NOT LISTED FOR SALE

5239 Ragged Point Rd Cambridge, MD 21613

Estimated Value: $612,000 - $671,000

2 Beds
2.5 Baths
2,087 Sq Ft
$313/Sq Ft Est. Value

Last Sold July 08, 2019

Last sale price $345,500 $166 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $3,839/month

Highlights

  • Water Views
  • Water Access
  • Deck
  • Home fronts navigable water
  • 1.84 Acre Lot
  • Wood Burning Stove

About This Home

As of July 2019

Spectacular views of the Chesapeake Bay! One level home with open floor plan with beamed ceilings, large master bedroom suite, wrap-around decks, attached 2-car garage plus detached 2-car garage. Dual zone heating and cooling and passive solar. Peaceful setting. Property includes approx. 350' +/- of bay frontage including beach area.

Last Agent to Sell the Property

Kathy Christensen

(410) 924-4814 kccamb@gmail.com TTR Sotheby's International Realty License #602735 Listed on: 12/06/2018

TTR Sotheby's International Realty

Last Buyer's Agent

Dan Shoemaker

(410) 353-4387 dan@exitotb.com Eastern Shore Real Estate Referrals, LLC License #RMR005185

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,976

Year Built

  • Built in 1990

Lot Details

  • 1.84 Acre Lot
  • Home fronts navigable water
  • Open Lot
  • Property is zoned RR

Parking

  • 4 Garage Spaces | 2 Attached and 2 Detached
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Brick Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,087 Sq Ft Home
  • Property has 1 Level
  • Central Vacuum
  • Chair Railings
  • Wainscoting
  • Beamed Ceilings
  • Wood Ceilings
  • Brick Wall or Ceiling
  • Vaulted Ceiling
  • Fireplace
  • Wood Burning Stove
  • Double Pane Windows
  • Window Treatments
  • Wood Frame Window
  • Window Screens
  • Sliding Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Ceramic Tile Flooring
  • Water Views
  • Crawl Space
  • Dryer

Kitchen

  • Breakfast Room
  • Butlers Pantry
  • Electric Oven or Range
  • Range Hood
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Eco-Friendly Details

  • Heating system powered by passive solar

Outdoor Features

  • Water Access
  • Property near a bay
  • Deck
  • Shed

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Multi-Tank Electric Water Heater
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Cambridge Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 08-186626

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,976

Year Built

Built in 1990

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1990
  • Remarks Public: Spectacular views of the Chesapeake Bay! One level home with open floor plan with beamed ceilings, large master bedroom suite, wrap-around decks, attached 2-car garage plus detached 2-car garage. Dual zone heating and cooling and passive solar. Peaceful setting. Property includes approx. 350' +/- of bay frontage including beach area.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Washer/Dryer Hookups Only
  • Flooring Type: Ceramic Tile
  • Interior Amenities: Breakfast Area, Butlers Pantry, Chair Railings, Dining Area, Kitchen - Island, Primary Bath(s), Wainscotting, Window Treatments, Stove - Wood, Central Vacuum
  • Window Features: Double Pane, Screens, Wood Frame
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: 9'+ Ceilings, Beamed Ceilings, Brick, Vaulted Ceilings, Wood Ceilings
  • Foundation Details: Brick/Mortar, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Breakfast Room, Sun/Florida Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Total Sq Ft: 2087
  • Living Area Sq Ft: 2087
  • Price Per Sq Ft: 179.68
  • Above Grade Finished Sq Ft: 2087
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 5239

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed Shop
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • View: Water
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Detached Garage, Off Street, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Zoned
  • Heating Fuel: Electric
  • Heating Type: Zoned, Heat Pump(s), Solar - Passive
  • Heating: Yes
  • Hot Water: Electric, Multi-Tank
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District Key: 121139665361
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Lot Features: Open
  • Lot Size Acres: 1.84
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 80150.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5317553
  • Tax Annual Amount: 4976.00
  • Assessor Parcel Number: 08-186626
  • Tax Lot: 2
  • Tax Page Number: 180
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2018
  • Close Date: 07/08/2019

Multi Family

  • Mean Low Water Feet: 2

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 6, 2018
Closed on
Jul 8, 2019
Sold by
Daley David M and Daley Amy M
Bought by
Keener Kathleen M and Keener Paul
Seller's Agent
Kathy Christensen
TTR Sotheby's International Realty
Buyer's Agent
Dan Shoemaker
Eastern Shore Real Estate Referrals, LLC
List Price
$375,000
Sold Price
$345,500
Premium/Discount to List
-$29,500
-7.87%
Current Estimated Value
$653,310

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$307,810
Avg. Annual Appreciation
10.69%
Original Mortgage
$245,500
Outstanding Balance
$214,680
Interest Rate
3.73%
Mortgage Type
New Conventional
Estimated Equity
$438,630

Purchase Details

Closed on
Sep 3, 2009
Sold by
Anderson Ernest R and Anderson Florence
Bought by
Daley David M and Daley Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 16, 1996
Sold by
Wilson Milton S and Wilson Deborah A
Bought by
Anderson Ernest R and Anderson Florence

Purchase Details

Closed on
Jul 29, 1988
Sold by
Jordon Jack W and Jordon Linda J
Bought by
Wilson Milton S and Wilson Deborah A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Keener Kathleen M $345,500 Dba Real Estate T&E
Daley David M $340,000 --
Anderson Ernest R $185,000 --
Wilson Milton S $50,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Keener Kathleen M $245,500
Previous Owner Daley David M $300,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/08/2019 07/08/19 Sold $345,500 -7.9% $166 / Sq Ft
05/12/2019 05/12/19 Pending -- -- --
12/06/2018 12/06/18 For Sale $375,000 0.0% $180 / Sq Ft
06/26/2015 06/26/15 Rented $1,200 0.0% --
06/26/2015 06/26/15 Under Contract -- -- --
06/05/2015 06/05/15 For Rent $1,200 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,944 $427,700 $0 $0
2024 $4,393 $408,700 $0 $0
2023 $4,393 $389,700 $250,500 $139,200
2022 $4,393 $389,700 $250,500 $139,200
2021 $5,036 $389,700 $250,500 $139,200
2020 $5,036 $447,500 $250,700 $196,800
2019 $5,036 $447,500 $250,700 $196,800
2018 $4,675 $447,500 $250,700 $196,800
2017 $5,446 $495,000 $0 $0
2016 -- $495,000 $0 $0
2015 -- $495,000 $0 $0
2014 $6,283 $500,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO108796

Bright MLS

APN: 08-186626