Rhonda Elder
Elder Real Estate
(931) 400-8504
95 Total Sales
1 in Cookeville
$715,000 Price
528 Saddle Ln Cookeville, TN 38501
Cookeville AreaEstimated Value: $753,775
5
Beds
3.5
Baths
2,204
Sq Ft
$342/Sq Ft
Est. Value
Highlights
- No HOA
- Fireplace
- Tile Flooring
- Walk-In Pantry
- 3 Car Attached Garage
- Central Heating and Cooling System
About This Home
As of September 2025Welcome to 528 Saddle Ln, a stunning 5BR/3.5BA home tucked away on a quiet cul-de-sac in a prime location! The main level has been beautifully remodeled and flows effortlessly from the front door into an open living space. It features a formal dining room, a family room with gas fireplace and built-ins, and a true chef's kitchen complete with all-new appliances, custom cabinetry, brick backsplash, walk-in pantry and a large island. Upstairs, five bedrooms offer lots of space and privacy. Step outside to a private retreat with a fully fenced backyard, fiberglass saltwater pool with heater, and over 3,200 sq. ft. of pavers, ideal for relaxing or hosting gatherings. Meticulously maintained and well-loved, this home is move-in ready, with records of upgrades and maintenance available upon request. Schedule your showing today!
Last Agent to Sell the Property
The Real Estate Collective - Cookeville Brokerage Phone: 9316519761 License #320414 Listed on: 08/26/2025
Last Buyer's Agent
NONMLS NONMLS
License #2211
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,337
Year Built
- Built in 1998
Lot Details
- 0.48
Parking
- 3 Car Attached Garage
Home Design
- Brick Exterior Construction
- Frame Construction
Interior Spaces
- 2,204 Sq Ft Home
- Property has 3 Levels
- Fireplace
- Crawl Space
Kitchen
- Walk-In Pantry
- Gas Oven
- Microwave
- Freezer
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Main Level Bedrooms
Schools
- Northeast Elementary School
- Algood Middle School
- Cookeville High School
Additional Features
- 20,909 Sq Ft Lot
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Saddlebrook Subdivision
Listing and Financial Details
- Assessor Parcel Number 052A A 00211 000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2025
Closed on
Sep 24, 2025
Sold by
Bought by
Seller's Agent
Amber Flynn-Jared
The Real Estate Collective - Cookeville
Buyer's Agent
NONMLS NONMLS
List Price
$750,000
Sold Price
$740,000
Premium/Discount to List
-$10,000
-1.33%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,775
Avg. Annual Appreciation
2.02%
Purchase Details
Closed on
Feb 5, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 13, 2016
Closed on
Aug 25, 2017
Sold by
Bought by
Seller's Agent
Donnita Hill
Exit Rocky Top Realty-CK
Buyer's Agent
Donnita Hill
Exit Rocky Top Realty-CK
Sold Price
$365,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$270,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 27, 2013
Closed on
Aug 9, 2013
Sold by
Bought by
Seller's Agent
Donnita Hill
Hill Realty
Buyer's Agent
Donnita Hill
Hill Realty
Sold Price
$335,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.14%
Original Mortgage
$335,000
Interest Rate
4.48%
Mortgage Type
Commercial
Purchase Details
Closed on
May 10, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,900
Interest Rate
6.87%
Purchase Details
Closed on
Sep 18, 1997
Sold by
Bought by
Purchase Details
Closed on
Sep 17, 1997
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cookeville, TN
-
Rhonda Elder
-
Lynda Burge
Lynda Burge
RE/MAX Exceptional Properties
(615) 205-7612
223 Total Sales
1 in Cookeville
$285,000 Price
-
Betsy Smith
Betsy Smith
Better Homes and Gardens Real Estate Town & Lake
(615) 751-5987
105 Total Sales
1 in Cookeville
$249,900 Price
-
Becky Andrews
Becky Andrews
RE/MAX Exceptional Properties
(615) 703-8460
221 Total Sales
1 in Cookeville
$285,000 Price
-
Kenny Sallis
Kenny Sallis
Responds QuicklySallis Realty Group
(629) 802-8884
366 Total Sales
1 in Cookeville
$320,000 Price
-
Michael Woodard
Michael Woodard
Responds QuicklyMid Ten Realty
(615) 709-7863
146 Total Sales
1 in Cookeville
$220,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $740,000 | None Listed On Document | ||
| -- | Unisource | ||
| $365,000 | -- | ||
| $335,000 | -- | ||
| $299,900 | -- | ||
| $40,575 | -- | ||
| $40,600 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $368,000 | ||
| Previous Owner | $270,000 | ||
| Previous Owner | $335,000 | ||
| Previous Owner | $199,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $740,000 | -1.3% | $336 / Sq Ft | |
| 08/26/2025 08/26/25 | For Sale | $750,000 | +105.5% | $340 / Sq Ft | |
| 08/25/2017 08/25/17 | Sold | $365,000 | +9.0% | $94 / Sq Ft | View Prior Sale |
| 08/09/2013 08/09/13 | Sold | $335,000 | 0.0% | $94 / Sq Ft | View Prior Sale |
| 01/01/1970 01/01/70 | Off Market | $335,000 | -- | -- | |
| 01/01/1970 01/01/70 | Off Market | $365,000 | -- | -- |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $93,200 | $12,500 | $80,700 |
| 2024 | $0 | $93,200 | $12,500 | $80,700 |
| 2023 | $3,336 | $93,200 | $12,500 | $80,700 |
| 2022 | $3,068 | $93,200 | $12,500 | $80,700 |
| 2021 | $3,068 | $93,200 | $12,500 | $80,700 |
| 2020 | $3,232 | $93,200 | $12,500 | $80,700 |
| 2019 | $3,232 | $82,525 | $12,500 | $70,025 |
| 2018 | $2,946 | $82,525 | $12,500 | $70,025 |
| 2017 | $2,946 | $82,525 | $12,500 | $70,025 |
| 2016 | $2,810 | $78,700 | $12,500 | $66,200 |
| 2015 | $2,916 | $78,700 | $12,500 | $66,200 |
| 2014 | $2,769 | $74,743 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amber Flynn-Jared
Seller's Agent in 2025
Amber Flynn-Jared
The Real Estate Collective - Cookeville
(931) 345-4608
507 Total Sales
-
N
Buyer's Agent in 2025
NONMLS NONMLS
-
Donnita Hill
Seller's Agent in 2017
Donnita Hill
Exit Rocky Top Realty-CK
(931) 261-1500
262 Total Sales
-
K
Seller Co-Listing Agent in 2017
Kevin Davis
Exit Rocky Top Realty-CK
Map
Source: Realtracs
MLS Number: RTC2981338
APN: 052A-A-002.11
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
Based on information submitted to the MLS GRID
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