$229,900
SOLD OCT 9, 2025

526 S Bluff St Monticello, IN 47960

7 Beds
3 Baths
3,125 Sq Ft
0.25 Acres

Recently Sold

$74 Per Sq Ft

19 Days on Market

Highlights

  • Open Floorplan
  • Backs to Open Ground
  • 2 Car Attached Garage
  • Traditional Architecture
  • Covered Patio or Porch
  • Eat-In Kitchen

About This Home

As of October 2025

Dual-Income Investment opportunity This updated duplex offers a rare opportunity to own a fully rented, income-generating property with strong curb appeal and spacious living. Unit One features: - 3 bedrooms, 1 full bath - Newer windows and updated floor coverings throughout - All kitchen appliances included - Attached 2-car garage Unit Two offers flexibility with: - 4–5 bedrooms, 2 full baths - All appliances included - Attached 2-car garage Both units have been recently updated, ensuring low maintenance and tenant satisfaction. Enjoy a shared back patio perfect for relaxing or entertaining, plus an oversized backyard that adds charm and potential for future enhancements. Located in a desirable area with easy access to local amenities.

Last Agent to Sell the Property

Joan Abbott

Joan Abbott Real Estate Brokerage Phone: 765-564-9822 Listed on: 09/03/2025

Last Buyer's Agent

Naomi Eason

RE/MAX Realty One

RE/MAX Realty One

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,380

Year Built

  • Built in 1930

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 66 x 165
  • Backs to Open Ground
  • Landscaped
  • Level Lot

Home Design

  • Duplex
  • Traditional Architecture
  • Shingle Roof
  • Wood Siding
  • Vinyl Construction Material

Interior Spaces

  • 3,125 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Double Pane Windows
  • Fire and Smoke Detector
  • Laundry in Utility Room

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 7 Bedrooms
  • 3 Full Bathrooms

Basement

  • Stone or Rock in Basement
  • Crawl Space

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Gravel Driveway
  • Off-Street Parking

Schools

  • Oaklawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Tenant pays for electric, heating, lawn maintenance, sewer, water
  • The owner pays for building insurance, maintenance, tax
  • Assessor Parcel Number 91-73-33-000-137.800-021

Community Details

Building Details

  • 2 Separate Electric Meters
  • 2 Separate Gas Meters
  • 2 Separate Water Meters
  • Insurance Expense $2,448
  • Maintenance Expense $500

Additional Features

  • 2 Units
  • Community Storage Space

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,380

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Class: INVESTMENT
  • Property Sub Type: Duplex
  • Year Built: 1930
  • Style: Two Story
  • Architectural Style: Traditional
  • Bedrooms: 7
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Christy's Add 12 and Christy's ADD Strip 6' S/S 11
  • Parcel Number ID: 91-73-33-000-137.800-021
  • Platted: Yes
  • Amenities: Ceiling Fan, Off Street Parking, Storage, Ceiling-9+, Countertops-Laminate, Detector-Smoke, Eat-In Kitchen, Garage Door Opener, Landscaped, Open Floor Plan, Patio Open, Porch Covered, Water Heater Gas
  • Location: City/Town/Suburb
  • Parcel Id2: 91-73-33-000-137.900-021
  • Special Features: None

Interior Features

  • Total Sq Ft: 3125
  • Total Finished Sq Ft: 3125
  • Above Grade Finished Sq Ft: 3125
  • Basement Foundation: Crawl
  • Basement Material: Stone
  • Flooring: Carpet, Laminate
  • Number Of Microwaves: 1
  • Number Of Ranges Ovens: 2

Exterior Features

  • Exterior: Vinyl, Wood
  • Roof Material: Shingle
  • Stories: 2

Garage/Parking

  • Driveway: Gravel
  • Number Of Parking Spaces: 4
  • Parking: Off Street

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Hvac: Ceiling Fan
  • Annual Insurance Expense: 2448
  • Annual Maintenance Expense: 500
  • Number Electric Meters: 2
  • Number Gas Meters: 2
  • Number Of W D Hookups: 2
  • Number Water Meters: 2

Schools

  • Elementary School: Oaklawn

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 66 x 165
  • Estimated Lot Sq Ft: 10890
  • Estimated Lot Size Acres: 0.25

Green Features

  • Energy Efficient Windows/Doors: Double Pane Windows

Rental Info

  • Lease Term: 1 Year
  • Owner Pays: Building Insurance, Maintenance, Tax
  • Tenant Pays: Electric, Heating, Lawn Maintenance, Sewer, Water

Tax Info

  • Annual Property Tax: 4380

Multi Family

  • Number Of Dishwashers: 2
  • Number Of Refrigerators: 2
  • Number Of Units: 2
  • Number Of 4 Bedrooms: 1

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/09/2025 10/09/25 Sold $229,900 0.0% $74 / Sq Ft
09/22/2025 09/22/25 Pending -- -- --
09/03/2025 09/03/25 For Sale $229,900 +53.3% $74 / Sq Ft
08/31/2023 08/31/23 Sold $150,000 -5.7% $48 / Sq Ft View Prior Sale
08/30/2023 08/30/23 Pending -- -- --
07/21/2023 07/21/23 For Sale $159,000 -- $51 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,380 $219,000 $12,900 $206,100
2023 $3,982 $199,100 $12,900 $186,200
2022 $3,582 $179,100 $12,900 $166,200
2021 $3,278 $163,900 $12,900 $151,000
2020 $3,036 $151,800 $12,900 $138,900
2019 $2,772 $138,500 $12,900 $125,600
2018 $2,534 $126,600 $12,900 $113,700
2017 $2,402 $120,000 $12,900 $107,100
2016 $2,401 $120,000 $12,900 $107,100
2014 $2,289 $114,400 $12,300 $102,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202535519

Indiana Regional MLS

APN: 91-73-33-000-137.800-021