NOT LISTED FOR SALE

Estimated Value: $580,416

4 Beds
3 Baths
3,460 Sq Ft
$168/Sq Ft Est. Value

Sale Details

Date Sold: October 31, 2023

Last sale price $529,000 $153 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,560 / mo

46 Days on Market

Highlights

  • 10 Feet of Waterfront
  • Family Room with Fireplace
  • No HOA
  • Multiple Garages
  • Radiant Floor
  • The kitchen features windows

About This Home

As of October 2023

4 bed, 3 bath walkout home on 3.39 acres. Located on heavily wooded lot on the Elk River just south of Saint Cloud. Poured concrete walls to rafters, brick front with steel siding. Huge deck, concrete patio, storage shed, heated 3 stall garage and wonderful landscaped yard.

Last Agent to Sell the Property

Charles Reichensperger

Century 21 First Realty, Inc. Listed on: 07/20/2023

Century 21 First Realty, Inc.

Last Buyer's Agent

Lisa Senger

National Realty Guild

National Realty Guild
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,668

Year Built

  • Built in 2004

Lot Details

  • 3.39 Acre Lot
  • Lot Dimensions are 100x433
  • 10 Feet of Waterfront
  • River Front
  • Few Trees

Parking

  • 3 Car Attached Garage
  • Multiple Garages
  • Heated Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Insulated Concrete Forms
  • Steel Siding

Interior Spaces

  • Decorative Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Utility Room Floor Drain
  • Radiant Floor

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Basement Storage
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Boiler Heating System
  • Radiant Heating System
  • 200+ Amp Service
  • Water Filtration System
  • Private Water Source
  • Well
  • Drilled Well
  • Water Softener is Owned
  • Septic System

Additional Features

  • Air Exchanger
  • Patio

Community Details

  • No Home Owners Association
  • Greenwood Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 254130120

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,668

Year Built

Built in 2004

Lot Details

3.39 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Drilled, Private, Well
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 2480
  • Water Body Name: Elk River
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled, Finished, Full, Insulating Concrete Forms, Concrete, Storage Space, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Humidifier, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Decorative, Family Room, Gas, Living Room
  • Living Area: 3460
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 980
  • Basement YN: Yes
  • Dining Room Type: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Dining Room, Living Room, Family Room, Great Room, Laundry, Patio

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: None
  • Fencing: None
  • View: East, River
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Concrete
  • PatioPorchType: Deck,Patio,Wrap Around
  • Lake Bottom: Hard,Sand,Undeveloped,Wetland
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 10

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Multiple Garages

Utilities

  • Heating: Boiler, Dual, Forced Air, Fireplace(s), Radiant Floor, Radiant
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Electric,Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,Panoramic View,Satelite Dish,Sauna,Security System,Security Lights,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 100x433
  • Lot Size Sq Ft: 147668.4
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 254130120
  • Tax Annual Amount: 3668
  • TaxWithAssessments: 3668.0000

Multi Family

  • WaterfrontFeatures: River Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2023
Closed on
Oct 31, 2023
Sold by
Bought by
Seller's Agent
Charles Reichensperger
Century 21 First Realty, Inc.
Buyer's Agent
Lisa Senger
National Realty Guild
List Price
$539,000
Sold Price
$529,000
Premium/Discount to List
-$10,000
-1.86%
Views
147
Current Estimated Value
$580,416

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,416
Avg. Annual Appreciation
3.42%
Original Mortgage
$264,500
Outstanding Balance
$257,320
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$323,096

Purchase Details

Listed on
Jul 20, 2023
Closed on
Oct 11, 2023
Sold by
Bought by
Seller's Agent
Charles Reichensperger
Century 21 First Realty, Inc.
Buyer's Agent
Lisa Senger
National Realty Guild
List Price
$539,000
Sold Price
$529,000
Premium/Discount to List
-$10,000
-1.86%
Views
147

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,500
Outstanding Balance
$257,320
Interest Rate
7.31%
Mortgage Type
New Conventional
Estimated Equity
$323,096

Purchase Details

Closed on
Jun 12, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$311,600
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 14, 2015
Sold by
Bought by

Purchase Details

Closed on
Aug 4, 2004
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$529,000 Title Specialists Inc
$500 Stearns County Abstract
$164,000 None Available
$164,000 Kensington Title
-- None Available
$65,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $264,500
Previous Owner $311,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/31/2023 10/31/23 Sold $529,000 -1.9% $153 / Sq Ft
09/08/2023 09/08/23 Pending -- -- --
07/24/2023 07/24/23 For Sale $539,000 -- $156 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,364 $519,600 $129,500 $390,100
2025 $4,364 $518,700 $126,800 $391,900
2024 $3,674 $502,000 $117,800 $384,200
2023 $3,668 $463,100 $129,600 $333,500
2022 $3,240 $436,700 $96,500 $340,200
2020 $2,986 $320,000 $61,500 $258,500
2019 $2,844 $305,600 $59,700 $245,900
2018 $2,502 $285,800 $60,900 $224,900
2017 $2,464 $248,400 $61,000 $187,400
2016 $2,280 $239,400 $59,200 $180,200
2015 $2,128 $216,200 $54,100 $162,100
2014 $1,816 $193,700 $50,800 $142,900
2013 -- $163,900 $41,300 $122,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6405115

NorthstarMLS

APN: 25-413-0120

Your Personal Tour Guide

Ask me questions while you tour the home.