523 S 13th Terrace Fernandina Beach, FL 32034
Estimated payment $3,044/month
Total Views
43,104
3
Beds
2.5
Baths
1,455
Sq Ft
$388
Price per Sq Ft
Highlights
- Very Popular Property
- No HOA
- Cooling Available
- Emma Love Hardee Elementary School Rated A-
- Rear Porch
- Central Heating
About This Home
Stylish New Construction Just Minutes from Downtown Fernandina Beach. 523 S. 13th Terrace is where modern design meets coastal charm. Built in 2023, this beautifully crafted 3-bedroom, 2.5-bath home offers the perfect blend of comfort, efficiency, & location, just a quick golf cart ride to downtown Fernandina Beach, Central Park, & the island’s pristine beaches. Inside, the thoughtful open floor plan highlights soaring vaulted ceilings, tall windows, & designer finishes throughout. The chef-inspired kitchen features quartz countertops, stainless-steel appliances, & a spacious island that opens seamlessly into the living & dining areas, ideal for entertaining or casual family living. Upstairs, each bedroom includes walk-in closets & plenty of natural light, while the primary suite feels like a private retreat. Enjoy low-maintenance living & peace of mind with all major systems new in 2023, including the HVAC, roof, & hot water heater. Step outside to a raised patio & fenced backyard, perfect for morning coffee or evening gatherings under the stars. The one-car garage offers convenience & storage, while the manageable lot size keeps upkeep effortless. Located within the City of Fernandina Beach, you’re minutes from local favorites like Centre Street’s boutiques & restaurants, Amelia Riverfront, & the community’s best parks & trails. Whether you’re a first-time buyer, second-home owner, or family ready to embrace the island lifestyle, this home delivers the perfect combination of value & location. Move-in ready & offered at $564,900, this is your opportunity to live close to everything you love about Fernandina Beach. Schedule your private showing today and start living the “Love Where You Live” lifestyle on Amelia Island.
Open House Schedule
-
Saturday, October 18, 202512:00 to 3:00 pm10/18/2025 12:00:00 PM +00:0010/18/2025 3:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $593
Year Built
- Built in 2023
Lot Details
- 2,500 Sq Ft Lot
- Lot Dimensions are 100x25
- Fenced
- Property is zoned R-2
Parking
- 1 Car Garage
- Driveway
Home Design
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,455 Sq Ft Home
- 2-Story Property
- Ceiling Fan
Kitchen
- Stove
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Rear Porch
Utilities
- Cooling Available
- Central Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 00-00-31-1800-0241-0380
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $593 | $293,278 | $55,000 | $238,278 |
| 2023 | $593 | $50,000 | $50,000 | $0 |
| 2022 | $477 | $40,000 | $40,000 | $0 |
| 2021 | $414 | $30,000 | $30,000 | $0 |
| 2020 | $372 | $25,000 | $25,000 | $0 |
| 2019 | $324 | $17,500 | $17,500 | $0 |
| 2018 | $285 | $15,000 | $0 | $0 |
| 2017 | $247 | $12,375 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | For Sale | $564,900 | +6.6% | $388 / Sq Ft | |
| 04/05/2024 04/05/24 | Sold | $530,000 | -1.7% | $364 / Sq Ft | View Prior Sale |
| 03/17/2024 03/17/24 | Pending | -- | -- | -- | |
| 03/06/2024 03/06/24 | Price Changed | $539,000 | -1.3% | $370 / Sq Ft | |
| 02/20/2024 02/20/24 | For Sale | $546,000 | 0.0% | $375 / Sq Ft | |
| 02/20/2024 02/20/24 | Off Market | $546,000 | -- | -- | |
| 02/16/2024 02/16/24 | Price Changed | $546,000 | -0.2% | $375 / Sq Ft | |
| 02/10/2024 02/10/24 | Price Changed | $546,900 | -0.2% | $376 / Sq Ft | |
| 01/03/2024 01/03/24 | For Sale | $548,000 | -- | $377 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $530,000 | None Listed On Document | |
| Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $498,200 | New Conventional |
Source: Public Records
About the Listing Agent
As one of the top Realtors in Fernandina Beach, Angie Heitzer has been helping buyers and sellers achieve their real estate dreams since 2009. With over 16 years of experience and in-depth knowledge of Amelia Island, Fernandina Beach, Northeast Florida, and Georgia, Angie specializes in luxury homes, oceanfront properties, historic downtown residences, golf community homes, and investment opportunities.
Originally from Atlanta, Angie discovered the charm of Fernandina Beach more than 15
Angie's Other Listings
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 113369
APN: 00-00-31-1800-0241-0380
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