NOT LISTED FOR SALE

525 Oak St Ludlow, KY 41016

Estimated Value: $262,000 - $276,000

3 Beds
1.5 Baths
1,385 Sq Ft
$196/Sq Ft Est. Value

Last Sold October 18, 2023

Last sale price $220,300 $159 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,705/month

3 Days on Market

Highlights

  • Traditional Architecture
  • Granite Countertops
  • Formal Dining Room
  • Wood Flooring
  • No HOA
  • 3-minute walk to Ludlow Memorial Park

About This Home

As of October 2023

Freshly updated 3 bed/1.5 bath in the heart of Ludlow... Directly across from the school. This home is full of character and charm. Original wood trim and hardwood floors just refinished. Large kitchen with new soft close shaker cabinets, granite counters, stainless appliances and LVT flooring. Half bath off of living room for easy guest access. Beautiful wood staircase leads to 2nd floor that features full bath and all 3 bedrooms. Off street parking pad along with detached garage. Brand new roof 2023.

Last Agent to Sell the Property

Matt Brock

Resource Realty Partners License #223022 Listed on: 09/10/2023

Last Buyer's Agent

Shannon Duggan

Pivot Realty Group License #241510

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,864

Year Built

  • Built in 1900

Lot Details

  • 3,111 Sq Ft Lot
  • Lot Dimensions are 25x125
  • Cleared Lot

Parking

  • 1 Car Detached Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,385 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-32-06-011.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,864

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1900
  • Lot Size: 25x125
  • Directions: Rt 8, L Adela, R Oak
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 25x125
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0714
  • General Property Description:Living Area: 1385.0
  • General Property Description:Lot Size Square Feet: 3111.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-32-06-011.00
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: 220 Volts
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1385.0
  • Window Features: Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Kitchen Features:Granite Countertops: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Electric Range: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • Roof: Shingle
  • Lot Features: Cleared
  • Construction Type: Brick
  • Foundation Details: Block
  • Other Structures: Garage(s)
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage, Off Street, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3111.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2023
Closed on
Oct 18, 2023
Sold by
Resource Realty Group Llc
Bought by
Scanlon Dennis P and Scanlon Suzanne M
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Shannon Duggan
Pivot Realty Group
List Price
$229,900
Sold Price
$220,300
Premium/Discount to List
-$9,600
-4.18%
Views
46
Current Estimated Value
$271,212

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,912
Avg. Annual Appreciation
10.22%
Original Mortgage
$176,240
Outstanding Balance
$173,724
Interest Rate
7.12%
Mortgage Type
Construction
Estimated Equity
$91,050

Purchase Details

Closed on
Jun 20, 2023
Sold by
Houp James Charles
Bought by
Resource Realty Group Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,015
Interest Rate
6.35%
Mortgage Type
Balloon

Purchase Details

Closed on
Jun 27, 2012
Sold by
Wynn Darleen and Wynn Clifford L
Bought by
Houp James Charles

Purchase Details

Closed on
Jun 18, 2012
Sold by
Houp Kimberly
Bought by
Houp James Charles
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scanlon Dennis P $220,300 None Listed On Document
Resource Realty Group Llc $100,000 360 American Title
Houp James Charles $22,666 None Available
Houp James Charles $22,667 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Scanlon Dennis P $176,240
Previous Owner Resource Realty Group Llc $146,015
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/18/2023 10/18/23 Sold $220,300 -4.2% $159 / Sq Ft
09/15/2023 09/15/23 Pending -- -- --
09/11/2023 09/11/23 For Sale $229,900 -- $166 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,864 $220,300 $10,000 $210,300
2023 $857 $113,000 $10,000 $103,000
2022 $982 $113,000 $10,000 $103,000
2021 $694 $85,000 $10,000 $75,000
2020 $709 $85,000 $10,000 $75,000
2019 $705 $85,000 $10,000 $75,000
2018 $724 $85,000 $10,000 $75,000
2017 $715 $85,000 $10,000 $75,000
2015 $1,164 $85,000 $10,000 $75,000
2014 $1,118 $85,000 $10,000 $75,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 616906

Northern Kentucky Multiple Listing Service

APN: 026-32-06-011.00