$348,000
SOLD MAR 20, 2025

5370 Indian Ocean Loop Tavares, FL 32778

3 Beds
2 Baths
1,719 Sq Ft
6,601 Sq Ft Lot

Recently Sold

$202 Per Sq Ft

1 Day on Market

Highlights

  • Sailboat Water Access
  • Active Adult
  • Open Floorplan
  • Fitness Center
  • Gated Community
  • Clubhouse

About This Home

As of March 2025

This is the home you have been waiting for! Royal Harbor, a gated, 55+ premier waterfront community, on the Harris Chain of Lakes, offers this beautiful, expanded Balmoral model home. It has been lovingly cared for and
thoughtfully upgraded throughout. The landscaping was created for beauty and low maintenance. Walk up the lighted tile walkway to the leaded glass front door. Come on in! To your left, you will see the spacious Kitchen
and multi-windowed breakfast nook, providing you with a wonderful view of the park-like green space across the street. Morning coffee, evening sunsets. The kitchen has been upgraded with top of the line stainless
appliances, Corian counters, granite sink, porcelain plank flooring, and more. Head on out to the Great Room. Take it all in. The Great Room opens to the amazing all-season Florida Room, complete with a gorgeous, built
in 11 ft. Bar Area. With solid wood cabinetry, granite counters, bar sink, wine cooler, glass shelving, and a gorgeous travertine floor, this room is certain to be a favorite for entertaining friends and family. In addition to this,
there is a screened porch across the back of the house, offering even more spaces to entertain or escape for some quiet time alone. Retreat to your spacious Master Suite. Enjoy the nicely upgraded bath with large,
walk-in tile shower. Two additional bedrooms allow for a great Den and a nice Guest Room. Nicely upgraded Guest Bath too. And you will love the Amazing Three Car Plus Garage and Workshop, with upgrades galore. A
place for everything. Cars, golf cart, workshop, craft area, storage. It's a must-see!! All new Stainless Steel Appliances, 2025, new LED lighting throughout the house and garage, New Roof, 2021, New AC/heat pump 2020,
upgraded flooring in all rooms, electrical upgrades, low maintenance landscaping, irrigation system, and more. Enjoy Royal Harbor's beautiful Waterfront Clubhouse, heated Jr. Olympic size Pool, Spa, Billiards, Crafts,
Fitness Center, and more... Tennis, Pickleball, Shuffleboard, Bocce. Walking and Biking Paths. Lush tropical landscaping throughout. Lakeside Dock for fishing or just hanging out. There is even RV and Boat Storage
included in HOA dues. Come see for yourself. This Home Has It All! And the beautiful new furniture may also be available! Don't miss this Great Home in a Great Neighborhood. Come Home to Royal Harbor.

Last Agent to Sell the Property

Catherine Landry-Sonstegard

BHHS FLORIDA REALTY Brokerage Phone: 352-729-7325 License #3069112 Listed on: 02/21/2025

BHHS FLORIDA REALTY

Last Buyer's Agent

Amanda Harrison

HARRISON REAL PROPERTY GROUP License #3196918

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,047

Year Built

  • Built in 2005

Lot Details

  • 6,601 Sq Ft Lot
  • West Facing Home
  • Irrigation
  • Property is zoned PD

HOA Fees

  • $232 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,719 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • High Ceiling
  • Ceiling Fan
  • Shades
  • Shutters
  • Blinds
  • Sliding Doors
  • Great Room
  • Sun or Florida Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile
  • Travertine

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer

Accessible Home Design

  • Wheelchair Access

Outdoor Features

  • Sailboat Water Access
  • Fishing Pier
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Natural Gas Connected
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, management, private road, recreational facilities
  • Royal Harbor Association, Phone Number (352) 742-2300
  • Royal Harbor Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, fencing
  • Community features wheelchair access
  • Handicap Modified Features In Community

Amenities

  • Clubhouse
  • Community Mailbox
  • Community Storage Space

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,047

Year Built

Built in 2005

Lot Details

0

HOA Fees

$232 per month

Parking

3

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Management, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1719
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 2521
  • Lot Size Sq Ft: 6601
  • Directions to Property: From Orlando, take Florida Turnpike North. Exit 285. Left on US27 South. Left on SR19. Turn Right to stay on SR19. Right on Royal Harbor Blvd to Gate. Stay on Royal Harbor Blvd, past Clubhouse, past Lighthouse, to Garden Oasis Roundabout. Turn right on Indian Ocean Loop and make an immediate right onto Indian Ocean Loop. Home is second on the left. 5370 Indian Ocean Loop.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Mount Dora
  • Escrow Postal Code: 32757
  • Escrow State: FL
  • Escrow Street Name: W Fifth Ave
  • Escrow Street Number: 100
  • List Office Head Office Key Nume: 214928349
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 202.44
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_BedroomClosetType: No Closet
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 352-729-7325
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Hardwood, Tile, Travertine
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Blinds, Shades, Shutters
  • Street Number Modifier: 5370
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Florida Room,Great Room,Inside Utility
  • Living Area Meters: 159.70
  • Room Count: 6

Exterior Features

  • Direction Faces: West
  • Exterior Features: Irrigation System, Lighting, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LITTLE LAKE HARRIS/CHAIN
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Fishing Pier,Sailboat Water,Skiing Allowed
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Park, Pool, Sidewalks, Tennis Courts, Wheelchair Access
  • Association Amenities: Cable TV, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Wheelchair Access
  • Association Fee: 232
  • Association Fee Frequency: Monthly
  • Association Name: Royal Harbor
  • Phone: 352-742-2300
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please refer to HOA Rules and Regulations. Leash and pick up after. Non aggressive, well mannered
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 2784.00
  • Total Monthly Fees: 232.00
  • Monthly HOA Amount: 232.00

Lot Info

  • Zoning: PD
  • Parcel Number: 13-20-25-1805-000-34800
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 613

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please refer to HOA Rules and Regulations.

Tax Info

  • Tax Annual Amount: 3046.73
  • Tax Block: 000
  • Tax Book Number: 45-32-35
  • Tax Lot: 348

Multi Family

  • Approval Process: Please refer to HOA Rules and Regulations.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2025
Closed on
Mar 20, 2025
Sold by
Howland Gregory J and Howland Lisa M
Bought by
Stamborski James E and Stamborski Barbara G
Seller's Agent
Catherine Landry-Sonstegard
BHHS FLORIDA REALTY
Buyer's Agent
Amanda Harrison
HARRISON REAL PROPERTY GROUP
List Price
$348,000
Sold Price
$348,000
Views
12
Current Estimated Value
$345,337

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,663
Avg. Annual Appreciation
-1.44%

Purchase Details

Listed on
Jul 18, 2024
Closed on
Nov 14, 2024
Sold by
Dyer John F and Dyer Sharon Ann
Bought by
Howland Gregory J and Howland Lisa M
Seller's Agent
Amanda Harrison
HARRISON REAL PROPERTY GROUP
Buyer's Agent
Catherine Landry-Sonstegard
BHHS FLORIDA REALTY
List Price
$350,000
Sold Price
$330,000
Premium/Discount to List
-$20,000
-5.71%
Views
155

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.39%

Purchase Details

Listed on
Jan 28, 2021
Closed on
Mar 11, 2021
Sold by
Briney Cary S and Briney Patricia W
Bought by
Dyer John F and Dyer Sharon Ann
Seller's Agent
Catherine Landry-Sonstegard
BHHS FLORIDA REALTY
Buyer's Agent
Deb Olson
LOKATION
List Price
$259,900
Sold Price
$259,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$200,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2004
Sold by
Pringle Properties Inc
Bought by
Briney Cary S and Briney Patricia W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,800
Interest Rate
5.77%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $348,000 Florida Title & Guarantee Agen
Warranty Deed $348,000 Florida Title & Guarantee Agen
Warranty Deed $330,000 None Listed On Document
Warranty Deed $259,900 Florida Ttl & Guarantee Agcy
Warranty Deed $30,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 New Conventional
Previous Owner $28,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2025 03/20/25 Sold $348,000 0.0% $202 / Sq Ft
02/22/2025 02/22/25 Pending -- -- --
02/21/2025 02/21/25 For Sale $348,000 +5.5% $202 / Sq Ft
11/14/2024 11/14/24 Sold $330,000 -5.7% $192 / Sq Ft View Prior Sale
10/15/2024 10/15/24 Pending -- -- --
07/18/2024 07/18/24 Price Changed $349,900 0.0% $204 / Sq Ft
07/18/2024 07/18/24 For Sale $350,000 +34.7% $204 / Sq Ft
03/11/2021 03/11/21 Sold $259,900 0.0% $151 / Sq Ft View Prior Sale
01/31/2021 01/31/21 Pending -- -- --
01/28/2021 01/28/21 For Sale $259,900 -- $151 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,886 $287,669 $49,400 $238,269
2024 $2,886 $209,240 -- --
2023 $2,886 $197,240 $0 $0
2022 $2,852 $191,496 $0 $0
2021 $1,898 $137,824 $0 $0
2020 $1,966 $135,922 $0 $0
2019 $1,939 $132,867 $0 $0
2018 $1,864 $130,390 $0 $0
2017 $1,813 $127,709 $0 $0
2016 $1,795 $125,083 $0 $0
2015 $1,791 $124,214 $0 $0
2014 $1,791 $123,229 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5093248

Stellar MLS

APN: 13-20-25-1805-000-34800