NOT LISTED FOR SALE

537 Dune Ridge N Saint Joseph, MI 49085

Estimated Value: $699,009 - $820,000

5 Beds
3.5 Baths
3,404 Sq Ft
$220/Sq Ft Est. Value

Last Sold September 23, 2021

Last sale price $573,000 $168 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $4,921/month

4 Days on Market

Highlights

  • Water Access
  • Deck
  • Traditional Architecture
  • Upton Middle School Rated A
  • Recreation Room
  • Wood Flooring

About This Home

As of September 2021

Beautiful Custom Built Home in desirable Edgewater Dunes within St Joseph Public School District. Stroll to the sandy shores of Lake Michigan, downtown St. Joe, St. Joe River Yacht Club, City Marina, Jean Klock Park, Tiscornia Beach, North Pier & Harbor Shores Golf Course. Fabulous features include 5 bedrooms and 3 1/2 baths, main floor laundry, Chef's Kitchen with Brazilian cherry hardwood floors, cherry cabinets & premium appliances. Grand gatherings in the formal dining room w/ adjacent butler's pantry. The primary suite offers 2 walk-in closets, corner tub & ceramic shower. The finished basement has the 5th bedroom/office & full bath with a rec area & plenty of storage.Plumbed for kitchenette. Enjoy outdoor living on the large deck or front porch with gorgeous landscaping.

Last Agent to Sell the Property

Christine Norland

Jaqua Realtors License #6506047714 Listed on: 08/13/2021

Jaqua Realtors

Last Buyer's Agent

Benjamin Stephen

Cressy & Everett Real Estate License #6501407350

Cressy & Everett Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,159

Year Built

  • Built in 2007

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 91 x 119
  • Shrub
  • Sprinkler System

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Mason
  • Composition Roof
  • Wood Siding
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2-Story Property
  • Built-In Desk
  • Ceiling Fan
  • Mud Room
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Home Security System
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Water Access
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Edgewater Dunes Subdivision

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,159

Year Built

Built in 2007

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2007
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 91 x 119
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3404.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 7158.95
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Edgewater Dunes
  • Landscape:Underground Sprinkler: Yes
  • Appliances:Built in Oven: Yes
  • General Property Info:SqFt Above Grade: 2399.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Security Features:Security System: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built in Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full
  • LivingArea: 3404.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1005.0
  • Basement Rooms:Total Basement SQFT: 1145.0
  • Kitchen Features:Eating Area: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Kitchen Features:Desk Built-In: Yes
  • Appliances:Cook Top: Yes
  • Below Grade Sq Ft: 1005.0

Exterior Features

  • Construction Materials: Stone, Vinyl Siding, Wood Siding
  • List Price: 535000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Stone: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Security Features: Security System
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Playground, Other
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 200.0
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Playground: Yes

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Area: 0.26
  • Lot Dimensions: 91 x 119
  • Lot Size Sq Ft: 11325.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7158.95
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2021
Closed on
Sep 21, 2021
Sold by
Gomes Alberto and Kersten Larissa
Bought by
Bgrs Llc
Seller's Agent
Christine Norland
Jaqua Realtors
Buyer's Agent
Benjamin Stephen
Cressy & Everett Real Estate
List Price
$535,000
Sold Price
$573,000
Premium/Discount to List
$38,000
7.1%
Current Estimated Value
$750,502

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$177,502
Avg. Annual Appreciation
7.03%
Original Mortgage
$458,400
Outstanding Balance
$420,730
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$328,055

Purchase Details

Listed on
Aug 13, 2021
Closed on
Sep 1, 2021
Sold by
Bgrs Llc
Bought by
Stuchly Christopher and Stuchly Beth Anne
Seller's Agent
Christine Norland
Jaqua Realtors
Buyer's Agent
Benjamin Stephen
Cressy & Everett Real Estate
List Price
$535,000
Sold Price
$573,000
Premium/Discount to List
$38,000
7.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$458,400
Outstanding Balance
$420,730
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$328,055

Purchase Details

Listed on
Oct 17, 2014
Closed on
Feb 11, 2015
Sold by
Orris Kathleen
Bought by
Gomes Alberto and Karsten Larissa
Seller's Agent
Kathy Orris
Cressy & Everett Real Estate
Buyer's Agent
Becky Heaps
Realty Executives Instant Equity
List Price
$400,000
Sold Price
$370,000
Premium/Discount to List
-$30,000
-7.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.83%
Original Mortgage
$351,500
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2010
Sold by
Diaz Tomas E and Diaz Solivia
Bought by
Orris Kathleen

Purchase Details

Closed on
Aug 9, 2006
Sold by
Edgewater Development Co Llc
Bought by
Diaz Tomas E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,250
Interest Rate
6.83%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bgrs Llc $573,000 First American Title
Stuchly Christopher $573,000 None Available
Gomes Alberto $370,000 Cti
Orris Kathleen $298,000 Fidelity National Title Mi
Diaz Tomas E -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stuchly Christopher $458,400
Previous Owner Games Alberto $297,000
Previous Owner Gomes Alberto $351,500
Previous Owner Orris Kathleen $238,400
Previous Owner Orris Kathleen $29,700
Previous Owner Diaz Tomas E $25,150
Previous Owner Diaz Tomas E $242,000
Previous Owner Diaz Tomas E $244,000
Previous Owner Diaz Tomas E $242,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/23/2021 09/23/21 Sold $573,000 +7.1% $168 / Sq Ft
08/17/2021 08/17/21 Pending -- -- --
08/13/2021 08/13/21 For Sale $535,000 +44.6% $157 / Sq Ft
02/11/2015 02/11/15 Sold $370,000 -7.5% $109 / Sq Ft
01/14/2015 01/14/15 Pending -- -- --
10/17/2014 10/17/14 For Sale $400,000 +34.2% $118 / Sq Ft
04/03/2012 04/03/12 Sold $298,000 -5.1% $99 / Sq Ft
02/23/2012 02/23/12 Pending -- -- --
02/14/2012 02/14/12 For Sale $314,000 -- $104 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,866 $311,500 $0 $0
2024 $9,570 $299,400 $0 $0
2023 $9,179 $262,300 $0 $0
2022 $8,762 $221,500 $0 $0
2021 $7,257 $190,500 $48,700 $141,800
2020 $7,159 $186,800 $0 $0
2019 $7,104 $170,900 $35,000 $135,900
2018 $6,984 $170,900 $0 $0
2017 $6,265 $171,700 $0 $0
2016 $6,265 $164,000 $0 $0
2015 $5,860 $157,900 $0 $0
2014 $5,584 $154,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21100199

Southwestern Michigan Association of REALTORS®

APN: 11-76-1915-0067-00-7