$525,000
SOLD NOV 26, 2025
Last list price

539 Buggywhip Dr Saint Charles, MO 63304

4 Beds
2.5 Baths
3,166 Sq Ft
0.27 Acres

Recently Sold

$166 Per Sq Ft

5 Days on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • Breakfast Area or Nook
  • Castlio Elementary School Rated A
  • Mud Room
  • Brick Veneer

About This Home

As of November 2025

Welcome to 539 Buggywhip Drive — a beautifully updated two-story home in the heart of St. Charles that truly has it all. Step inside and you’ll immediately notice how open and spacious the main floor feels. An inviting layout flows from a comfortable living room into a flexible sitting room or office, a formal dining room, and a large kitchen with a breakfast nook overlooking the backyard. The kitchen has been thoughtfully remodeled with modern finishes and plenty of counter space, creating the perfect place for gathering, cooking, or simply enjoying a quiet morning coffee. Just off the kitchen, the main-floor laundry and mudroom make everyday life easier, and a convenient powder room adds to the functionality of the space. The open design walks out to a deck that overlooks the fully fenced backyard—perfect for summer barbecues, evenings under the lights, or watching the seasons change across the lush landscaping. Did we mention large 3 car garage??! Upstairs, you’ll find a large open loft that can serve as a second living space, play area, or media room. The spacious primary suite feels like a retreat, complete with an oversized walk-in closet and a newly renovated ensuite bath featuring stylish tile work, double sinks, and a walk-in shower. Three additional bedrooms and another full bathroom round out the upper level, offering ample room for guests, hobbies, or a home office. This home has been meticulously maintained and lovingly updated by its current owners—only the second owners since it was built in 2001. The attention to detail shows everywhere you look. Major updates include: remodeled kitchen and bathrooms, new flooring throughout both main and upper levels, upgraded electrical service with a whole-home surge protector, a fenced yard, in-ground sprinkler system, gorgeous landscaping with exterior lighting, and the HVAC has been routinely serviced by Hoffman Brothers since installation eight years ago. As fall has started to appear, you will love the gas fireplace as it becomes the heart of the home—a cozy spot to unwind with a good book while looking out through the expansive windows at the backyard greenery. Every update has been completed with longevity, comfort, and ease of living in mind. Whether you love to entertain, need flexible spaces for today’s lifestyle, or simply want a move-in-ready home with timeless appeal, 539 Buggywhip Drive offers it all. From morning coffee on the deck to evenings gathered around the fire, this is a home designed to be enjoyed in every season. Schedule your showing today and experience how thoughtfully this home lives—inside and out.

Last Agent to Sell the Property

Kat Johnson

EXP Realty, LLC License #2018010980 Listed on: 10/26/2025

EXP Realty, LLC

Last Buyer's Agent

Scott Jones

Nettwork Global License #2012010576

Nettwork Global

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,319

Year Built

  • Built in 2000

Lot Details

  • 0.27 Acre Lot

HOA Fees

  • $24 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 3,166 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Mud Room
  • Breakfast Area or Nook
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Castlio Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Zoned Heating and Cooling
  • Cable TV Available

Community Details

  • Association fees include maintenance parking/roads
  • Horseshoe Creek Association

Listing and Financial Details

  • Assessor Parcel Number 3-0036-8144-00-0036.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,319

Year Built

Built in 2000

Lot Details

0

HOA Fees

$24 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2000
  • Property Sub-Type: Single Family Residence
  • Lot Size Acres: 0.27
  • Reso Association Amenities: None
  • Co List Office Phone: 866-224-1761
  • MLS Status: Closed
  • Subdivision Name: Horse Shoe Creek #2
  • Above Grade Finished Sq Ft: 3166
  • Architectural Style: Traditional
  • Carport Y N: No
  • Unit Levels: Two
  • New Construction: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 3166.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Disclosures: Flood Plain No, Seller Property Disclosure
  • Construction Type: Brick Veneer, Stone Veneer, Vinyl Siding

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Electric, Zoned
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 285
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Horseshoe Creek

Fee Information

  • Association Fee Includes: Maintenance Parking/Roads

Schools

  • Elementary School: Castlio Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Bryan Middle

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Parcel Number: 3-0036-8144-00-0036.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4319

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 26, 2025
Closed on
Nov 26, 2025
Sold by
Brian D And Kimberly L Callaway Living T and Callaway Brian D
Bought by
Scholl Michael and Scholl Michelle
Seller's Agent
Kat Johnson
EXP Realty, LLC
Buyer's Agent
Scott Jones
Nettwork Global
List Price
$525,000
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$494,000
Outstanding Balance
$494,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$32,672

Purchase Details

Closed on
Nov 17, 2005
Sold by
Callaway Brian D and Callaway Kimberly L
Bought by
Callaway Brian D and Callaway Kimberly L

Purchase Details

Closed on
Jun 20, 2005
Sold by
Iloanusi Nathaniel and Iloanusi Bassey
Bought by
Callaway Brian D and Callaway Kimberly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,400
Interest Rate
5.76%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 14, 2001
Sold by
Lexington Homes Inc
Bought by
Iloanusi Nathaniel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,900
Interest Rate
10.37%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed -- Ust
Corporate Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,000 New Conventional
Previous Owner $230,400 Fannie Mae Freddie Mac
Previous Owner $209,900 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2025 11/26/25 Sold -- -- --
10/31/2025 10/31/25 Pending -- -- --
10/26/2025 10/26/25 For Sale $525,000 -- $166 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,319 $83,578 -- --
2023 $4,317 $72,381 $0 $0
2022 $4,333 $67,506 $0 $0
2021 $4,337 $67,506 $0 $0
2020 $4,681 $70,559 $0 $0
2019 $4,659 $70,559 $0 $0
2018 $4,335 $62,737 $0 $0
2017 $4,299 $62,737 $0 $0
2016 $4,206 $59,121 $0 $0
2015 $4,170 $59,121 $0 $0
2014 $3,509 $48,266 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25071525

MARIS MLS

APN: 3-0036-8144-00-0036.0000000