
523 S 13th Terrace Fernandina Beach, FL 32034
Estimated payment $3,103/month
Highlights
- Very Popular Property
- No HOA
- Cooling Available
- Emma Love Hardee Elementary School Rated A-
- Rear Porch
- Central Heating
About This Home
Are you Ready to LOVE WHERE YOU LIVE near DOWNTOWN FERNANDINA BEACH? Welcome to 523 S 13th Terrace, a stunning 2023-built home offering modern design and everyday comfort in the heart of Fernandina Beach. Just minutes from Amelia Island’s beaches, historic downtown, and local conveniences, this residence combines fresh style with a highly desirable location. Step inside to discover luxury vinyl plank flooring throughout, setting a seamless and elegant tone across the open-concept living spaces. The thoughtfully designed layout features a bright living area that flows into a contemporary kitchen, complete with abundant counter space and a spacious dining nook. Upstairs, you’ll find a versatile office nook, perfect for remote work or study, along with generously sized bedrooms designed for comfort and privacy. The owner’s suite is a true retreat with ample storage and a spa-inspired en-suite bath. Outdoor living is easy with a fenced backyard, ideal for pets or play, and an extended rear patio designed for gatherings, grilling, or simply enjoying warm Florida evenings. Whether you’re seeking a primary residence, vacation retreat, or smart investment, this home is move-in ready and designed for modern coastal living.
Open House Schedule
-
Saturday, September 06, 20251:00 to 3:00 pm9/6/2025 1:00:00 PM +00:009/6/2025 3:00:00 PM +00:00Come tour the great home with Ashley Kubista of Summer House Realty!Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $593
Year Built
- Built in 2023
Lot Details
- 2,500 Sq Ft Lot
- Lot Dimensions are 100x25
- Fenced
- Property is zoned R-2
Parking
- 1 Car Garage
- Driveway
Home Design
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,455 Sq Ft Home
- 2-Story Property
- Ceiling Fan
Kitchen
- Stove
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Rear Porch
Utilities
- Cooling Available
- Central Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 00-00-31-1800-0241-0380
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $593 | $293,278 | $55,000 | $238,278 |
2023 | $593 | $50,000 | $50,000 | $0 |
2022 | $477 | $40,000 | $40,000 | $0 |
2021 | $414 | $30,000 | $30,000 | $0 |
2020 | $372 | $25,000 | $25,000 | $0 |
2019 | $324 | $17,500 | $17,500 | $0 |
2018 | $285 | $15,000 | $0 | $0 |
2017 | $247 | $12,375 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/29/2025 08/29/25 | For Sale | $564,900 | +6.6% | $388 / Sq Ft |
04/05/2024 04/05/24 | Sold | $530,000 | -1.7% | $364 / Sq Ft |
03/17/2024 03/17/24 | Pending | -- | -- | -- |
03/06/2024 03/06/24 | Price Changed | $539,000 | -1.3% | $370 / Sq Ft |
02/20/2024 02/20/24 | For Sale | $546,000 | 0.0% | $375 / Sq Ft |
02/20/2024 02/20/24 | Off Market | $546,000 | -- | -- |
02/16/2024 02/16/24 | Price Changed | $546,000 | -0.2% | $375 / Sq Ft |
02/10/2024 02/10/24 | Price Changed | $546,900 | -0.2% | $376 / Sq Ft |
01/03/2024 01/03/24 | For Sale | $548,000 | -- | $377 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $530,000 | None Listed On Document | |
Deed | $115,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $498,200 | New Conventional | |
Previous Owner | $665,500 | New Conventional |
About the Listing Agent

As one of the top Realtors in Fernandina Beach, Angie Heitzer has been helping buyers and sellers achieve their real estate dreams since 2009. With over 16 years of experience and in-depth knowledge of Amelia Island, Fernandina Beach, Northeast Florida, and Georgia, Angie specializes in luxury homes, oceanfront properties, historic downtown residences, golf community homes, and investment opportunities.
Originally from Atlanta, Angie discovered the charm of Fernandina Beach more than 15
Angie's Other Listings
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 113369
APN: 00-00-31-1800-0241-0380
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