528 Vera Cruz Dr Destin, FL 32541
Estimated payment $15,881/month
Total Views
15,291
5
Beds
5.5
Baths
4,800
Sq Ft
$582
Price per Sq Ft
Highlights
- Boat Dock
- Beach
- Deeded access to the beach
- Destin Elementary School Rated A-
- Home fronts a seawall
- Boat Slip
About This Home
NEW LISTING! NEW SEAWALL! Welcome to 528 Vera Cruz Drive of Holiday Isle on the Emerald Coast of Destin, Florida! Excellent opportunity to obtain a two-story, canal-front single-family residence in the World's Luckiest Fishing Village of Okaloosa County, Florida. This property offers many attributes and are not limited to 4,800 square feet, (5) bedrooms, (5.5) bathrooms, (2) deep-water boat slips that afford the convenient navigability to the coveted Destin Harbor, Crab Island, Choctawhatchee Bay, or Gulf of America, (2) association-maintained neighborhood beach walkovers that are within walking distance. Delight the Destin lifestyle to the fullest while only being a short car or boat ride to all restaurants, shopping, attractions, and night venues while appreciating 528 Vera Cruz as... primary, secondary, or short-term rental property. The Seller just completed updating the seawall and pool pavers. Interior images will be available, and showings may occur commencing July 21, 2025.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,711
Year Built
- Built in 1980
Lot Details
- Lot Dimensions are 128 x 147 x 55x 130
- Home fronts a seawall
- Home fronts a canal
- Partially Fenced Property
- Sprinkler System
- Lawn Pump
HOA Fees
- $39 Monthly HOA Fees
Home Design
- Mediterranean Architecture
Interior Spaces
- 4,800 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Window Treatments
- Dining Room
- Canal Views
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Double Oven
- Induction Cooktop
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Shower Only
Parking
- Attached Garage
- Automatic Garage Door Opener
Pool
- In Ground Pool
- Outdoor Shower
Outdoor Features
- Deeded access to the beach
- Bulkhead
- Boat Slip
- Covered Deck
Schools
- Destin Elementary And Middle School
- Destin High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-2S-24-2186-000F-0910
Community Details
Overview
- Association fees include master
- Holiday Isle Subdivision
- The community has rules related to covenants
Recreation
- Boat Dock
- Beach
- Fishing
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,711 | $704,532 | -- | -- |
| 2023 | $7,711 | $684,012 | $0 | $0 |
| 2022 | $7,540 | $664,089 | $0 | $0 |
| 2021 | $7,534 | $644,747 | $0 | $0 |
| 2020 | $7,481 | $635,845 | $0 | $0 |
| 2019 | $7,405 | $621,549 | $0 | $0 |
| 2018 | $7,349 | $609,960 | $0 | $0 |
| 2017 | $9,099 | $696,210 | $0 | $0 |
| 2016 | $8,688 | $668,828 | $0 | $0 |
| 2015 | $7,272 | $581,059 | $0 | $0 |
| 2014 | $7,301 | $576,447 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/28/2025 05/28/25 | For Sale | $2,795,000 | -- | $582 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $612,000 | Choctaw Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $700,000 | Future Advance Clause Open End Mortgage | |
| Closed | $500,000 | Small Business Administration | |
| Closed | $700,000 | Unknown | |
| Closed | $333,600 | Purchase Money Mortgage | |
| Previous Owner | $354,000 | Unknown | |
| Closed | $156,000 | No Value Available |
Source: Public Records
Similar Homes in Destin, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 977383
APN: 00-2S-24-2186-000F-0910
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