NOT LISTED FOR SALE

Estimated Value: $540,000 - $589,039

3 Beds
2.5 Baths
2,058 Sq Ft
$276/Sq Ft Est. Value

Sale Details

Date Sold: June 23, 2025

Last sale price $560,000 $272 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,554 / mo

3 Days on Market

Highlights

  • Mature Trees
  • Deck
  • Cathedral Ceiling
  • Williamsburg Elementary School Rated A-
  • Property is near park
  • Wood Flooring

About This Home

As of June 2025

Charming 1916 Craftsman Home in Downtown Geneva Nestled on the corner of 6th and James, this beautiful historic home combines the best of classic architecture and modern comfort. Step into the enclosed foyer, complete with a double closet for added convenience. The spacious living room boasts a cozy brick fireplace, 9-foot ceilings, crown molding, built-in shelving, and a stunning bead board ceiling. The formal dining room is a perfect space for entertaining, featuring French doors on both sides, a built-in hutch, and elegant crown molding. The dining room flows into a bright and airy sunroom that is bathed in natural light, offering access to the private backyard deck-ideal for outdoor relaxation or gatherings. The kitchen features sleek St. Charles Cabinetry MFG with built-in organizers and pullouts, under-cabinet lighting, and a sliding glass door leading to the deck for easy access to the outdoors. Half Bathroom right off of kitchen. Upstairs, you'll find three generously sized bedrooms and two full baths. The master bedroom is a true retreat, complete with a vaulted ceiling and two skylights, providing an abundance of natural light and a sense of openness. The full basement offers plenty of storage space, ensuring you have room for all your belongings. Outside, the private yard is complemented by a two-car detached garage. Recent updates include a new air conditioner (2024) and a roof that is approximately 10 years old, offering peace of mind for years to come. This is a premium location, with easy access to downtown Geneva's vibrant shops, restaurants, and attractions! Seller is selling in "as is" condition.

Last Agent to Sell the Property

Joyce Courtney

The HomeCourt Real Estate License #471003787 Listed on: 04/11/2025

Last Buyer's Agent

Meg Whitted

Baird & Warner Fox Valley - Geneva License #475176531

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1916

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 55x153
  • Fenced
  • Corner Lot
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Detached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Radon Mitigation System
  • Cedar

Interior Spaces

  • 2,058 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Historic or Period Millwork
  • Cathedral Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Heated Sun or Florida Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Power Generator

Additional Features

  • Deck
  • Property is near park

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions
  • Other Tax Exemptions

Home Details

Home Type

Single Family

Year Built

Built in 1916

Lot Details

8,276 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1916
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Built-in Features, Bookcases, Historic/Period Mlwk
  • LivingArea: 2058
  • Other Equipment: CO Detectors, Radon Mitigation System, Generator
  • Room Type: Heated Sun Room
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Full,Unfinished
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Cedar
  • Fencing: Fenced
  • Lot Features: Corner Lot, Mature Trees
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.19
  • Lot Dimensions: 55X153
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior,Senior Freeze,Disabled Vet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Jun 23, 2025
Sold by
Cardia Richard and Cardia Gail
Bought by
Lowry Nolan
Seller's Agent
Joyce Courtney
The HomeCourt Real Estate
Buyer's Agent
Meg Whitted
Baird & Warner Fox Valley - Geneva
List Price
$589,000
Sold Price
$560,000
Premium/Discount to List
-$29,000
-4.92%
Views
41
Current Estimated Value
$567,260

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,260
Avg. Annual Appreciation
1.58%
Original Mortgage
$448,000
Outstanding Balance
$444,931
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$122,329

Purchase Details

Closed on
Sep 15, 2003
Sold by
Fleming Robert and Fleming Richard
Bought by
Cardia Richard and Cardia Gail

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.44%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 7, 2003
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Fleming Robert and Fleming Richard

Purchase Details

Closed on
Oct 18, 2002
Sold by
Carmichael David K
Bought by
Federal Home Loan Mortgage Corporation
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lowry Nolan $560,000 None Listed On Document
Cardia Richard $377,000 Chicago Title Insurance Comp
Fleming Robert -- --
Federal Home Loan Mortgage Corporation -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lowry Nolan $448,000
Previous Owner Cardia Richard $115,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/23/2025 06/23/25 Sold $560,000 -4.9% $272 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $589,000 -- $286 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $182,678 $48,827 $133,851
2023 -- $166,071 $44,388 $121,683
2022 $0 $154,312 $41,245 $113,067
2021 $0 $148,577 $39,712 $108,865
2020 $12,308 $146,309 $39,106 $107,203
2019 $12,308 $143,539 $38,366 $105,173
2018 $0 $143,539 $38,366 $105,173
2017 $0 $139,711 $37,343 $102,368
2016 $12,308 $137,823 $36,838 $100,985
2015 -- $131,036 $35,024 $96,012
2014 -- $125,516 $35,024 $90,492
2013 -- $125,516 $35,024 $90,492
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12336148

Midwest Real Estate Data (MRED)

APN: 12-03-380-001

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