539 S Main St Waterloo, IL 62298
Estimated payment $979/month
Highlights
- Ranch Style House
- No HOA
- Eat-In Kitchen
- Rogers Elementary School Rated A-
- Breakfast Room
- Patio
About This Home
Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a gas grill hookup, ideal for summer evenings outdoors. Built-in hallway shelving adds a touch of character while keeping everyday life organized. Some major ticket items are already handled: enjoy peace of mind with a newer roof, water heater, and dishwasher. A detached garage with an automatic opener on one side adds everyday convenience. The finished basement significantly expands your living space, offering a comfortable family room area, a full second bathroom, and serious storage; including a refrigerator, large deep freezer, and plenty of shelving. The laundry room features a working sink for added functionality. This home has been cherished for years — and now it's ready for someone new to update it and fall in love with it all over again. Schedule your appointment today.
Open House Schedule
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Saturday, June 20, 202612:00 to 2:00 pm6/20/2026 12:00:00 PM +00:006/20/2026 2:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,987
Year Built
- Built in 1938
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 36x125x61x129
- Few Trees
- Back Yard
Parking
- 2 Car Garage
- Off-Street Parking
Home Design
- Ranch Style House
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Family Room
- Living Room
- Breakfast Room
- Laundry Room
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Free-Standing Gas Range
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Patio
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Central Air
- Radiant Heating System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-433-026-000
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,988 | $44,578 | $15,588 | $28,990 |
| 2023 | $1,962 | $41,990 | $14,530 | $27,460 |
| 2022 | $2,044 | $43,080 | $14,800 | $28,280 |
| 2021 | $1,945 | $40,870 | $8,560 | $32,310 |
| 2020 | $1,803 | $37,810 | $8,560 | $29,250 |
| 2019 | $1,832 | $37,820 | $8,560 | $29,260 |
| 2018 | $1,777 | $36,110 | $6,840 | $29,270 |
| 2017 | $1,710 | $36,770 | $6,963 | $29,807 |
| 2016 | $0 | $36,530 | $5,300 | $31,230 |
| 2015 | $1,898 | $39,600 | $6,120 | $33,480 |
| 2014 | $1,570 | $35,590 | $6,120 | $29,470 |
| 2012 | -- | $35,380 | $6,060 | $29,320 |
Source: MARIS MLS
MLS Number: MIS26038212
APN: 07-25-433-026-000
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Ask me questions while you tour the home.