$930,000
SOLD SEP 11, 2025

523 2nd Ave SW Lutz, FL 33548

4 Beds
2.5 Baths
3,132 Sq Ft
1.24 Acres

Recently Sold

$297 Per Sq Ft

2% Below List Price

15 Days on Market

Highlights

  • Dock Does Not Have A Water Supply
  • Parking available for a boat
  • Custom Home
  • Lutz K-8 School Rated 9+
  • Access To Lake
  • Lake View

About This Home

As of September 2025

Welcome to 523 2nd Ave SW—where small-town charm meets everyday comfort on a peaceful dead-end street in the heart of Lutz. This southern-style home is tucked away on 1.24 acres with access to Lake Cooper, complete with a shared dock. This spacious 4-bedroom, 2.5-bath home also includes a loft and dedicated office, offering over 3,100 square feet of thoughtfully designed living space.
Inside, you’ll find a bright, inviting layout filled with natural light and flexible spaces for modern living. Enjoy timeless details like classic oak hardwood floors, cozy Berber carpet, a wood-burning fireplace, and custom built-in closet systems. The open kitchen showcases rich wood cabinetry, sleek solid-surface countertops, a breakfast bar for three, and brand-new appliances (2024)—making it truly move-in ready.
Step outside to multiple outdoor retreats, including a screened back porch, welcoming front and side porches, and a built-in grill with bar—perfect for entertaining. The expansive, fully fenced yard offers space for gardening or backyard homesteading and includes an irrigation system, a boat/RV parking pad, and a storage shed.
Notable upgrades include durable James Hardie siding, a new roof (2024), dual-zone HVAC (2025 downstairs, 2014 upstairs), two new water heaters (2024), updated garage door springs (2025), fresh exterior paint (2017), and a repaved driveway (2023). The home also features two attic spaces for storage and opportunity for future expansion, along with a dedicated work area in the garage for home projects.
Enjoy all of this without the need for flood insurance, while still being conveniently close to local shops, dining, and major commuter routes.

Last Agent to Sell the Property

Kayla Buckson

REAL BROKER, LLC Brokerage Phone: 407.279.0038 License #3570442 Listed on: 06/26/2025

Last Buyer's Agent

Emeri Lewkowicz

COLDWELL BANKER REALTY License #3490114

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,368

Year Built

  • Built in 2002

Lot Details

  • 1.24 Acre Lot
  • Lot Dimensions are 155x349
  • Street terminates at a dead end
  • South Facing Home
  • Vinyl Fence
  • Chain Link Fence
  • Mature Landscaping
  • Private Lot
  • Well Sprinkler System
  • Fruit Trees
  • Property is zoned ASC-1

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • RV Access or Parking
  • Golf Cart Parking

Property Views

  • Lake
  • Woods

Home Design

  • Custom Home
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 3,132 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Built-In Desk
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • French Doors
  • Family Room with Fireplace
  • Living Room
  • Home Office
  • Loft
  • Inside Utility
  • Walk-Up Access
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Private Water Closet
  • Bathtub with Shower
  • Built-In Shower Bench
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Limited Water Access
  • Water Skiing Allowed
  • Dock Does Not Have A Water Supply
  • Dock Has No Access To Electricity
  • Dock made with wood
  • Open Dock
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Shed
  • Outdoor Grill
  • Rain Gutters
  • Private Mailbox

Schools

  • Lutz Elementary School
  • Buchanan Middle School
  • Steinbrenner High School

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Thermostat
  • 1 Water Well
  • Electric Water Heater
  • Water Softener
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lake Cooper Woods Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,368

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Block, Frame
  • Fireplace: Yes
  • Living Area: 3132
  • Lot Size Acres: 1.24
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 3397
  • Lot Size Sq Ft: 54095
  • Status: Sold
  • Street Post Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 315.59
  • Escrow City: Lutz
  • Escrow State: FL
  • Escrow Street Name: Hunting Bow Circle Ste. 102
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 296.93
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/o Electric,Dock w/o Water Supply
  • MFR_DockYN: 1
  • Attribution Contact: 407.279.0038
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Attic,Den/Library/Office,Family Room,Inside Utility,Loft
  • Living Area Meters: 290.97

Exterior Features

  • Direction Faces: South
  • Other Structures: Outdoor Kitchen, Shed(s)
  • Exterior Features: French Doors, Lighting, Outdoor Grill, Private Mailbox, Rain Gutters
  • Roof: Metal, Shingle
  • Pool Private: No
  • View: Trees/Woods, Water
  • Water Body Name: COOPER LAKE
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened, Side Porch
  • Road Surface Type: Paved
  • Water Access: Lake,Limited Access
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Additional Water Information: Lake/dock are across the street from the home on a deeded easement, which leads to to 64-acre ski lake, Cooper Lake. See easement deed in attachments.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Parking Pad, RV Access/Parking, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Exhaust Fan
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Condo Land Included YN: 0
  • Development: Not in Development

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lutz-HB
  • High School: Steinbrenner High School
  • Middle Or Junior School: Buchanan-HB

Lot Info

  • Zoning: ASC-1
  • Parcel Number: U-11-27-18-0JA-000000-00003.0
  • Additional Parcels: No
  • Fencing: Chain Link, Vinyl
  • Lot Features: Landscaped, Private, Street Dead-End, Paved
  • Lot Dimensions: 155x349
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4367.91
  • Tax Block: 00
  • Tax Book Number: 81-19
  • Tax Lot: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 26, 2025
Closed on
Sep 11, 2025
Sold by
Lyle Bryant Abbott and Lyle Lucette Ann
Bought by
Coffey Timothy and Coffey Kimberly
Seller's Agent
Kayla Buckson
REAL BROKER, LLC
Buyer's Agent
Emeri Lewkowicz
COLDWELL BANKER REALTY
List Price
$950,000
Sold Price
$930,000
Premium/Discount to List
-$20,000
-2.11%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.96%
Original Mortgage
$651,000
Outstanding Balance
$651,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$271,514

Purchase Details

Closed on
Dec 4, 2020
Sold by
Lyle Bryan A and Lyle Lucette A
Bought by
Lyle Bryant Abbott and Lyle Lucette Ann

Purchase Details

Closed on
Sep 29, 1999
Sold by
Solomonson Larry P and Solomonson Aniko
Bought by
Lyle Bryant A and Lyle Lucette A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $930,000 First American Title Insurance
Interfamily Deed Transfer -- Accommodation
Warranty Deed $53,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $651,000 New Conventional
Previous Owner $217,600 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/11/2025 09/11/25 Sold $930,000 -2.1% $297 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
06/26/2025 06/26/25 For Sale $950,000 -- $303 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,368 $261,625 -- --
2023 $4,207 $254,005 $0 $0
2022 $4,013 $246,607 $0 $0
2021 $3,967 $239,424 $0 $0
2020 $3,873 $236,118 $0 $0
2019 $3,759 $230,809 $0 $0
2018 $3,703 $226,505 $0 $0
2017 $3,652 $319,993 $0 $0
2016 $3,619 $217,283 $0 $0
2015 $3,660 $215,773 $0 $0
2014 $3,633 $214,061 $0 $0
2013 -- $210,898 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8397982

Stellar MLS

APN: U-11-27-18-0JA-000000-00003.0