NOT LISTED FOR SALE

5345 Precious Stone Dr Saint Charles, MO 63304

Estimated Value: $498,000 - $563,000

4 Beds
4 Baths
2,590 Sq Ft
$201/Sq Ft Est. Value

About This Home

This home is located at 5345 Precious Stone Dr, Saint Charles, MO 63304 and is currently estimated at $520,046, approximately $200 per square foot. 5345 Precious Stone Dr is a home located in St. Charles County with nearby schools including Warren Elementary School, Francis Howell Middle School, and Francis Howell Union High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 7, 2014
Sold by
Koob David W and Koob Kristina L
Bought by
Schone Chris A and Schone Michelle M
Current Estimated Value
$520,046

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,000
Outstanding Balance
$162,818
Interest Rate
4.44%
Mortgage Type
New Conventional
Estimated Equity
$357,228

Purchase Details

Closed on
Jan 15, 2013
Sold by
Koob David W and Binder Kristina L
Bought by
Koob David W and Koob Kristina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,917
Interest Rate
3.42%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 20, 2008
Sold by
Garreau Meddie J
Bought by
Binder Kristina L and Koob David W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,200
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 31, 2007
Sold by
Bank Of New York
Bought by
Garreau Meddie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,200
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 6, 2007
Sold by
Chovan William J and Full Spectrum Lending Inc
Bought by
Bank Of New York and The Certificateholders Of Cwabs 2004-05

Purchase Details

Closed on
Mar 31, 2004
Sold by
Nri Relocation Inc
Bought by
Chovan William J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,500
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 14, 2004
Sold by
Heiman Mark J and Heiman Sabrina D
Bought by
Nri Relocation Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,500
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 2, 2001
Sold by
Connie G Ciavirella Alphonso J and Connie Ciavire
Bought by
Heiman Mark J and Heiman Sabrina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,920
Interest Rate
7.1%

Purchase Details

Closed on
Nov 26, 1997
Sold by
Whittaker Construction Inc
Bought by
Ciavirella Alphonso J and Ciavirella Connie G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,050
Interest Rate
7.3%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schone Chris A $267,500 None Available
Koob David W -- None Available
Binder Kristina L -- Inv
Garreau Meddie J -- Etc
Bank Of New York $255,276 None Available
Chovan William J -- Capital Title
Nri Relocation Inc -- Capital Title
Heiman Mark J -- --
Ciavirella Alphonso J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schone Chris A $214,000
Previous Owner Koob David W $245,917
Previous Owner Binder Kristina L $211,200
Previous Owner Garreau Meddie J $191,200
Previous Owner Chovan William J $247,500
Previous Owner Heiman Mark J $175,920
Previous Owner Ciavirella Alphonso J $142,050
Closed Heiman Mark J $21,990
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,623 $87,006 -- --
2023 $4,621 $77,506 $0 $0
2022 $4,103 $63,893 $0 $0
2021 $4,107 $63,893 $0 $0
2020 $3,814 $57,422 $0 $0
2019 $3,797 $57,422 $0 $0
2018 $3,657 $52,860 $0 $0
2017 $3,627 $52,860 $0 $0
2016 $3,699 $51,937 $0 $0
2015 $3,663 $51,937 $0 $0
2014 $3,450 $47,448 $0 $0
Source: Public Records

Map

Missouri St. Charles County Saint Charles 63304

5345 Precious Stone Dr, Saint Charles, MO

This home is located at 5345 Precious Stone Dr, Saint Charles, MO 63304 and is currently estimated at $520,046, approximately $200 per square foot. 5345 Precious Stone Dr is a home located in St. Charles County with nearby schools including Warren Elementary School, Francis Howell Middle School, and Francis Howell Union High School.

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