5315 Colonial Ave Jacksonville, FL 32210
Lakeshore NeighborhoodEstimated payment $1,646/month
Highlights
- Open Floorplan
- Private Yard
- Mature Landscaping
- Craftsman Architecture
- No HOA
- Front Porch
About This Home
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage.
Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind.
Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market.
Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
Listing Agent
KELLER WILLIAMS GAINESVILLE REALTY PARTNERS Brokerage Phone: 352-240-0600 License #3485405 Listed on: 05/24/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,201
Year Built
- Built in 2018
Lot Details
- 6,868 Sq Ft Lot
- Southeast Facing Home
- Mature Landscaping
- Private Yard
- Property is zoned RLD-60
Parking
- 2 Car Attached Garage
Home Design
- Craftsman Architecture
- Slab Foundation
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 1,196 Sq Ft Home
- Open Floorplan
- Sliding Doors
- Living Room
- Luxury Vinyl Tile Flooring
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Private Mailbox
- Front Porch
Utilities
- Central Heating and Cooling System
- 1 Septic Tank
- Aerobic Septic System
Community Details
- No Home Owners Association
- Lake Side Park Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 26 / 102
- Assessor Parcel Number 094023-0000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,201 | $220,240 | $43,200 | $177,040 |
| 2025 | $212 | $165,381 | ||
| 2024 | $212 | $160,721 | ||
| 2023 | $212 | $156,040 | $0 | $0 |
| 2022 | $212 | $151,496 | $0 | $0 |
| 2021 | $212 | $147,084 | $28,800 | $118,284 |
| 2020 | $2,723 | $142,644 | $28,800 | $113,844 |
| 2019 | $2,753 | $142,268 | $28,800 | $113,468 |
| 2018 | $285 | $15,840 | $15,840 | $0 |
| 2017 | $228 | $14,400 | $14,400 | $0 |
| 2016 | $0 | $11,520 | $0 | $0 |
| 2015 | -- | $12,960 | $0 | $0 |
| 2014 | $165 | $8,640 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/22/2026 08/22/26 | Pending | -- | -- | -- |
| 07/02/2026 07/02/26 | Price Changed | $235,000 | -4.0% | $196 / Sq Ft |
| 05/24/2026 05/24/26 | For Sale | $244,900 | -- | $205 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | $84,750 | Attorney | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $19,607 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $142,450 | FHA | |
| Previous Owner | $287,882 | Balloon |
Source: Stellar MLS
MLS Number: GC540593
APN: 094023-0000
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.