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2178.00
  • Zoning: RM

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 10713975
  • Tax Annual Amount: 1370.00
  • Assessor Parcel Number: 4-1E17-35
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

MLS Schools

  • School District Name: CHAMBERSBURG AREA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 9, 2021
Closed on
Sep 29, 2021
Sold by
Lynch Laken D
Bought by
Zimmerman Suzanne Killian
Seller's Agent
Mary Hess
Iron Valley Real Estate of Chambersburg
Buyer's Agent
Kaitlynn Schill
Coldwell Banker Realty
List Price
$130,000
Sold Price
$139,900
Premium/Discount to List
$9,900
7.62%
Current Estimated Value
$151,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,215
Avg. Annual Appreciation
1.86%
Original Mortgage
$125,910
Outstanding Balance
$114,818
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$36,297

Purchase Details

Listed on
Oct 23, 2018
Closed on
Nov 27, 2018
Sold by
Habitat For Humanity Of Franklin County
Bought by
Lynch Laken D
Seller's Agent
Kimberley Gundacker
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Audrey Tozer
Iron Valley Real Estate of Chambersburg
List Price
$87,500
Sold Price
$90,000
Premium/Discount to List
$2,500
2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.80%
Original Mortgage
$85,500
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2018
Sold by
Kovach Lydia M
Bought by
Habitat For Humaity Of Franklin Count In

Purchase Details

Closed on
Jul 16, 2012
Sold by
Habitat Of Humanity Of Franklin County
Bought by
Kovach Lydia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,882
Interest Rate
3.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 16, 2011
Sold by
Secretary Of Housing & Urban Development
Bought by
Habitat For Humanity Of Franklin County

Purchase Details

Closed on
Jun 24, 2010
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Jun 3, 2010
Sold by
Hege Brian J
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Oct 17, 2006
Sold by
Starr Jay L
Bought by
Hege Brian J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.49%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zimmerman Suzanne Killian $139,900 Madison Stlmt Svcs Chambersb
Lynch Laken D $90,000 None Available
Habitat For Humaity Of Franklin Count In $92,000 None Available
Kovach Lydia M $59,000 None Available
Habitat For Humanity Of Franklin County $32,500 None Available
Secretary Of Housing & Urban Development -- None Available
Wells Fargo Bank Na $643 None Available
Hege Brian J $90,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zimmerman Suzanne Killian $125,910
Previous Owner Lynch Laken D $85,500
Previous Owner Kovach Lydia M $61,882
Previous Owner Kovach Lydia M $41,000
Previous Owner Hege Brian J $90,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2021 09/29/21 Sold $139,900 0.0% $135 / Sq Ft
08/19/2021 08/19/21 Price Changed $139,900 +7.6% $135 / Sq Ft
08/17/2021 08/17/21 Pending -- -- --
08/09/2021 08/09/21 For Sale $130,000 +44.4% $126 / Sq Ft
11/27/2018 11/27/18 Sold $90,000 +2.9% $87 / Sq Ft View Prior Sale
11/01/2018 11/01/18 Pending -- -- --
10/23/2018 10/23/18 For Sale $87,500 -- $85 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,516 $7,640 $650 $6,990
2024 $1,454 $7,640 $650 $6,990
2023 $1,416 $7,640 $650 $6,990
2022 $1,378 $7,640 $650 $6,990
2021 $1,370 $7,640 $650 $6,990
2020 $1,340 $7,640 $650 $6,990
2019 $1,301 $7,640 $650 $6,990
2018 $1,261 $7,640 $650 $6,990
2017 $1,188 $7,640 $650 $6,990
2016 $219 $7,640 $650 $6,990
2015 $204 $7,640 $650 $6,990
2014 $204 $7,640 $650 $6,990
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PAFL2001370

Bright MLS

APN: 04-1E17-035-000000