$170,000
SOLD JAN 23, 2026

54 Center St Waterloo, NY 13165

4 Beds
2 Baths
1,652 Sq Ft
0.34 Acres

Recently Sold

$103 Per Sq Ft

6% Below List Price

8 Days on Market

Highlights

  • Wood Flooring
  • 2 Fireplaces
  • Formal Dining Room
  • Main Floor Bedroom
  • Separate Formal Living Room
  • Porch

About This Home

As of January 2026

Well-maintained and move-in-ready two-story home in the heart of Waterloo! Set on a generous .34-acre deep lot, the property offers abundant outdoor space, great garden areas, an open rear deck, and a 20' x 12' storage shed, along with plenty of off-street parking. Inside, the home features a flexible and convenient layout with two bedrooms and a full bathroom on the main level—ideal for one-floor living—and two additional bedrooms plus another full bath upstairs. The spacious front living room includes a built-in surround sound system, while the bright formal dining room brings in plenty of natural light. A large kitchen sits at the center of the home and connects to a bonus room perfect for additional storage, a pantry, or a small office. A first-floor laundry room adds even more everyday convenience. Enjoy additional living space on the enclosed front porch, perfect for relaxing mornings or seasonal use. Major updates include a 1-year-old roof and 2-year-old HVAC system with central air, providing peace of mind for years to come. A comfortable layout, well-cared-for condition, and a spacious lot make this a fantastic opportunity in the village of Waterloo.

Last Agent to Sell the Property

Daniel Toner

Listing by Century 21 Steve Davoli RE License #10401281611 Listed on: 11/18/2025

Century 21 Steve Davoli RE

Last Buyer's Agent

David Young

Listing by The Young Agency License #10491213279

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,061

Year Built

  • Built in 1880

Lot Details

  • 0.34 Acre Lot
  • Rectangular Lot

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,652 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Entrance Foyer
  • Separate Formal Living Room
  • Formal Dining Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Free-Standing Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 453801-003-000-0001-054-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,061

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Property is north of the intersection of Center Street and E Wright Ave.
  • Architectural Style: Two Story
  • Flooring: Carpet, Hardwood, Laminate, Varies
  • Garage Yn: No
  • Interior Features: Separate/Formal Dining Room, Entrance Foyer, Separate/Formal Living Room, Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Free-Standing Range, Gas Water Heater, Microwave, Oven
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.34
  • Waterfront: No
  • Construction Type: Other, Vinyl Siding
  • Exterior Features: Gravel Driveway
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-003-000-0001-054-000-0000
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4061.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2014
Closed on
Oct 28, 2014
Sold by
Sargent James J
Bought by
Lafler Andrew
Seller's Agent
Barbara Peck
Century 21 Steve Davoli RE
Buyer's Agent
Jeffrey Davoli
Century 21 Steve Davoli RE
List Price
$86,100
Sold Price
$81,500
Premium/Discount to List
-$4,600
-5.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.38%
Original Mortgage
$83,163
Outstanding Balance
$61,599
Interest Rate
4.21%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$119,763

Purchase Details

Closed on
Jul 8, 2005
Sold by
Secretary Of Hud
Bought by
Sargent James

Purchase Details

Closed on
Mar 23, 2005
Sold by
Chase Manhattan Mortgage
Bought by
Secretary Of Hud

Purchase Details

Closed on
Jun 27, 2002
Sold by
Mccann Shawn A
Bought by
Buckely Carrie L
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $81,500 Derek G. Brocklebank
Deed $29,000 --
Foreclosure Deed -- --
Deed $59,800 Bradley Prozeller
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $83,163 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/23/2026 01/23/26 Sold $170,000 -5.5% $103 / Sq Ft
11/26/2025 11/26/25 Pending -- -- --
11/18/2025 11/18/25 For Sale $179,900 +120.7% $109 / Sq Ft
11/03/2014 11/03/14 Sold $81,500 -5.3% $49 / Sq Ft View Prior Sale
08/20/2014 08/20/14 Pending -- -- --
06/11/2014 06/11/14 For Sale $86,100 -- $52 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,038 $83,900 $14,900 $69,000
2023 $39 $83,900 $14,900 $69,000
2022 $3,950 $83,900 $14,900 $69,000
2021 $3,813 $83,900 $14,900 $69,000
2020 $4,830 $83,900 $14,900 $69,000
2019 $3,151 $83,900 $14,900 $69,000
2018 $3,103 $83,900 $14,900 $69,000
2017 $2,870 $83,900 $14,900 $69,000
2016 $2,705 $69,000 $13,200 $55,800
2015 -- $65,500 $13,200 $52,300
2014 -- $67,600 $13,200 $54,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1651481

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-003-000-0001-054-000-0000