NOT LISTED FOR SALE

525 S Collins St South Elgin, IL 60177

Estimated Value: $443,000 - $459,000

3 Beds
3.5 Baths
2,760 Sq Ft
$164/Sq Ft Est. Value

Last Sold June 12, 2023

Last sale price $405,000 $147 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,148/month

1 Day on Market

Highlights

  • Property is near a park
  • Recreation Room
  • Backs to Open Ground
  • Anderson Elementary School Rated A
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of June 2023

OPPORTUNITY ABOUNDS! RARELY AVAILABLE FIVE BEDROOM, THREE AND HALF BATH HOME IN THE HIGHLY-COVETED SAINT CHARLES SCHOOL DISTRICT IS READY FOR NEW OWNERSHIP. THE MAIN LEVEL OF THIS TWO STORY HOME FEATURES AN UPDATED KITCHEN WITH WHITE CABINETRY, A NEW ISLAND, QUARTZ COUNTER TOPS AND STAINLESS APPLIANCES. THIS LEVEL ALSO INCLUDES A SEPARATE DINING ROOM, TWO-STORY LIVING ROOM, AND SPACIOUS FAMILY ROOM WITH A GAS-STARTER FIREPLACE. THE LAUNDRY ROOM AND HALF BATH PROVIDE GREAT CONVENIENCE ON THIS LEVEL. THE SECOND LEVEL, WITH BRAND NEW PERGO FLOORING, HOSTS A LARGE PRIMARY BEDROOM, WALK-IN CLOSET AND EN SUITE, AS WELL AS, TWO ADDITIONAL BEDROOMS AND A FULL HALL BATH. THE BASEMENT HOUSES TWO ADDITIONAL BEDROOMS, RECREATION ROOM AND AN ADDITIONAL UPDATED FULL BATH, MAKING IT A GREAT SPOT FOR TWEENS AND TEENS! THE YARD HAS BEEN REFRESHED WITH NEW LANDSCAPING AND AN EXPANDED PATIO. COME MAKE THIS BEAUTIFUL HOUSE YOUR HOME AND DON'T MISS THIS RARE OPPORTUNITY!

Last Agent to Sell the Property

Joanne Cecchini

Berkshire Hathaway HomeServices Starck Real Estate License #475120551 Listed on: 05/05/2023

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Mark Kelner

United Realty Group, Inc. License #475189767

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,650

Year Built

  • Built in 2000

Lot Details

  • 9,662 Sq Ft Lot
  • Lot Dimensions are 61x159
  • Backs to Open Ground

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,760 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Patio
  • Porch

Location

  • Property is near a park

Schools

  • Wild Rose Elementary School
  • Haines Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • River Ridge Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,650

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: River Ridge
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 850
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, Wood Laminate Floors, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2760
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Recreation Room
  • Estimated Total Finished Sq Ft: 2760
  • Basement Description: Finished
  • Bathroom Amenities: Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 2
  • Dining Room: Separate
  • Total Sq Ft: 1910
  • Basement Sq Ft: 950
  • Fireplace Location: Family Room
  • Square Footage Comments: Includes finished basement with two bedrooms and full bath.
  • Total Sq Ft: 2860
  • Unfinished Basement Sq Ft: 100
  • Main Level Sq Ft: 1910
  • Flooring: Wood Laminate
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Patio, Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 394900
  • Lot Features: Backs to Open Grnd
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Haines Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2218
  • Lot Dimensions: 61X159
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8650
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2023
Closed on
Jun 12, 2023
Sold by
Ayala Annette
Bought by
Zaidi Baqar M
Seller's Agent
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Mark Kelner
United Realty Group, Inc.
List Price
$394,900
Sold Price
$405,000
Premium/Discount to List
$10,100
2.56%
Total Days on Market
1
Views
49
Current Estimated Value
$453,128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,128
Avg. Annual Appreciation
5.61%
Original Mortgage
$364,500
Outstanding Balance
$356,068
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$94,919

Purchase Details

Listed on
May 29, 2019
Closed on
Jul 18, 2019
Sold by
Xu Bo and Zhang Manling
Bought by
Ayala Annette
Seller's Agent
Joyce Yamei Chen
Concentric Realty, Inc
Buyer's Agent
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$279,800
Sold Price
$275,000
Premium/Discount to List
-$4,800
-1.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.44%
Original Mortgage
$220,000
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2008
Sold by
Hsbc Mortgage Services Inc
Bought by
Xu Bo and Zhang Manling

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,400
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 19, 2007
Sold by
Delacruz Jonalyn C and Delacruz Rex
Bought by
Hsbc Mortgage Services Inc and Mortgage Electronic Registration Systems

Purchase Details

Closed on
May 17, 2007
Sold by
Dela Cruz Rey and Dela Cruz Jonalyn
Bought by
Dela Cruz Jonalyn

Purchase Details

Closed on
May 27, 2005
Sold by
Garcia Emmanuel B and Garcia Melanie S
Bought by
Delacruz Rex and Delacruz Jonalyn C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
7.05%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 9, 2000
Sold by
Drh Cambridge Homes Inc
Bought by
Garcia Emmanuel B and Garcia Melanie S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,000
Interest Rate
7.98%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zaidi Baqar M $405,000 Proper Title
Ayala Annette $275,000 None Available
Xu Bo $248,000 First American Title
Hsbc Mortgage Services Inc -- None Available
Dela Cruz Jonalyn -- None Available
Delacruz Rex $285,000 Professional National Title
Garcia Emmanuel B $208,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zaidi Baqar M $364,500
Previous Owner Ayala Annette $220,000
Previous Owner Xu Bo $171,000
Previous Owner Xu Bo $198,400
Previous Owner Delacruz Rex $340,000
Previous Owner Delacruz Rex $228,000
Previous Owner Delacruz Jonalyn C $57,000
Previous Owner Garcia Emmanuel B $50,000
Previous Owner Garcia Emmanuel B $183,500
Previous Owner Garcia Emmanuel B $10,000
Previous Owner Garcia Emmanuel $168,000
Previous Owner Garcia Emmanuel B $166,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2023 06/12/23 Sold $405,000 +2.6% $147 / Sq Ft
05/07/2023 05/07/23 Pending -- -- --
05/05/2023 05/05/23 For Sale $394,900 +43.6% $143 / Sq Ft
07/18/2019 07/18/19 Sold $275,000 -1.7% --
06/15/2019 06/15/19 Pending -- -- --
05/29/2019 05/29/19 For Sale $279,800 0.0% --
07/18/2016 07/18/16 Rented $2,000 0.0% --
07/14/2016 07/14/16 Under Contract -- -- --
05/26/2016 05/26/16 For Rent $2,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,913 $111,131 $24,998 $86,133
2022 $8,650 $105,013 $27,116 $77,897
2021 $8,301 $100,098 $25,847 $74,251
2020 $8,261 $98,232 $25,365 $72,867
2019 $8,129 $96,287 $24,863 $71,424
2018 $7,975 $94,206 $24,405 $69,801
2017 $7,605 $90,986 $23,571 $67,415
2016 $7,938 $87,790 $22,743 $65,047
2015 -- $82,594 $22,498 $60,096
2014 -- $79,084 $22,498 $56,586
2013 -- $83,401 $22,723 $60,678
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11776055

Midwest Real Estate Data (MRED)

APN: 09-02-103-033