Lena Keith
Responds Quickly
Pivot Realty Group
(859) 279-4304
108 Total Sales
2 in Downtown Covington
$130K - $590K Price Range
528 Garrard St Unit E Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $325,204
2
Beds
2.5
Baths
1,783
Sq Ft
1905
Built
Highlights
- Wood Flooring
- 2 Fireplaces
- Eat-In Kitchen
- Loft
- Wood Frame Window
- Living Room
About This Home
As of August 2025Welcome home to this absolutely stunning third floor penthouse of the historic Salmon P Chase Building. A short walk from everything Covington and Downtown Cincinnati have to offer. Grab a coffee at Roebling Point, brunch at Molly Malones, dinner at Blinkers or a cocktail at Covington Yard. This is urban living at it's finest. This 2 story penthouse with loft, offers premium upgrades, modern amenities & features such as gleaming hardwood floors, 2 fireplaces, 2.5 baths, a gourmet kitchen with granite countertops, stainless steel appliances, in unit laundry, luxury baths, beams, vaulted ceilings, exposed brick, and loads of charm and character! Situated on quiet tree lined street, with 2 private off street parking spots, storage unit in the basement & view of the Licking river. This is an absolute must see to believe!
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Property Details
Home Type
- Condominium
Year Built
- Built in 1905
HOA Fees
- $281 Monthly HOA Fees
Parking
- Assigned Parking
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 1,783 Sq Ft Home
- 1-Story Property
- 2 Fireplaces
- Non-Functioning Fireplace
- Wood Frame Window
- Living Room
- Dining Room
- Loft
- Unfinished Basement
- Basement Storage
- Stacked Washer and Dryer
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Bathroom
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Additional Features
- Historic Home
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 854-23-25-001.05
Community Details
Overview
- Salmon P Chase Historical Condo Associat Association, Phone Number (513) 236-4354
Pet Policy
- Pets Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Aug 29, 2025
Sold by
Bought by
Seller's Agent
Cory Behm
Transaction Alliance LLC
Buyer's Agent
Cory Behm
Transaction Alliance LLC
List Price
$324,900
Sold Price
$319,000
Premium/Discount to List
-$5,900
-1.82%
Views
328
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,204
Avg. Annual Appreciation
2.09%
Original Mortgage
$255,200
Outstanding Balance
$252,942
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$72,262
Purchase Details
Closed on
Aug 7, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,250
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2016
Sold by
Bought by
Purchase Details
Closed on
Nov 23, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,600
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 30, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.45%
Mortgage Type
Unknown
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Lena Keith
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
206 Total Sales
2 in Downtown Covington
$425K - $650K Price Range
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
73 Total Sales
1 in Downtown Covington
$305,000 Price
-
Sydney Meyer
Sydney Meyer
Sibcy Cline, REALTORS-Florence
(513) 650-6313
109 Total Sales
1 in Downtown Covington
$303,000 Price
-
Cami Diodonet
Cami Diodonet
Keller Williams Realty Service
(859) 279-4233
79 Total Sales
2 in Downtown Covington
$167K - $180K Price Range
-
Brian Weber
Brian Weber
eXp Realty, LLC
(859) 600-6441
60 Total Sales
1 in Downtown Covington
$360,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $319,000 | 360 American Title | ||
| $235,000 | 360 American Title Svcs Llc | ||
| $172,500 | Springdale Title Llc | ||
| $149,500 | None Available | ||
| $165,000 | Advanced Land Title Agency |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $255,200 | ||
| Previous Owner | $223,250 | ||
| Previous Owner | $116,250 | ||
| Previous Owner | $119,600 | ||
| Previous Owner | $1,075,000 | ||
| Previous Owner | $132,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $319,000 | -1.8% | $179 / Sq Ft |
| 07/24/2025 07/24/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $324,900 | 0.0% | $182 / Sq Ft |
| 07/08/2025 07/08/25 | Pending | -- | -- | -- |
| 06/25/2025 06/25/25 | Price Changed | $324,900 | -4.4% | $182 / Sq Ft |
| 05/30/2025 05/30/25 | For Sale | $339,900 | -- | $191 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,114 | $235,000 | $0 | $235,000 |
| 2024 | $3,090 | $235,000 | $0 | $235,000 |
| 2023 | $3,130 | $235,000 | $0 | $235,000 |
| 2022 | $3,482 | $263,200 | $0 | $263,200 |
| 2021 | $3,588 | $235,000 | $0 | $235,000 |
| 2020 | $2,640 | $172,500 | $0 | $172,500 |
| 2019 | $2,670 | $172,500 | $0 | $172,500 |
| 2018 | $2,726 | $172,500 | $0 | $172,500 |
| 2017 | $2,766 | $172,500 | $0 | $172,500 |
| 2015 | $3,004 | $149,500 | $0 | $149,500 |
| 2014 | $2,999 | $149,500 | $0 | $149,500 |
Source: Public Records
Agents Affiliated with this Home
-
Cory Behm
Seller's Agent in 2025
Cory Behm
Transaction Alliance LLC
(513) 560-5489
9 in this area
324 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632953
APN: 854-23-25-001.05
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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