NOT LISTED FOR SALE

531 Cornelia St Freeport, FL 32439

Estimated Value: $481,957 - $514,000

4 Beds
2.5 Baths
2,306 Sq Ft
$218/Sq Ft Est. Value

Last Sold April 23, 2025

Last sale price $500,000 $217 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,224/month

142 Days on Market

Highlights

  • Boat Dock
  • Fishing
  • Tennis Courts
  • Freeport Middle School Rated A-
  • Craftsman Architecture
  • Covered Patio or Porch

About This Home

As of April 2025

Spacious 4 Bedroom, 2 1/2 Bath home with a HUGE living area. With Granite countertops in kitchen & baths, Stainless Steel Microwave, Stove, Dishwasher, Brushed Nickel Plumbing fixtures, 5ft Tile Shower in Master Bath, Crown Molding in entry, family room & master bedroom, hard surface flooring in all common areas of the home, carpet only in bedrooms, Gas Stub outs, Gas Hot Water Heater, Rear Gutters, Full Irrigation, Fully Privacy Fenced Backyard & much more.... This home is loaded with features! You wont have to spend extra $$ on upgrades. Assumable VA Loan at 3.625%

Last Agent to Sell the Property

Terry Kemp

Keller Williams Realty Destin License #3589291 Listed on: 03/23/2025

Keller Williams Realty Destin

Last Buyer's Agent

Terry Kemp

Keller Williams Realty Destin License #3589291 Listed on: 03/23/2025

Keller Williams Realty Destin

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,566

Year Built

  • Built in 2019

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 68 x 133
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Ridge Vents on the Roof

Interior Spaces

  • 2,306 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Living Room
  • Breakfast Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 17-1S-19-23132-000-1200

Community Details

Overview

  • Association fees include land recreation, management, master, recreational faclty, cable TV
  • Hammock Bay Subdivision

Amenities

  • Community Barbecue Grill
  • Community Pavilion
  • Recreation Room

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,566

Year Built

Built in 2019

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Lot Size: 68 x 133
  • Road Frontage Type: City Street
  • Subdivision Name: Hammock Bay
  • Directions: Hwy 98 to Hwy 331 North; Left on Hwy 20; 2 miles ahead on your left. Look for entrance sign on the left, right onto Hammock Trail Road and Left onto Gracie Bell Boulevard.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2019
  • Remarks Misc:Remarks: Spacious 4 Bedroom, 2 1/2 Bath home with a HUGE living area. With Granite countertops in kitchen & baths, Stainless Steel Microwave, Stove, Dishwasher, Brushed Nickel Plumbing fixtures, 5ft Tile Shower in Master Bath, Crown Molding in entry, family room & master bedroom, hard surface flooring in all common areas of the home, carpet only in bedrooms, Gas Stub outs, Gas Hot Water Heater, Rear Gutters, Full Irrigation, Fully Privacy Fenced Backyard & much more.... This home is loaded with features! You wont have to spend extra $$ on upgrades. Assumable VA Loan at 3.625%
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator W/IceMk
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Sidewalk, Storm Sewer
  • Pool Features: Pool Type
  • Construction Type: Brick
  • Exterior Features: Rain Gutter, Fenced Back Yard, Patio Covered, Sprinkler System
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Storm Sewer: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Playground, Tennis, TV Cable
  • Association #2 Fee: 541.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Land Recreation, Management, Master Association, Recreational Faclty, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 17-1S-19-23132-000-1200
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: No

Tax Info

  • Tax Annual Amount: 4566.06
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2025
Closed on
Apr 23, 2025
Sold by
Cordell Cameron and Cordell Lisa
Bought by
Mckinley Randall and Mckinley Mary Lee
Seller's Agent
Terry Kemp
Keller Williams Realty Destin
Buyer's Agent
Terry Kemp
Keller Williams Realty Destin
List Price
$550,000
Sold Price
$500,000
Premium/Discount to List
-$50,000
-9.09%
Views
4
Current Estimated Value
$502,739

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,739
Avg. Annual Appreciation
0.81%
Original Mortgage
$400,000
Outstanding Balance
$397,500
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$105,239

Purchase Details

Closed on
Jun 27, 2019
Sold by
Dr Horton Inc
Bought by
Cordell Cameron and Cordell Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,712
Interest Rate
4%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mckinley Randall $500,000 None Listed On Document
Cordell Cameron $323,543 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mckinley Randall $400,000
Previous Owner Cordell Cameron $256,712
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/23/2025 04/23/25 Sold $500,000 -6.5% $217 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
12/09/2024 12/09/24 Price Changed $535,000 -2.7% $232 / Sq Ft
11/01/2024 11/01/24 For Sale $550,000 -- $239 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,922 $386,789 $55,000 $331,789
2024 $4,566 $381,274 $49,485 $331,789
2023 $4,566 $324,663 $0 $0
2022 $4,296 $397,641 $54,928 $342,713
2021 $3,620 $270,201 $45,755 $224,446
2020 $3,286 $243,924 $38,728 $205,196
2019 $505 $37,600 $37,600 $0
2018 $467 $34,658 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 960440

Emerald Coast Association of REALTORS®

APN: 17-1S-19-23132-000-1200