$795,000

524 Bank St Wallace, ID 83873

Estimated payment $4,488/month

Total Views 143
8 Beds
3 Baths
7,266 Sq Ft
$109 Price per Sq Ft

Highlights

  • City View
  • Corner Lot
  • Heating Available
  • Wood Flooring
  • No HOA

About This Home

At the intersection of 'The Center of the Universe' stands one of the most iconic buildings in historic Wallace, the White and Bender. Built in 1890, the Queen Anne styled commercial building withstood fire and flood early in its life. The original pressed metal turret, White and Bender shelving and beveled glass transom windows remain, along with many other charming historical features still in tact. Incredibly, the original Terrazzo flooring in the 70' x 48' street level commercial space remains. The second story most recently housed 12 rooms and 2 restrooms. The current owners have spent countless hours extracting decades of layers to reveal the fresh, blank slate ready for your downtown dreams to become reality. Wallace city code allows for residential uses in the downtown core.

Listing Agent

Sarah Murphy

Local Real Estate License #SP47141 Listed on: 11/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,482

Year Built

  • Built in 1890

Lot Details

  • 3,485 Sq Ft Lot
  • Corner Lot
  • Level Lot
  • Property is zoned GC, GC

Property Views

  • City
  • Mountain

Home Design

  • Brick Exterior Construction
  • Concrete Foundation
  • Frame Construction
  • Rolled or Hot Mop Roof
  • Rubber Roof

Interior Spaces

  • 7,266 Sq Ft Home
  • Multi-Level Property
  • Unfinished Basement
  • Basement Cellar

Flooring

  • Wood
  • Stone
  • Concrete

Bedrooms and Bathrooms

  • 8 Bedrooms
  • 3 Bathrooms

Parking

  • No Garage
  • Paved Parking

Additional Features

  • Exterior Lighting
  • In Flood Plain
  • Heating Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number B0050020022AA

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,482

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Sub Type: Site Built < 2 Acre
  • Prop. Type: Residential
  • Lot Size Acres: 0.08
  • Road Surface Type: Paved
  • Subdivision Name: N/A
  • Directions: From I90, take Business Loop to the Center of the Universe, Southwest corner of 6th and Bank.
  • Year Built: 1890
  • General Property Description:Lot Acres2: 0.08
  • General Property Description:Lot Type 1: Commercial
  • Legal and Taxes:Zoning2: GC
  • Legal and Taxes:Tax Year2: 2024
  • View:Mountain(s): Yes
  • Road Paved: Yes
  • Water:City5: Yes
  • Sewer:City Sewer: Yes
  • General Property Description:Building Style: Multi-Level
  • General Property Description:Remodeled: No
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: None
  • Property Subject to:Flood Zone: Yes
  • Fuel:Electric: Yes
  • Foundation:Concrete: Yes
  • Flooring:Wood4: Original
  • Architectural Style:Description2: Queen Anne Style
  • Flooring:Stone2: Yes
  • View:City4: Yes
  • Roof:Rolled Rubber: Yes
  • Flooring:Concrete2: Yes
  • Construction Brick: Yes
  • General Property Description:Total SqFt2: 7266.0
  • DelayedMarketingYN: No
  • Contract Information: Delayed Marketing: No
  • Special Features: None

Interior Features

  • Appliances: None
  • Has Basement: Unfinished, Cellar
  • Basement YN: No
  • Total Bedrooms: 8
  • Flooring: Wood, Stone, Concrete
  • Living Area: 7266.0
  • Main Level Bathrooms: 1
  • Basement:Unfinished: Yes
  • Appliances:None3: Yes
  • Basement:Cellar: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Corner Lot, Level
  • View: Mountain(s), City
  • View: Yes
  • Common Walls: 2+ Common Walls
  • Construction Type: Brick, Frame
  • Exterior Features: Lighting
  • Foundation Details: Concrete Perimeter
  • Roof: Rubber
  • Exterior Features:Lighting: Yes
  • Construction:Frame: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Sidewalks: Yes
  • Exterior Features:Curbs: Yes
  • Lot Features:Corner Lot: Yes
  • Exterior:Brick2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved Parking
  • General Property Description:Garage Type2: None
  • General Property Description:Garage Stall2: None
  • Exterior Features:Paved Parking: Yes

Utilities

  • Heating: Cadet, Electric
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Cadet: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Curbs
  • Association: No

Schools

  • Junior High Dist: Wallace - 393

Lot Info

  • Lot Size Sq Ft: 3484.8
  • Parcel #: B0050020022AA
  • Zoning: GC

Tax Info

  • Tax Annual Amount: 3482.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,482 $364,825 $64,740 $300,085
2024 $3,482 $364,825 $64,740 $300,085
2023 $3,482 $336,368 $64,740 $271,628
2022 $4,032 $308,735 $21,580 $287,155
2021 $3,302 $169,438 $19,618 $149,820
2020 $2,967 $142,688 $17,838 $124,850
2019 $3,385 $166,023 $16,203 $149,820
2018 $3,398 $141,053 $16,203 $124,850
2017 $3,447 $141,053 $16,203 $124,850
2016 -- $129,703 $16,203 $113,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/16/2025 11/16/25 For Sale $795,000 -- $109 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- North Idaho Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $182,500 New Conventional
Source: Public Records

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 25-11040

Coeur d

APN: B0050020022A