Seller's Agent in 2025
Bobby Johnson
EXP Realty, LLC
(201) 232-7300
54 Total Sales
532 Undercliff Ave Edgewater, NJ 07020
4
Beds
1.5
Baths
1,865
Sq Ft
--
Built
Highlights
- Pool
- Rectangular Lot
- 2-minute walk to Duck Duck Park
- City View
- Heating Available
About This Home
As of July 2025This captivating colonial blends timeless charm with modern flair, offering the perfect mix of city access and peaceful living. Thoughtfully redesigned, it features 4 bedrooms, 1.5 bathrooms, and over 1,800 sqft of refined living space — all enhanced with tasteful updates including gleaming refinished floors, renovated kitchen and baths, and an upgraded heating system for year-round comfort. The galley-style kitchen is a chefâ€TMs dream, featuring marble countertops, a Samsung French Door Smart fridge, Electrolux stove, Bosch dishwasher, built-in microwave, and seamless flow to your private backyard retreat. Step outside to over 2,000 sqft of tiered outdoor living with sweeping NYC views, a saltwater pool, and hot tub — a rare sanctuary ideal for entertaining or unwinding. All this, in a prime location with low taxes, top-rated schools, quick access to the NYC ferry and bus lines, and a neighborhood full of great dining and shopping options. A home like this doesnâ€TMt come along often — and neither does the lifestyle that comes with it.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,455
Lot Details
- Lot Dimensions are 36x125
- Rectangular Lot
Bedrooms and Bathrooms
- 4 Bedrooms
Pool
Additional Features
- City Views
- Heating Available
Listing and Financial Details
- Legal Lot and Block 36 / 8
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jul 23, 2025
Sold by
Bought by
Seller's Agent
Bobby Johnson
EXP Realty, LLC
Buyer's Agent
Kristen Okun
Prominent Properties Sotheby's International Realty-Ridgewood
List Price
$1,098,000
Sold Price
$998,000
Premium/Discount to List
-$100,000
-9.11%
Views
120
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,689
Avg. Annual Appreciation
2.02%
Original Mortgage
$979,852
Outstanding Balance
$978,167
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$38,522
Purchase Details
Closed on
Aug 11, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$787,500
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 11, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$706,000
Interest Rate
3.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 16, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.19%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$376,000
Interest Rate
6.85%
Purchase Details
Closed on
Aug 17, 1999
Sold by
Bought by
Purchase Details
Closed on
Feb 9, 1999
Sold by
Bought by
Purchase Details
Closed on
May 11, 1994
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
8.44%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $998,000 | Belmont Title | |
| Bargain Sale Deed | $998,000 | Belmont Title | |
| Deed | $875,000 | Foundation Title Llc | |
| Deed | $875,000 | Foundation Title | |
| Deed | $882,500 | None Available | |
| Deed | $585,000 | -- | |
| Deed | $418,000 | -- | |
| Deed | $230,000 | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $88,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $979,852 | FHA | |
| Closed | $979,852 | FHA | |
| Previous Owner | $787,500 | New Conventional | |
| Previous Owner | $706,000 | New Conventional | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $376,000 | No Value Available | |
| Previous Owner | $84,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $998,000 | -9.1% | $535 / Sq Ft |
| 06/16/2025 06/16/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | For Sale | $1,098,000 | -- | $589 / Sq Ft |
Source: New Jersey MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,455 | $742,700 | $388,500 | $354,200 |
| 2024 | $11,022 | $720,900 | $376,200 | $344,700 |
| 2023 | $10,733 | $690,200 | $355,000 | $335,200 |
| 2022 | $10,733 | $665,800 | $340,000 | $325,800 |
| 2021 | $14,822 | $657,900 | $267,500 | $390,400 |
| 2020 | $12,796 | $657,900 | $267,500 | $390,400 |
| 2019 | $12,474 | $657,900 | $267,500 | $390,400 |
| 2018 | $12,059 | $657,900 | $267,500 | $390,400 |
| 2017 | $8,242 | $457,900 | $267,500 | $190,400 |
| 2016 | $8,146 | $457,900 | $267,500 | $190,400 |
| 2015 | $8,036 | $457,900 | $267,500 | $190,400 |
| 2014 | $7,789 | $457,900 | $267,500 | $190,400 |
Source: Public Records
Agents Affiliated with this Home
-
Bobby Johnson
-
Kristen Okun
K
Buyer's Agent in 2025
Kristen Okun
Prominent Properties Sotheby's International Realty-Ridgewood
(201) 639-5555
2 Total Sales
Map
Source: New Jersey MLS
MLS Number: 25016398
APN: 13-00036-0000-00008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
© 2026 New Jersey Multiple Listing Service Inc. All rights reserved.
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