$399,999
PENDING

54 Lottie Loop Freeport, FL 32439

Estimated payment $2,592/month

Total Views 431
3 Beds
2 Baths
1,977 Sq Ft
$202 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Fishing
  • Craftsman Architecture
  • Freeport Middle School Rated A-
  • Primary Bedroom Suite
  • Newly Painted Property

About This Home

Beautifully Upgraded 3-Bedroom Home Overlooking Central Park in Freeport's Hammock Bay! Welcome to 54 Lottie Loop, a beautifully maintained 3-bedroom, 2-bath home with a versatile flex room, perfectly positioned to face Central Park in Hammock Bay—a large open green space featuring a covered grilling pavilion. This prime location allows you to walk to all the wonderful Hammock Bay amenities, including the clubhouse, fitness center, pools, and more. Since purchasing, the sellers have thoughtfully enhanced the home with numerous upgrades that elevate both style and functionality. The front and back flower beds have been finished with decorative rock and lined with attractive pavers for a clean, low-maintenance look. Additional pavers widen the front driveway for extra parking and expand the back patio, creating more space for grilling and outdoor entertaining. The screened-in porch patio includes a convenient doggie door and features a gas stub-outperfect for an outdoor grill setup.
Inside, the home offers quality finishes throughout, including granite countertops in the kitchen and all bathrooms, stainless steel appliances, and updated kitchen hardware. Select light switch and outlet covers have been replaced with elegant gold accents, adding a subtle designer touch. The primary suite features a garden tub and a separate tiled shower, while crown molding highlights the entry, family room, and primary bedroom. Wood-look tile flooring runs throughout all common areas, bathrooms, and the utility room, combining durability with modern style.
Additional features include three-sided brick construction, a gas hot water heater, rear gutters, professional landscaping with sprinkler system and well, and a privacy-fenced backyardideal for relaxing or entertaining.
With its park-front setting, walkable amenities, and extensive list of upgrades, 54 Lottie Loop offers exceptional value and a lifestyle that's hard to beat in Freeport. Call today to make this home yours.

Listing Agent

Ricky Fannin & Ethan Morrison

HomeBiz Properties License #3308077 Listed on: 01/13/2026

Co-Listing Agent

Ethan Morrison

HomeBiz Properties License #3325680

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,227

Year Built

  • Built in 2018

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 70x125
  • Privacy Fence
  • Level Lot
  • Lawn Pump
  • Property is zoned City, Resid Single Family

HOA Fees

  • $186 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Newly Painted Property
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Cement Board or Planked

Interior Spaces

  • 1,977 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Home Office
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub
  • Garden Bath

Outdoor Features

  • Covered Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Tap Fee Is Paid
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 17-1S-19-23131-000-0500

Community Details

Overview

  • Association fees include recreational faclty, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,227

Year Built

Built in 2018

Lot Details

8,712 Sq Ft Lot

HOA Fees

$186 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.2
  • Lot Size: 70x125
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EHGP
  • Co List Office Phone: 850-835-6800
  • Subdivision Name: HAMMOCK BAY
  • Directions: Hwy 20 to Hammock Bay - Great Hammock Bend to right on Hammock Trail West - right into Central Park - Right then left onto Lottie Loop
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2018
  • Remarks Misc:Remarks: Beautifully Upgraded 3-Bedroom Home Overlooking Central Park in Freeport's Hammock Bay! Welcome to 54 Lottie Loop, a beautifully maintained 3-bedroom, 2-bath home with a versatile flex room, perfectly positioned to face Central Park in Hammock Bay—a large open green space featuring a covered grilling pavilion. This prime location allows you to walk to all the wonderful Hammock Bay amenities, including the clubhouse, fitness center, pools, and more. Since purchasing, the sellers have thoughtfully enhanced the home with numerous upgrades that elevate both style and functionality. The front and back flower beds have been finished with decorative rock and lined with attractive pavers for a clean, low-maintenance look. Additional pavers widen the front driveway for extra parking and
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Covered Porch: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Stove/Oven Electric
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Curb & Gutter, Level, Restrictions, Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Brick, Frame, Siding CmntFbrHrdBrd
  • Exterior Features: Lawn Pump
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Tap Fee Paid, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Separate Storage, Tennis, TV Cable
  • Association #2 Fee: 559.34
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Recreational Faclty, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 8712.0
  • Parcel #: 17-1S-19-23131-000-0500
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 4227.07
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/22/2026 01/22/26 Pending -- -- --
01/13/2026 01/13/26 For Sale $399,999 -- $202 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $409,000 None Listed On Document
Special Warranty Deed $289,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $394,378 VA
Previous Owner $275,405 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 992779

Emerald Coast Association of REALTORS®

APN: 17-1S-19-23131-000-0500

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