Seller's Agent in 2025
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
(305) 797-1221
619 Total Sales
527 Heck Ave Little Torch Key, FL 33042
3
Beds
2
Baths
1,200
Sq Ft
6,534
Sq Ft Lot
About This Home
As of August 2025This immaculate 3-bedroom, 2-bath custom home was site built by the owner for himself in 2023. Located on Little Torch Key, this home boasts the best of both worlds with picturesque views of the sunsets over the ponds on one side and excellent canal front dockage on the other offering quick access to the open water. The coastal-style home features an open concept floor plan with porcelain plank floors and a gorgeous Chef Kitchen complete with quartz countertops, custom shaker cabinetry and stainless steel appliances. The vaulted ceilings and large impact windows allow for a bright and airy feel throughout while viewing the famous Keys sunsets from your living areas and the spacious front Porch. The Primary Bedroom with ensuite has direct, private access to the back porch overlooking the canal which is the perfect place for enjoying a good book or your morning coffee. 60' of full length concrete dockage allows for multiple boats and room for boat lift. The downstairs has a fully enclosed storage area and plenty of parking for all of your recreational vehicles and an outdoor shower to rinse off after a day out on the water. Metal roof and Hardiboard siding ensures low maintenance and storm readiness.
Last Agent to Sell the Property
Coldwell Banker Schmitt Lower Keys (KW) License #605677 Listed on: 02/21/2025
Home Details
Home Type
Single Family
Est. Annual Taxes
$1,825
Year Built
2023
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Voluntary HOA: No
- Control Depth: 3
- Dockage Dock: Concrete
- Dockage Dock Length: 60
- Document Count: 3
- Fee Includes: None
- Key Island: Little Torch Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 28.50
- Min Rental Days: 28.00
- M L S Identifier: 20060123165453488875000000
- Neighborhood Feature: Other Area Features, Bike Paths
- Off Shore Island: No
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Sale Terms: Conventional
- Side: Bay/Gulf
- State Province: FL
- Taxes: 5342.59
- Title: Negotiable
- Vehicle Storage: Carport
- Year Built: 2023
- Alternate Key Number: 1287016
- Building Style Stilt Column Height: Medium - 5Ft - 9Ft
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 6456.00
- Porch Balcony: Open Porch/Balcony
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Yes
- Estimated Living Sq Ft: 1200.00
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: NewHome
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Drapes/Blinds Incl, Quartz Countertops, Cathedral Ceilings
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Floor: Tile, Vinyl
- Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
- Total Bedrooms: 3
Exterior Features
- Waterfront: Canal Front, Salt Ponds
- Waterfront: Yes
- Construction: Frame, Hardi Board Siding
- Exterior Features: Outdoor Shower, Storage
- Roof: Metal Roof
- Waterview: Canal View, Salt Ponds
- Pool: No
Utilities
- Utilities: FKAA, Municipal Sewer
- Heating: Electric
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00219770-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.15
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Unfurnished
Tax Info
- Tax Year: 2024
Multi Family
- Total Units: 1.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 21, 2025
Closed on
Aug 1, 2025
Sold by
Keegan Paul G and Keegan Mary J
Bought by
Reinson Family Trust and Reinson
Seller's Agent
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
Buyer's Agent
Tommy Mack
Coastal Collection Real Estate Inc.
List Price
$1,169,000
Sold Price
$975,000
Premium/Discount to List
-$194,000
-16.6%
Views
107
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.76%
Original Mortgage
$350,000
Outstanding Balance
$350,000
Interest Rate
5.96%
Mortgage Type
New Conventional
Estimated Equity
$624,030
Purchase Details
Closed on
Mar 14, 2014
Sold by
Reynolds Richard M and David Carmen V
Bought by
Keegan Paul G and Keegan Mary J
Purchase Details
Closed on
Jun 23, 2010
Sold by
Ewing Helen
Bought by
David Carmen and Reynolds Richard M
Purchase Details
Closed on
Feb 1, 1970
Bought by
Keegan Paul G and Keegan Mary J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $975,000 | None Listed On Document | |
| Warranty Deed | $975,000 | None Listed On Document | |
| Warranty Deed | $75,000 | True Title Agency Inc | |
| Personal Reps Deed | $27,000 | Attorney | |
| Deed | $2,200 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $350,000 | New Conventional | |
| Closed | $350,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $975,000 | -2.4% | $813 / Sq Ft |
| 04/30/2025 04/30/25 | Price Changed | $999,000 | -9.1% | $833 / Sq Ft |
| 04/15/2025 04/15/25 | Price Changed | $1,099,000 | -6.0% | $916 / Sq Ft |
| 02/21/2025 02/21/25 | For Sale | $1,169,000 | -- | $974 / Sq Ft |
Source: Key West Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,825 | $705,990 | $404,275 | $301,715 |
| 2023 | $1,825 | $277,124 | $277,124 | $0 |
| 2022 | $1,692 | $249,411 | $249,411 | $0 |
| 2021 | $1,570 | $195,617 | $195,617 | $0 |
| 2020 | $1,530 | $195,617 | $195,617 | $0 |
| 2019 | $1,422 | $177,685 | $177,685 | $0 |
| 2018 | $1,133 | $98,777 | $98,777 | $0 |
| 2017 | $1,000 | $74,083 | $0 | $0 |
| 2016 | $641 | $65,677 | $0 | $0 |
| 2015 | $648 | $64,098 | $0 | $0 |
| 2014 | $328 | $52,542 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Ferringo
-
Tommy Mack
Buyer's Agent in 2025
Tommy Mack
Coastal Collection Real Estate Inc.
(305) 731-7910
240 Total Sales
Map
Source: Key West Association of REALTORS®
MLS Number: 613830
APN: 00219770-000000
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