NOT LISTED FOR SALE

538 Islebay Dr Apollo Beach, FL 33572

Estimated Value: $920,000 - $1,158,000

4 Beds
3.5 Baths
3,446 Sq Ft
$303/Sq Ft Est. Value

Last Sold February 25, 2021

Last sale price $590,000 $171 Per Sq Ft

Est. 77% increase in value since last sale

Current estimated payment $7,027/month

291 Days on Market

Highlights

  • 70 Feet of Waterfront
  • Water access To Gulf or Ocean
  • Boat Slip Deeded
  • Apollo Beach Elementary School Rated A-
  • Dock made with wood
  • Boat Lift

About This Home

As of February 2021

Custom Home on a Salt Water canal with a Dock!! This exquisite home has it all!!! Located in the coastal waterfront neighborhood called MiraBay! 4 Bedrooms, 3.5 baths, separate formal dining room, executive office, bonus room and a 3 car garage! Step into the impressive entry that leads your view outside to a huge back yard space ready for you to make into your own oasis with plenty of room for entertaining, swimming, cooking or just hanging out enjoying beautiful views. The kitchen overlooks the living and dining area and boasts a great view of the outdoor space. The Vaulted ceilings allow for a nice open great room. Spacious master bedroom that overlooks the lanai, Flooring includes hardwood floors, ceramic tile and carpet. Other impressive upgrades include stone counter tops, crown moldings, newly remodeled kitchen, stainless steel appliances, wood cabinets! The oversized, eat-in kitchen offers plenty of room for a large table. Start living the MiraBay Dream lifestyle!

Last Agent to Sell the Property

Kim Hodgskin

CENTURY 21 BEGGINS ENTERPRISES License #660889 Listed on: 03/24/2020

CENTURY 21 BEGGINS ENTERPRISES

Last Buyer's Agent

Jennifer Sparacino

FLORIDA EXECUTIVE REALTY 2 License #3122091

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,130

Year Built

  • Built in 2004

Lot Details

  • 9,084 Sq Ft Lot
  • 70 Feet of Waterfront
  • Property fronts a saltwater canal
  • North Facing Home
  • Irrigation
  • Landscaped with Trees
  • Property is zoned PD

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Parking
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Cape Cod Architecture
  • Key West Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,446 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Shutters
  • Blinds
  • French Doors
  • Great Room
  • Family Room Off Kitchen
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Loft
  • Inside Utility
  • Canal Views
  • Attic

Kitchen

  • Built-In Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Boat Slip Deeded
  • Dock made with wood
  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Natural Gas Connected
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include community pool, internet, maintenance structure, ground maintenance, pool maintenance, recreational facilities, security
  • Mirabay Association
  • Visit Association Website
  • Mirabay Ph 1B 1/2A 1/3B 1 Subdivision
  • On-Site Maintenance
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions

Amenities

  • Sauna
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing
  • Park

Security

  • Security Service
  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,130

Year Built

Built in 2004

Lot Details

0

HOA Fees

$10 per month

Parking

3

Listing Details

  • HOA Fee Includes: Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities, Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cape Cod, Key West
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3446
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2004
  • Lot Size Sq Ft: 9084
  • Directions to Property: 41 South Right into MiraBay second right on IsleBay home is on the Left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3233558?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3233558?w=Customer
  • Homestead Y N: No
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.95624
  • Price per Sq Ft: 171.21
  • Close to Original List Price Ratio: 0.95315
  • View: Yes
  • Ownership: Fee Simple
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Engineered Hardwood, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceiling(s), Kitchen/Family Room Combo, Master Bedroom Main Floor, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Window Features: Blinds, Shutters, Window Treatments
  • Street Number Modifier: 538
  • Room Count: 7
  • Additional Rooms: Attic, Breakfast Room Separate, Den/Library/Office, Family Room, Formal Dining Room Separate, Great Room, Inside Utility, Loft
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: North
  • Exterior Features: French Doors, Irrigation System, Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Porch, Rear Porch
  • Road Surface Type: Paved
  • Water View: Canal
  • Water Access: Canal - Saltwater, Gulf/Ocean
  • Water Extras: Dock - Slip Deeded On-Site, Dock - Wood, Dock w/Electric, Lift, Seawall - Concrete
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Flood Zone Panel: 12057C0493H
  • Waterfront Frontage: 70
  • Water Frontage Feet Canal Salt: 70

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Tandem
  • Covered Parking Spaces: 3
  • Open Parking: Yes

Utilities

  • Utilities: Cable Connected, Natural Gas Connected, Phone Available, Street Lights, Underground Utilities
  • Cooling: Central Air
  • Heating: Electric, Heat Pump, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fishing, Fitness, Gated Community, Golf Carts OK, Park, Playground, Pool, Sidewalk, Special Community Restrictions, Tennis Courts, Water Access, Waterfront
  • Association Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Playground, Pool, Recreation Facilities, Sauna, Security, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 120
  • Association Fee Frequency: Annually
  • Association Name: MiraBay
  • Association: Yes
  • Security: Security Gate, Security System, Smoke Detector(s)
  • Senior Community: No
  • Association Website: http://www.mymirabay.net/
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 120
  • Monthly HOA Fee: 10
  • Total Monthly Fees: 10

Lot Info

  • Zoning: PD
  • Parcel Number: U-29-31-19-648-000029-00012.0
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, In County, Sidewalk
  • Flood Zone Code: AE
  • Flood Zone Date: 2008-08-28
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 1-2 Years
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 11130.34
  • Tax Block: 29
  • Tax Book Number: 94-41
  • Tax Lot: 12
  • Tax Other Annual Assessment Amount: 3817

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2020
Closed on
Feb 25, 2021
Sold by
Foster Bruce A
Bought by
Morea Rebecca and Morea Joseph
Seller's Agent
Kim Hodgskin
CENTURY 21 BEGGINS ENTERPRISES
Buyer's Agent
Jennifer Sparacino
FLORIDA EXECUTIVE REALTY 2
List Price
$619,000
Sold Price
$590,000
Premium/Discount to List
-$29,000
-4.68%
Current Estimated Value
$1,044,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$454,174
Avg. Annual Appreciation
13.43%
Original Mortgage
$531,000
Outstanding Balance
$477,084
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$567,090

Purchase Details

Closed on
Nov 19, 2018
Sold by
Foster Kimberly A
Bought by
Foster Bruce A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$438,137
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2005
Sold by
Warrington Wanda and Pryor Barbara
Bought by
Foster Bruce A and Foster Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
5.74%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 14, 2004
Sold by
Weekley Homes Lp
Bought by
Warrington Wanda and Pryor Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$503,413
Interest Rate
6.37%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morea Rebecca $590,000 Paramount Title
Foster Bruce A -- Elite Lender Services
Foster Bruce A $650,100 White House Title Services
Warrington Wanda $547,400 Town Square Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morea Joseph $249,900
Closed Morea Rebecca $249,900
Open Morea Rebecca $531,000
Previous Owner Foster Bruce $345,618
Previous Owner Foster Bruce A $445,900
Previous Owner Foster Bruce A $438,137
Previous Owner Foster Bruce A $165,000
Previous Owner Foster Bruce A $500,000
Previous Owner Warrington Wanda $503,413
Closed Foster Bruce A $150,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/25/2021 02/25/21 Sold $590,000 -4.4% $171 / Sq Ft
01/09/2021 01/09/21 Pending -- -- --
08/25/2020 08/25/20 Price Changed $617,000 -0.3% $179 / Sq Ft
08/21/2020 08/21/20 For Sale $619,000 +4.9% $180 / Sq Ft
08/21/2020 08/21/20 Off Market $590,000 -- --
03/24/2020 03/24/20 For Sale $619,000 -- $180 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,460 $682,350 -- --
2023 $16,108 $662,476 $0 $0
2022 $15,484 $643,181 $190,764 $452,417
2021 $12,805 $455,684 $127,176 $328,508
2020 $11,130 $387,830 $0 $0
2019 $10,581 $379,110 $0 $0
2018 $12,469 $372,041 $0 $0
2017 $10,474 $407,191 $0 $0
2016 $10,112 $356,894 $0 $0
2015 $10,265 $354,413 $0 $0
2014 $11,088 $347,215 $0 $0
2013 -- $285,406 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: T3233558

Stellar MLS

APN: U-29-31-19-648-000029-00012.0