$384,900

Estimated payment $2,456/month

Total Views 4,106
3 Beds
2 Baths
1,976 Sq Ft
$195 Price per Sq Ft

Highlights

  • Waterfront Community
  • Boat Dock
  • Craftsman Architecture
  • Freeport Middle School Rated A-
  • Fishing
  • Cathedral Ceiling

About This Home

An inviting covered front porch welcomes you to this spacious, 3 bedroom 2 bath split floor plan home in the conveniently located Symphony neighborhood of Hammock Bay. Perfectly situated on a maturely landscaped, quarter acre lot; this home features cathedral ceilings in kitchen/living and tall ceilings throughout, providing an abundance of natural light, contributing to a bright atmosphere. Enjoy the private backyard from the comfort of the screened in back porch as this is the space for entertaining / hosting gatherings. Gardeners delight over the convenience of the outdoor shed and lean to. Have the choice of furnishing the all seasons/Florida room to be your office, a play room, classroom, formal sitting area; the options are endless! Cozy up inside at the gas fireplace, home awaits! Hammock Bay is a premier, bayfront master planned community located just 15 minutes north of the white sand beaches of the Emerald Coast. A 6,000 square foot clubhouse offers residents use of the movie theatre with auditorium seating, a full caterer's kitchen to include wet bar and dining area, childs play room, and lounge overlooking the lake and pool area. Numerous on site workout and fitness facilities, competition lap pool, additional 4 Resort-style pools, pickleball courts, tennis courts, basketball court, large playground, outdoor kitchen/gas bbq areas. A Bay front club house with fishing pier extending 500' in to the bay, an amphitheater like stage with jumbotron screen, are just a few attractions with more on the near horizon! All residents at Hammock Bay will enjoy year-round social events as well as a vibrant and active Town Center. Consider this an invitation to experience the Hammock Bay Lifestyle by contacting me today for an updated list of this months community events calendar!

Listing Agent

Courtney Lincoln

Coldwell Banker Realty License #3506341 Listed on: 10/03/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,842

Year Built

  • Built in 2008

Lot Details

  • 10,454 Sq Ft Lot
  • Partially Fenced Property
  • Level Lot
  • Sprinkler System
  • Property is zoned City, Resid Single Family

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Dimensional Roof
  • Brick Front
  • Masonite

Interior Spaces

  • 1,976 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Breakfast Room
  • Sun or Florida Room
  • Screened Porch
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Shed
  • Rain Gutters

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Air
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-0720

Community Details

Overview

  • Association fees include accounting, ground keeping, management, master, security, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Elevator
  • Community Storage Space

Recreation

  • Boat Dock
  • Waterfront Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,842

Year Built

Built in 2008

Lot Details

0

HOA Fees

$186 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: irregular
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: HAMMOCK BAY
  • Directions: From intersection of Hwy 331 and Hwy 20 head west to Great Hammock Bend. Turn south into the community. Turn left in to the Symphony neighborhood and proceed through to stop sign. At stop sign, continue right to follow Symphony Way. Home will be located on the right side of the street at 524.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2008
  • Remarks Misc:Remarks: An inviting covered front porch welcomes you to this spacious, 3 bedroom 2 bath split floor plan home in the conveniently located Symphony neighborhood of Hammock Bay. Perfectly situated on a maturely landscaped, quarter acre lot; this home features cathedral ceilings in kitchen/living and tall ceilings throughout, providing an abundance of natural light, contributing to a bright atmosphere. Enjoy the private backyard from the comfort of the screened in back porch as this is the space for entertaining / hosting gatherings. Gardeners delight over the convenience of the outdoor shed and lean to. Have the choice of furnishing the all seasons/Florida room to be your office, a play room, classroom, formal sitting area; the options are endless! Cozy up inside at the gas fireplace, home awaits!
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Family Room: Yes
  • Rooms:Florida Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas, Fireplace
  • Fireplace: Yes
  • Flooring: Floor Tile
  • Interior Amenities: Ceiling Cathedral, Ceiling Raised, Pantry, Split Bedroom
  • Window Features: Window Treatment All
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Fencing: Fenced Lot-Part
  • Lot Features: Covenants, Curb & Gutter, Level, Restrictions, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Masonite, Siding Brick Front
  • Exterior Features: Rain Gutter, Sprinkler System, Yard Building
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding Brick Front: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Curb Gutter: Yes
  • Exterior:Fireplace2: Yes
  • ConstructionSiding:Masonite: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, Underground

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Elevators, Exercise Room, Fishing, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Separate Storage, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 186.45
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 16-1S-19-23020-000-0720
  • Zoning: City, Resid Single Family

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,842 $204,429 -- --
2023 $2,842 $198,475 $0 $0
2022 $2,790 $192,694 $0 $0
2021 $2,783 $187,082 $0 $0
2020 $2,773 $207,309 $31,724 $175,585
2019 $2,709 $180,351 $0 $0
2018 $2,670 $176,988 $0 $0
2017 $2,627 $173,348 $0 $0
2016 $2,517 $169,783 $0 $0
2015 $3,206 $164,507 $0 $0
2014 $2,476 $150,366 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 Price Changed $384,900 -2.0% $195 / Sq Ft
11/04/2025 11/04/25 Price Changed $392,900 -1.8% $199 / Sq Ft
10/03/2025 10/03/25 For Sale $399,900 +77.7% $202 / Sq Ft
09/26/2014 09/26/14 Sold $225,000 0.0% $114 / Sq Ft View Prior Sale
08/29/2014 08/29/14 Pending -- -- --
04/15/2014 04/15/14 For Sale $225,000 -- $114 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 H & S Title & Escrow Inc
Corporate Deed $223,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $178,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 986446

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-0720