NOT LISTED FOR SALE

538 Howard Ave Saint Joseph, MI 49085

Estimated Value: $223,000 - $304,000

2 Beds
1 Bath
1,272 Sq Ft
$194/Sq Ft Est. Value

Last Sold March 31, 2015

Last sale price $109,900 $86 Per Sq Ft

Est. 125% increase in value since last sale

Current estimated payment $1,526/month

34 Days on Market

Highlights

  • Mud Room
  • Porch
  • Eat-In Kitchen
  • Upton Middle School Rated A
  • 1 Car Attached Garage
  • Patio

About This Home

As of March 2015

A real doll house! This 2 bedroom bungalow is just 3 blocks to Lake Michigan and Beaches, and just a few more blocks to downtown restaurants. Nicely updated in the last 12 months, with all new carpets, paint and many new lights. The Eat-in kitchen cabinets boast a totally new look. The formal dining will be a plus entertaining. Relax on the glassed in front porch and enjoy the summer breeze. The easy access laundry area is off the kitchen, and the 1 car garage is attached with new door opener. The cozy rear yard has a cement patio for outdoor grilling, and the Michigan basement is ideal for storage.

Last Agent to Sell the Property

Linda Mawhinney

Cressy & Everett Real Estate License #6506044107 Listed on: 02/24/2015

Cressy & Everett Real Estate

Last Buyer's Agent

Vikki Wade

Century 21 Affiliated License #6506003074

Century 21 Affiliated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,829

Year Built

  • Built in 1940

Lot Details

  • 400 Sq Ft Lot
  • Lot Dimensions are 40 x 100

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 1,272 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Mud Room
  • Living Room
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Michigan Basement

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,829

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 1
  • Year Built: 1940
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 100
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1272.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1829.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Michigan Basement: Yes
  • General Property Info:SqFt Above Grade: 1272.0
  • General Property Info Garage YN: Yes
  • Architectural Style Bungalow: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Oven, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full, Michigan Basement
  • LivingArea: 1272.0
  • Window Features: Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 1092.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 115000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Patio, Porch(es)
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.01
  • Lot Size Area: 0.01
  • Lot Dimensions: 40 x 100
  • Lot Size Sq Ft: 400.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1829.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2020
Sold by
Mack Lorna
Bought by
Ruff David A and Ruff Sherri L
Current Estimated Value
$246,780

Purchase Details

Listed on
Feb 24, 2015
Closed on
Mar 31, 2015
Sold by
Kessman Linda
Bought by
Mack Lorna
Seller's Agent
Linda Mawhinney
Cressy & Everett Real Estate
Buyer's Agent
Vikki Wade
Century 21 Affiliated
List Price
$115,000
Sold Price
$109,900
Premium/Discount to List
-$5,100
-4.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.01%
Original Mortgage
$83,725
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 17, 2014
Closed on
Apr 21, 2014
Sold by
Weber Marcella and Weber Elman J
Bought by
Kessman Linda
Seller's Agent
Richard Rieth
New Seasons Real Estate
Buyer's Agent
Linda Mawhinney
Cressy & Everett Real Estate
List Price
$98,900
Sold Price
$100,000
Premium/Discount to List
$1,100
1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.81%
Original Mortgage
$95,000
Interest Rate
4.41%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruff David A -- None Available
Ruff David A -- None Available
Mack Lorna $109,900 First American Title
Kessman Linda -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mack Lorna $83,725
Previous Owner Kessman Linda $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2015 03/31/15 Sold $109,900 -4.4% $86 / Sq Ft
03/30/2015 03/30/15 Pending -- -- --
02/24/2015 02/24/15 For Sale $115,000 +15.0% $90 / Sq Ft
04/28/2014 04/28/14 Sold $100,000 +1.1% $100 / Sq Ft
04/28/2014 04/28/14 Pending -- -- --
02/17/2014 02/17/14 For Sale $98,900 -- $99 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,610 $92,800 $0 $0
2024 $2,532 $88,200 $0 $0
2023 $2,499 $76,100 $0 $0
2022 $2,386 $63,300 $0 $0
2021 $2,303 $60,200 $20,600 $39,600
2020 $2,272 $58,300 $0 $0
2019 $2,254 $61,800 $19,500 $42,300
2018 $2,483 $61,800 $0 $0
2017 $2,227 $60,400 $0 $0
2016 $2,227 $58,300 $0 $0
2015 $2,112 $55,800 $0 $0
2014 $1,770 $59,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 15007394

Southwestern Michigan Association of REALTORS®

APN: 11-76-1130-0027-00-8