$205,000

531 Cumberland St Cumberland, MD 21502

Estimated payment $1,337/month

Total Views 1,593
5 Beds
2.5 Baths
3,013 Sq Ft
$68 Price per Sq Ft

Highlights

  • Hot Property
  • Curved or Spiral Staircase
  • Wood Flooring
  • City View
  • Traditional Floor Plan
  • Victorian Architecture

About This Home

Welcome to Cumberland Street! This beautiful Victorian home gives history, upgrades, space, light and so much home! Walking up to the home you are greeted with front porch and grand foyer! The main level, telling a story, features beautiful hardwood floors, elevated trimming throughout the living room with a bay window and the dining room with the detailed windows! The kitchen at the back of the home includes stainless steel appliances, an eat-at peninsula, and gas stove as well as the breakfast area! Taking the path through the hall is like you are transporting to a different time period, passing by the basement access, half bath and secondary stair case! Upstairs on the second level are three spacious bedrooms, with a jack-and-jill walk in closet, bay windows in the front room and continued natural light! The second level bathroom and laundry room include a claw foot tub, stall shower and even the Nutone laundry center and access to the porch over looking the backyard! Continuing through the home, to the upper third level, take in all the additional space! The fourth and fifth bedroom with new carpet are complimented by the great room perfect for a family room, office, studio or even a yoga room and of course the additional bathroom with tile and a claw foot tub! With views of the mountains and gorgeous Cumberland, the wildflower garden in the backyard, the historic details, American Hickory floors, new carpet, natural light and space, this home has so much to offer! Nestled on Cumberland Street you are within walk distance to Downtown--full of shopping, eateries, and attractions! You are close to Rocky Gap--perfect for water activity, climbing, hiking, camping and other joys! Looking for more to do close to home? Enjoy the C&O canal and walking trails or visit the train station!

Listing Agent

Shelby Diehl

EXP Realty, LLC License #WV0030662 Listed on: 09/05/2025

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,733

Year Built

  • Built in 1915

Lot Details

  • 3,049 Sq Ft Lot
  • Landscaped
  • Extensive Hardscape
  • Back Yard

Property Views

  • City
  • Mountain

Home Design

  • Victorian Architecture
  • Brick Exterior Construction

Interior Spaces

  • 3,013 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Curved or Spiral Staircase
  • Dual Staircase
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Non-Functioning Fireplace
  • Bay Window
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Microwave

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer

Parking

  • 2 Parking Spaces
  • On-Street Parking

Outdoor Features

  • Patio
  • Porch

Utilities

  • Window Unit Cooling System
  • Radiator
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • North Cumberland Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0106029086

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,733

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • Exclusions: Some landscaping/exterior items (i.e. decorations, rocks)
  • Inclusions: Ceiling fan, clothes washer, clothes dryer, dishwasher, drapery/curtains and rods, w/w carpet, refrigerator, shades/blinds, storm doors, stove, window a/c units, wall hanging in stairway
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 9/6/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1915
  • Remarks Public: Welcome to Cumberland Street! This beautiful Victorian home gives history, upgrades, space, light and so much home! Walking up to the home you are greeted with front porch and grand foyer! The main level, telling a story, features beautiful hardwood floors, elevated trimming throughout the living room with a bay window and the dining room with the detailed windows! The kitchen at the back of the home includes stainless steel appliances, an eat-at peninsula, and gas stove as well as the breakfast area! Taking the path through the hall is like you are transporting to a different time period, passing by the basement access, half bath and secondary stair case! Upstairs on the second level are three spacious bedrooms, with a jack-and-jill walk in closet, bay windows in the front room and continued natural light! The second level bathroom and laundry room include a claw foot tub, stall shower and even the Nutone laundry center and access to the porch over looking the backyard! Continuing through the home, to the upper third level, take in all the additional space! The fourth and fifth bedroom with new carpet are complimented by the great room perfect for a family room, office, studio or even a yoga room and of course the additional bathroom with tile and a claw foot tub! With views of the mountains and gorgeous Cumberland, the wildflower garden in the backyard, the historic details, American Hickory floors, new carpet, natural light and space, this home has so much to offer! Nestled on Cumberland Street you are within walk distance to Downtown--full of shopping, eateries, and attractions! You are close to Rocky Gap--perfect for water activity, climbing, hiking, camping and other joys! Looking for more to do close to home? Enjoy the C&O canal and walking trails or visit the train station!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Refrigerator, Stove
  • Interior Amenities: Bathroom - Stall Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Curved Staircase, Dining Area, Double/Dual Staircase, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Wainscotting, Walk-In Closet(s), Wood Floors
  • Window Features: Bay/Bow
  • Fireplace Features: Non-Functioning
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 3
  • Room Count: 13
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Laundry, Bathroom 1, Bathroom 2, Bonus Room, Half Bath
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Has Laundry, Upper Floor
  • Total Sq Ft: 3013
  • Living Area Sq Ft: 3013
  • Price Per Sq Ft: 68.04
  • Above Grade Finished Sq Ft: 3013
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 531

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Extensive Hardscape, Sidewalks
  • Spa: No
  • View: City, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, On Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Features: Landscaping, Rear Yard
  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3049.00
  • Outdoor Living Structures: Patio(s), Porch(es), Roof
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2733.00
  • Assessor Parcel Number: 0106029086
  • Tax Total Finished Sq Ft: 3013
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,208 $150,700 $0 $0
2024 $1,208 $136,900 $0 $0
2023 $1,145 $123,100 $5,200 $117,900
2022 $1,304 $123,100 $5,200 $117,900
2021 $1,151 $123,100 $5,200 $117,900
2020 $1,286 $138,500 $6,000 $132,500
2019 $1,294 $138,500 $6,000 $132,500
2018 $1,316 $138,500 $6,000 $132,500
2017 $1,357 $147,300 $0 $0
2016 $0 $143,033 $0 $0
2015 -- $138,767 $0 $0
2014 -- $134,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $205,000 +41.4% $68 / Sq Ft
04/25/2013 04/25/13 Sold $145,000 -2.0% $46 / Sq Ft
04/22/2013 04/22/13 Pending -- -- --
01/22/2013 01/22/13 For Sale $148,000 -- $47 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $70,000 Allegheny Highlands Ttl & Se
Deed $90,000 None Available
Deed $145,000 Allegheny Highlands Title &
Deed $39,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $25,000 Future Advance Clause Open End Mortgage
Previous Owner $105,000 Adjustable Rate Mortgage/ARM
Previous Owner $128,000 Stand Alone Second
Previous Owner $13,000 No Value Available
Previous Owner $55,000 Unknown
Previous Owner $66,200 Stand Alone Second
Previous Owner $75,000 Unknown
Previous Owner $35,000 Credit Line Revolving
Previous Owner $30,720 No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012814

Bright MLS

APN: 06-029086