NOT LISTED FOR SALE

527 Settlement Dr Lancaster, KY 40444

Lancaster Area

Estimated Value: $609,323 - $648,000

3 Beds
3 Baths
2,412 Sq Ft
$263/Sq Ft Est. Value

Sale Details

Date Sold: February 17, 2026

Last sale price $635,000 $263 Per Sq Ft

Current estimated payment $3,628 / mo

6 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Main Floor Primary Bedroom
  • Craftsman Architecture
  • Wood Flooring
  • No HOA

About This Home

As of February 2026

Nestled in a quiet, picturesque neighborhood that backs up to a serene creek and open farmland, this beautifully crafted home blends timeless style with modern comfort. Just a short 25-minute drive to Lexington and 20 minutes to Danville, you'll enjoy the perfect balance of peaceful country living and convenient access to city amenities—plus you're just minutes from the marina at Lake Herrington. Step inside to discover a spacious open-concept living room and kitchen, filled with natural light from soaring ceilings and expansive windows. The stunning stone fireplace adds warmth and character, while the eat-in kitchen features a walk-in pantry and flows seamlessly into the formal dining area—perfect for entertaining. The oversized, updated primary suite is a true sanctuary, complete with a luxurious ensuite bathroom and a massive walk-in closet. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, and a dedicated home office provides a quiet space for work or study. The enormous walk-out basement offers endless potential with plumbing for an additional bathroom, a large workshop, and a separate garage for tool and lawn equipment storage. You'll also find a secure storm shelter with concrete walls for peace of mind. Enjoy sweeping views of rolling hills from the expansive back deck and covered porch, or relax on the charming wraparound front porch that captures the essence of classic Craftsman design. This home is situated on over six acres of beautiful rolling hills, and there is also an additional lot with 3.34 acres available for purchase if interested. Additional highlights include geothermal heating and air (with a never-used basement unit), a large laundry room, and beautiful landscaping. This one-of-a-kind home is a rare gem—offering space, style, and serenity in an unbeatable location.

Last Agent to Sell the Property

Kelly Gray

Dexter Real Estate License #290788 Listed on: 01/04/2026

Last Buyer's Agent

Joe Marcum

CENTURY 21 Advantage Realty License #188845

CENTURY 21 Advantage Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2010

Lot Details

  • 6.92 Acre Lot
  • Landscaped
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Rear-Facing Garage
  • Side Facing Garage
  • Driveway

Property Views

  • Woods
  • Farm
  • Neighborhood

Home Design

  • Craftsman Architecture
  • Block Foundation
  • Dimensional Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,412 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Utility Room
  • Security System Owned

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement
  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom

Outdoor Features

  • Deck
  • Outdoor Grill
  • Front Porch

Schools

  • Camp Dick Elementary School
  • Garrard Co Middle School
  • Garrard Co High School

Utilities

  • Cooling Available
  • Geothermal Heating and Cooling
  • Private Water Source
  • Septic Tank

Community Details

  • No Home Owners Association
  • Homestead Herrington Subdivision

Listing and Financial Details

  • Assessor Parcel Number 05C-45

Home Details

Home Type

Single Family

Year Built

Built in 2010

Lot Details

6.92 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Craftsman
  • Year Built: 2010
  • Above Grade Finished Sq Ft: 2412.0
  • New Construction: No
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Flooring:Hardwood: Yes
  • Cooling:Geothermal: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style:Craftsman: Yes
  • Flooring:Ceramic Tile: Yes
  • Lot: Lot Size Acres: 6.917
  • Lot: Lot Size Square Feet: 301304.52
  • Tax Legal: Elementary School: Camp Dick
  • Tax Legal: Middle Or Junior School: Garrard Co
  • Tax Legal: High School: Garrard Co
  • Building: Home Warranty YN: No
  • Lot Features: Many Trees: Yes
  • Other Sold Info: New Construction YN: No
  • Patio And Porch Features: Deck: Yes
  • Lot: View YN: Yes
  • Construction Materials: Stone: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Patio And Porch Features: Porch: Yes
  • View: Farm: Yes
  • View: Trees/Woods: Yes
  • Security Features: Security System Owned: Yes
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Lot Features: Landscaped: Yes
  • Room Types: Utility Room: Yes
  • Room Types: Foyer: Yes
  • Room Types: Office: Yes
  • Patio And Porch Details: Front Porch: Yes
  • Patio And Porch Details: Side Porch: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Walk-In Closet(s)
  • Flooring: Ceramic Tile, Concrete, Hardwood
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Bath/Stubbed, Concrete, Exterior Entry, Interior Entry, Partial, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 2412.0
  • Lot Size Area: 6.92
  • Basement:BathStubbed: Yes
  • Basement:Concrete: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Basement:Partial: Yes
  • Basement:Walk-Out Access: Yes
  • Basement:Interior Entry: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: Yes
  • Fireplace Features: Living Room: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Interior Features: Eat-in Kitchen: Yes
  • Flooring: Concrete: Yes
  • Interior Features: Soaking Tub: Yes
  • Room Types: Living Room: Yes
  • Room Types: Primary Bedroom Level: First
  • Interior: Fireplaces Total: 1.0
  • Room Types: Dining Room: Yes

Exterior Features

  • Exterior Features: Outdoor Grill
  • Roof: Dimensional Style
  • Construction Materials: Stone, Vinyl Siding
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: No
  • List Price: 635000.0
  • Lot Features: Landscaped, Many Trees
  • Patio And Porch Features: Deck, Porch, Front Porch, Side Porch
  • Pool Private: No
  • View: Farm, Neighborhood, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Basement: Exterior Entry: Yes
  • Exterior Features: Outdoor Grill: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Faces Rear, Garage Faces Side
  • Parking Features:Driveway: Yes
  • Parking Information: Garage YN: Yes
  • Parking Information: Garage Spaces: 3.0
  • Parking Features: Attached Garage: Yes
  • Parking Information: Carport YN: No
  • Parking Features: Garage Faces Side: Yes
  • Parking Features: Garage Faces Rear: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Geothermal
  • Cooling: Geothermal
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security Features: Security System Owned
  • Water Source: Private, Public
  • Heating:Geothermal2: Yes
  • Sewer Septic Tank: Yes
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Water Source: Private: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Camp Dick
  • High School: Garrard Co
  • Middle or Junior School: Garrard Co

Lot Info

  • Lot Size Acres: 6.92
  • Lot Size Sq Ft: 301304.52
  • Parcel Number: 05C-45

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2026
Closed on
Feb 17, 2026
Sold by
Bought by
Seller's Agent
Kelly Gray
Dexter Real Estate
Buyer's Agent
Joe Marcum
CENTURY 21 Advantage Realty
List Price
$635,000
Sold Price
$635,000
Views
48
Current Estimated Value
$633,331

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,669
Avg. Annual Appreciation
-0.57%

Purchase Details

Closed on
Oct 9, 2024
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$635,000 None Listed On Document
-- None Listed On Document
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/17/2026 02/17/26 Sold $635,000 0.0% $263 / Sq Ft
01/10/2026 01/10/26 Pending -- -- --
01/04/2026 01/04/26 For Sale $635,000 0.0% $263 / Sq Ft
11/28/2025 11/28/25 Price Changed $635,000 -8.6% $263 / Sq Ft
10/01/2025 10/01/25 Pending -- -- --
09/14/2025 09/14/25 For Sale $695,000 -- $288 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,759 $220,000 $20,000 $200,000
2024 $1,759 $220,000 $20,000 $200,000
2023 $2,275 $220,000 $20,000 $200,000
2022 $2,149 $200,000 $20,000 $180,000
2021 $2,195 $200,000 $20,000 $180,000
2020 $2,196 $200,000 $20,000 $180,000
2019 $2,207 $200,000 $20,000 $180,000
2018 $2,207 $200,000 $20,000 $180,000
2017 $2,197 $200,000 $20,000 $180,000
2016 $2,155 $200,000 $20,000 $180,000
2012 $2,119 $200,000 $20,000 $180,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25501269

ImagineMLS (Bluegrass REALTORS®)

APN: 05C-45

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