$564,900
OPEN SAT 1PM - 3PM

523 S 13th Terrace Fernandina Beach, FL 32034

Estimated payment $3,103/month

Total Views 5,806
3 Beds
2.5 Baths
1,455 Sq Ft
$388 Price per Sq Ft

Highlights

  • Very Popular Property
  • No HOA
  • Cooling Available
  • Emma Love Hardee Elementary School Rated A-
  • Rear Porch
  • Central Heating

About This Home

Are you Ready to LOVE WHERE YOU LIVE near DOWNTOWN FERNANDINA BEACH? Welcome to 523 S 13th Terrace, a stunning 2023-built home offering modern design and everyday comfort in the heart of Fernandina Beach. Just minutes from Amelia Island’s beaches, historic downtown, and local conveniences, this residence combines fresh style with a highly desirable location. Step inside to discover luxury vinyl plank flooring throughout, setting a seamless and elegant tone across the open-concept living spaces. The thoughtfully designed layout features a bright living area that flows into a contemporary kitchen, complete with abundant counter space and a spacious dining nook. Upstairs, you’ll find a versatile office nook, perfect for remote work or study, along with generously sized bedrooms designed for comfort and privacy. The owner’s suite is a true retreat with ample storage and a spa-inspired en-suite bath. Outdoor living is easy with a fenced backyard, ideal for pets or play, and an extended rear patio designed for gatherings, grilling, or simply enjoying warm Florida evenings. Whether you’re seeking a primary residence, vacation retreat, or smart investment, this home is move-in ready and designed for modern coastal living.

Listing Agent

Angie Heitzer

SUMMER HOUSE REALTY License #3563938 Listed on: 08/29/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $593

Year Built

  • Built in 2023

Lot Details

  • 2,500 Sq Ft Lot
  • Lot Dimensions are 100x25
  • Fenced
  • Property is zoned R-2

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,455 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Rear Porch

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1800-0241-0380

Home Details

Home Type

Single Family

Est. Annual Taxes

$593

Year Built

Built in 2023

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.0574
  • Lot Size: 100x25
  • Road Surface Type: Paved
  • Directions: From 14th Street, turn towards downtown on Fir Street. Turn right on S 13th Terrace. Home will be on the left.
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2023
  • Property Sub Type Additional: Residential
  • Special Features: 4099
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Fan(s)
  • Living Area: 1455.0
  • Window Features: Vinyl

Exterior Features

  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Fence
  • Patio And Porch Features: Rear Porch, Other, See Remarks
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, One Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-1800-0241-0380
  • Zoning: R-2

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $593 $293,278 $55,000 $238,278
2023 $593 $50,000 $50,000 $0
2022 $477 $40,000 $40,000 $0
2021 $414 $30,000 $30,000 $0
2020 $372 $25,000 $25,000 $0
2019 $324 $17,500 $17,500 $0
2018 $285 $15,000 $0 $0
2017 $247 $12,375 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 For Sale $564,900 +6.6% $388 / Sq Ft
04/05/2024 04/05/24 Sold $530,000 -1.7% $364 / Sq Ft
03/17/2024 03/17/24 Pending -- -- --
03/06/2024 03/06/24 Price Changed $539,000 -1.3% $370 / Sq Ft
02/20/2024 02/20/24 For Sale $546,000 0.0% $375 / Sq Ft
02/20/2024 02/20/24 Off Market $546,000 -- --
02/16/2024 02/16/24 Price Changed $546,000 -0.2% $375 / Sq Ft
02/10/2024 02/10/24 Price Changed $546,900 -0.2% $376 / Sq Ft
01/03/2024 01/03/24 For Sale $548,000 -- $377 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $530,000 None Listed On Document
Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $498,200 New Conventional
Previous Owner $665,500 New Conventional
Source: Public Records

About the Listing Agent

Angie Heitzer

SUMMER HOUSE REALTY

(904) 560-5585

Section Image

As one of the top Realtors in Fernandina Beach, Angie Heitzer has been helping buyers and sellers achieve their real estate dreams since 2009. With over 16 years of experience and in-depth knowledge of Amelia Island, Fernandina Beach, Northeast Florida, and Georgia, Angie specializes in luxury homes, oceanfront properties, historic downtown residences, golf community homes, and investment opportunities.

Originally from Atlanta, Angie discovered the charm of Fernandina Beach more than 15

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Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 113369

APN: 00-00-31-1800-0241-0380