$455,000
OPEN SUN 12PM - 2PM

528 Ocean Spray Dr Ruskin, FL 33570

Estimated payment $3,287/month

4 Beds
3.5 Baths
2,820 Sq Ft
$161 Price per Sq Ft

Highlights

  • Open Floorplan
  • Great Room
  • Covered Patio or Porch
  • High Ceiling
  • Community Pool
  • 3 Car Attached Garage

About This Home

Welcome to this beautifully constructed 4-bedroom, 3.5-bathroom 2,820 square foot home built in 2021, located in the desirable Shell Cove community! Designed for comfort and versatility, this spacious home offers modern finishes, an open-concept layout, and a rare in-law suite with a private entrance—perfect for multigenerational living, guests, or rental potential.
Inside, you'll find a bright and airy living space with high ceilings, tile flooring, and modern fixtures throughout. The gourmet kitchen features stainless steel appliances, granite countertops, and a large island ideal for entertaining. The primary suite offers a private retreat with a walk-in closet, while the primary bathroom has a separate garden tub and shower.
The split layout gives two bedrooms in the front, equipped with a jack and jill bathroom, and offers generous privacy. The oversized backyard is perfect for entertaining guests or giving the pets a place to run free.
Step outside and enjoy all that Shell Cove has to offer, including a community pool and beautifully maintained common areas. This home combines the best of style, function, and location—just minutes from shopping and dining.
The owner is still occupying the property, so please respect their privacy.

Listing Agent

Chapin Richards

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3450074 Listed on: 09/10/2025

LPT REALTY, LLC

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,267

Year Built

  • Built in 2021

Lot Details

  • 7,680 Sq Ft Lot
  • Lot Dimensions are 60x128
  • West Facing Home
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 2,820 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Dry Bar
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, pool, private road
  • Beverly Pavon Association, Phone Number (813) 873-7300
  • Visit Association Website
  • Shell Cove Ph 2 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,267

Year Built

Built in 2021

Lot Details

0

HOA Fees

$7 per month

Parking

3

Listing Details

  • HOA Fee Includes: Common Area Taxes, Pool, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Brick
  • Fireplace: No
  • Living Area: 2820
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 3709
  • Lot Size Sq Ft: 7680
  • Directions to Property: Go North on US 41. Turn left on W Shell Point Road. Turn right on Fourth St NW. Turn left on Sixth Ave NW. Turn left on Ocean Spray Drive. House will be on the left.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Belleair Bluffs
  • Escrow Postal Code: 33770
  • Escrow State: FL
  • Escrow Street Name: West Bay Drive
  • Escrow Street Number: 2814
  • List Office Head Office Key Nume: 524162049
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 161.35
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Kitchenette,Private Entrance
  • Attribution Contact: 877-366-2213
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Street Number Modifier: 528
  • Living Area Meters: 261.99
  • Room Count: 11

Exterior Features

  • Direction Faces: West
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered
  • Road Surface Type: Asphalt, Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-10-07
  • Flood Zone Panel: 12057C0652J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Pool
  • Association Amenities: Pool
  • Association Fee: 85
  • Association Fee Frequency: Annually
  • Association Name: Beverly Pavon
  • Phone: 813-873-7300
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Buyer and buyer agent to verify with the HOA
  • Association Fee Requirement: Required
  • Association Email: beverly.pavon@merituscorp.com
  • Association URL: merituscommunity.com

Fee Information

  • Total Annual Fees: 85.00
  • Total Monthly Fees: 7.08
  • Monthly HOA Amount: 7.08

Lot Info

  • Zoning: PD
  • Parcel Number: U-06-32-19-C0O-000000-00603.0
  • Additional Parcels: No
  • Lot Dimensions: 60x128
  • Flood Zone Code: X500*
  • Homestead YN: 1
  • Lot Size Square Meters: 713

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and buyer agent to verify with the HOA

Tax Info

  • Tax Annual Amount: 10266.89
  • Tax Block: 02
  • Tax Book Number: 137-191
  • Tax Lot: 603
  • Tax Other Annual Assessment Amount: 2715

Multi Family

  • Approval Process: Buyer and buyer agent to verify with the HOA

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,267 $409,765 -- --
2023 $10,039 $397,830 $75,264 $322,566
2022 $10,685 $414,136 $60,211 $353,925
2021 $3,881 $48,922 $48,922 $0
2020 $3,143 $7,680 $7,680 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 For Sale $455,000 +14.0% $161 / Sq Ft
10/20/2021 10/20/21 Sold $399,200 +0.6% $143 / Sq Ft
04/10/2021 04/10/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $396,810 -- $142 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $399,200 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $413,571 VA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8425549

Stellar MLS

APN: U-06-32-19-C0O-000000-00603.0