NOT LISTED FOR SALE

525 Cottage Grove Ave South Bend, IN 46616

Near Northwest Neighborhood

Estimated Value: $184,000 - $198,000

4 Beds
2 Baths
1,968 Sq Ft
$97/Sq Ft Est. Value

Last Sold September 11, 2020

Last sale price $123,000 $62 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $1,180/month

19 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Picket Fence
  • Adams High School Rated A-
  • Covered Patio or Porch
  • 1 Car Detached Garage

About This Home

As of September 2020

Find modern character in this Near Northwest beauty Michiana! 4 bedroom, 2 bathroom charmer with newly finished wood floors, updated kitchen and bath, as well as a laundry room on the bedroom level. The master bedroom has a walk in closet and an extra closet for maximum storage. The office enters off the entry with glass french doors. Kitchen appliances are stainless steel and stay with the property. Windows have been updated, as well as furnace, water heater and A/C. Tall ceilings and original woodwork make this home so desirable. Fully fenced yard and great front porch complete the package. You will want to see this one before it is gone, because it's all about you!

Last Agent to Sell the Property

Linda Demel

Inspired Homes Indiana Listed on: 07/25/2020

Last Buyer's Agent

SB NonMember

NonMember SB

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $917

Year Built

  • Built in 1902

Lot Details

  • 6,273 Sq Ft Lot
  • Lot Dimensions are 49x128
  • Picket Fence
  • Level Lot

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Gas Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Laminate Countertops
  • Utility Sink

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathtub with Shower

Basement

  • Michigan Basement
  • Block Basement Construction

Schools

  • Muessel Elementary School
  • Jackson Middle School
  • Adams High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Cable TV Available

Additional Features

  • Energy-Efficient Windows
  • Covered Patio or Porch

Community Details

  • Cushing & Lindsey Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-08-02-452-020.000-026

Home Details

Home Type

Single Family

Est. Annual Taxes

$917

Year Built

Built in 1902

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1902
  • Age: 118
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 11
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: North PT Lot 27 & 43 Ft No EN D Lot 26 & SO 1/2 Vac alley No & Adj. Cushing & Lindsey
  • Parcel Number ID: 71-08-02-452-020.000-026
  • Platted: Yes
  • Amenities: Cable Ready, Closet(s) Walk-in, Countertops-Laminate, Dryer Hook Up Gas, Garage Door Opener, Natural Woodwork, Patio Covered, Porch Covered, Range/Oven Hook Up Gas, Utility Sink, Tub/Shower Combination
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2268
  • Total Finished Sq Ft: 1968
  • Above Grade Finished Sq Ft: 1968
  • Below Grade Sq Ft: 300
  • Price Per Sq Ft: 62.5
  • Basement: Yes
  • Basement Foundation: Michigan Basement
  • Basement Material: Block
  • Flooring: Hardwood Floors, Tile
  • Bedroom 1: Dimensions: 12x14, On Level: Upper
  • Bedroom 2: Dimensions: 11x12, On Level: Upper
  • Bedroom 3: Dimensions: 10x11, On Level: Upper
  • Bedroom 4: Dimensions: 10x10, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 300

Exterior Features

  • Exterior: Wood
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Fence: Picket

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 14x12
  • Garage Sq Ft: 168
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Indiana Michigan Power
  • Gas Company: NIPSCO
  • Water Company: South Bend Municipal Util

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Muessel
  • Middle School: Jackson
  • High School: Adams
  • Elementary School: Muessel

Lot Info

  • Lot Description: Level, 0-2.9999
  • Lot Dimensions: 49X128
  • Estimated Lot Sq Ft: 6273
  • Estimated Lot Size Acres: 0.144

Green Features

  • Energy Efficient: Windows

Tax Info

  • Annual Taxes: 917
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Adams
  • Middle School: Jackson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 31, 2024
Sold by
Wortham Chandler
Bought by
Casey Gabriel
Current Estimated Value
$190,684

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,400
Outstanding Balance
$145,395
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$37,847

Purchase Details

Listed on
Jul 25, 2020
Closed on
Sep 17, 2020
Sold by
Wood Kara L
Bought by
Wortham Chandler R
Seller's Agent
Linda Demel
Inspired Homes Indiana
Buyer's Agent
SB NonMember
NonMember SB
List Price
$120,000
Sold Price
$123,000
Premium/Discount to List
$3,000
2.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.46%
Original Mortgage
$116,850
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 6, 2018
Closed on
Jul 24, 2018
Sold by
Riddle Jonathan D
Bought by
Wood Kara L
Seller's Agent
Liz Bomkamp
Irish Realty
Buyer's Agent
Cindi Fuja
Cressy & Everett - South Bend
List Price
$98,000
Sold Price
$96,000
Premium/Discount to List
-$2,000
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.16%
Original Mortgage
$94,261
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 6, 2018
Closed on
Jun 25, 2018
Sold by
Riddle Jonathan D
Bought by
Wood Kara L
Seller's Agent
Liz Bomkamp
Irish Realty
Buyer's Agent
Cindi Fuja
Cressy & Everett - South Bend
List Price
$98,000
Sold Price
$96,000
Premium/Discount to List
-$2,000
-2.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,261
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 24, 2014
Closed on
May 15, 2014
Sold by
Castillo Daniel P and Castillo Erika A
Bought by
Riddle Jonathan D
Seller's Agent
Pam Adams
At Home Realty Group
Buyer's Agent
Pam Adams
At Home Realty Group
List Price
$79,900
Sold Price
$78,500
Premium/Discount to List
-$1,400
-1.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$77,075
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 22, 2009
Sold by
Near Northwest Neighborhood Inc
Bought by
Castillo Daniel P and Castillo Erika A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
4.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 4, 2006
Sold by
Doolittle David and Doe John
Bought by
Deutsche Bank Trust Company Americas and Bankers Trust Company

Purchase Details

Closed on
Jul 14, 2005
Sold by
Doolittle David and Doe John
Bought by
Deutsche Bank Trust Company and Bankers Trust Company
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Casey Gabriel $190,000 Proper Title
Wood Kara L $95,203 Metropolitan Title
Wood Kara L -- Metropolitan Title
Riddle Jonathan D -- Meridian Title
Castillo Daniel P -- None Available
Deutsche Bank Trust Company Americas $14,450 None Available
Deutsche Bank Trust Company $20,400 None Available
Wortham Chandler R $155,410 Metropolitan Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Casey Gabriel $37,000
Open Casey Gabriel $146,400
Previous Owner Wortham Chandler R $116,850
Previous Owner Wood Kara L $94,261
Previous Owner Wood Kara L $94,261
Previous Owner Riddle Jonathan D $77,075
Previous Owner Castillo Daniel P $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2020 09/11/20 Sold $123,000 0.0% $63 / Sq Ft
08/20/2020 08/20/20 Price Changed $123,000 +2.5% $63 / Sq Ft
08/13/2020 08/13/20 Pending -- -- --
07/25/2020 07/25/20 For Sale $120,000 +25.0% $61 / Sq Ft
07/16/2018 07/16/18 Sold $96,000 -2.0% $49 / Sq Ft
06/09/2018 06/09/18 Pending -- -- --
06/06/2018 06/06/18 For Sale $98,000 +24.8% $50 / Sq Ft
05/23/2014 05/23/14 Sold $78,500 -1.8% $41 / Sq Ft
03/30/2014 03/30/14 Pending -- -- --
03/24/2014 03/24/14 For Sale $79,900 -- $41 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,692 $131,100 $9,600 $121,500
2023 $1,649 $143,000 $9,600 $133,400
2022 $1,384 $116,700 $9,600 $107,100
2021 $1,189 $101,200 $3,500 $97,700
2020 $882 $75,900 $2,700 $73,200
2019 $960 $91,700 $3,200 $88,500
2018 $1,077 $92,600 $3,100 $89,500
2017 $1,088 $91,300 $3,100 $88,200
2016 $906 $76,800 $2,600 $74,200
2014 $811 $72,100 $2,600 $69,500
2013 $808 $72,200 $2,600 $69,600
Source: Public Records

Agents Affiliated with this Home

  • Linda Demel

    Seller's Agent in 2020

    Linda Demel

    Inspired Homes Indiana

    (574) 286-7757

    1 in this area

    82 Total Sales

    Section Image

  • S

    Buyer's Agent in 2020

    SB NonMember

    NonMember SB

    10 in this area

    673 Total Sales

    Section Image

  • L

    Seller's Agent in 2018

    Liz Bomkamp

    Irish Realty

    (574) 807-1911

    1 in this area

    29 Total Sales

    Section Image

  • C

    Buyer's Agent in 2018

    Cindi Fuja

    Cressy & Everett - South Bend

    Section Image
  • Pam Adams

    Seller's Agent in 2014

    Pam Adams

    At Home Realty Group

    (574) 298-6006

    3 in this area

    25 Total Sales

    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202028842

Indiana Regional MLS

APN: 71-08-02-452-020.000-026

Indiana St Joseph County South Bend 46616 Near Northwest

525 Cottage Grove Ave, South Bend, IN

This home is located at 525 Cottage Grove Ave, South Bend, IN 46616 since 25 July 2020 and is currently estimated at $190,684, approximately $96 per square foot. This property was built in 1902. 525 Cottage Grove Ave is a home located in St. Joseph County with nearby schools including Muessel Primary Center, Edison Middle School, and Adams High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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