NOT LISTED FOR SALE

524 Garrard St Covington, KY 41011

Downtown Covington Neighborhood

Estimated Value: $923,067

-- Beds
-- Baths
-- Sq Ft
0.28 Acre Lot

Sale Details

Date Sold: May 14, 2026

Last sale price $950,000

Est. 3% decrease in value since last sale

Current estimated payment $6,134 / mo

15 Days on Market

Highlights

  • 0.28 Acre Lot
  • Balcony
  • Storm Windows
  • Stainless Steel Appliances
  • Fireplace
  • 4-minute walk to Randolph Park

About This Home

As of May 2026

STUNNING 6 unit building on one of Covington's preeminent streets!! All 6 apts have been completed remodeled with new granite countertops, high end lighting, remodeled bathrooms, refinished hardwood floors and in unit washer/dryers!! This unique building has soaring ceiling heights and either walk out porches or balconies for each apartment!! Repaved parking lot in the back of building offers off-street parking for each tenant! This well-maintained building is easy to rent and attracts a professional renter looking to be close to Covington's restaurant and entertainment district, while at the same time enjoying the amenities of being on this beautiful tree-lined street!! Gross annual rents 110k!!!

Last Agent to Sell the Property

Brandon Stamper

Plum Tree Realty License #268661 Listed on: 03/18/2026

Plum Tree Realty

Last Buyer's Agent

Brock Hart

Keller Williams Realty Service

Keller Williams Realty Service
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Property Details

Home Type

  • Apartment

Lot Details

  • 12,347 Sq Ft Lot
  • Lot Dimensions are 50 x 250

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Membrane Roofing

Interior Spaces

  • Fireplace
  • Basement Fills Entire Space Under The House
  • Storm Windows
  • Stacked Washer and Dryer

Kitchen

  • Electric Cooktop
  • Dishwasher
  • Stainless Steel Appliances

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Balcony

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Window Unit Cooling System
  • Radiant Heating System

Community Details

  • 6 Units

Property Details

Home Type

Apartment

Lot Details

0.28 Acres

Listing Details

  • Cooling: Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Apartment
  • Lot Size Acres: 0.2834
  • Lot Size: 50 x 250
  • Ownership: Consumer
  • MLS Status: Sold
  • Standard Status: Closed
  • Directions: 75 S to 5th St, Right on Garrard.
  • New Construction: No
  • Structure Type: Apartment
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Property Ownership:Property Ownership: Consumer
  • Unit Type:Unit Type: 1 Bedroom
  • Special Features: None

Interior Features

  • Basement: Full
  • Heating: Radiant
  • Property Type: MultiFamily
  • Number Of Buildings: 1
  • Appliances: Dishwasher, Refrigerator, Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Range, Electric Cooktop
  • Fireplace: No
  • Window Features: Storm Window(s)

Exterior Features

  • Roof: Membrane
  • Construction Type: Brick
  • Exterior Features: Balcony
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 12347.0
  • Zoning Description: Commercial

Multi Family

  • Number Of Units Total: 6

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Downtown Covington, KY

  • Martha Works Larsen Real Estate Agent - Century 21 Premiere Properties

    Martha Works Larsen

    Century 21 Premiere Properties

    (859) 479-0970

    196 Total Sales

    1 in Downtown Covington

    $255,000 Price

    Martha Works Larsen
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  • Tracy Winkler Real Estate Agent - Comey & Shepherd

    Tracy Winkler

    Comey & Shepherd

    (513) 808-9789

    161 Total Sales

    2 in Downtown Covington

    $400K - $540K Price Range

    Tracy Winkler
     Section Image
  • Hillary Justice Real Estate Agent - Coldwell Banker Realty

    Hillary Justice

    Coldwell Banker Realty

    (513) 647-6201

    182 Total Sales

    1 in Downtown Covington

    $470,000 Price

    Hillary Justice
     Section Image
  • Brandon Stamper Real Estate Agent - Plum Tree Realty

    Brandon Stamper

    Plum Tree Realty

    (859) 888-1472

    132 Total Sales

    1 in Downtown Covington

    $950,000 Price

    Brandon Stamper
     Section Image
  • Lena Keith Real Estate Agent - Pivot Realty Group

    Lena Keith

    Responds Quickly

    Pivot Realty Group

    (859) 279-4304

    111 Total Sales

    2 in Downtown Covington

    $130K - $590K Price Range

    Lena Keith
     Section Image
  • Nicole Rankin Real Estate Agent - Coldwell Banker Realty FM

    Nicole Rankin

    Coldwell Banker Realty FM

    (859) 651-7170

    225 Total Sales

    2 in Downtown Covington

    $425K - $650K Price Range

    Nicole Rankin
     Section Image
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Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/14/2026 05/14/26 Sold $950,000 0.0% --
04/02/2026 04/02/26 Pending -- -- --
03/18/2026 03/18/26 For Sale $950,000 -- --
Source: Northern Kentucky Multiple Listing Service

Agents Affiliated with this Home

  • Brandon Stamper Real Estate Agent - Plum Tree Realty

    Seller's Agent in 2026

    Brandon Stamper

    Plum Tree Realty

    (859) 630-0463

    1 in this area

    132 Total Sales

    Brandon Stamper
    Section Image
  • Brock Hart Real Estate Agent - Keller Williams Realty Service

    Buyer's Agent in 2026

    Brock Hart

    Keller Williams Realty Service

    (859) 496-7596

    2 in this area

    308 Total Sales

    Brock Hart
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 640684

Northern Kentucky Multiple Listing Service
Kentucky Kenton County Covington 41011 Downtown Covington

524 Garrard St, Covington, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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