Seller's Agent in 2026
Ed Cavaglieri
Premiere Plus Realty Company
(239) 286-5940
6 in this area
29 Total Sales
540 2nd St SE Naples, FL 34117
Rural Estates Neighborhood
3
Beds
2
Baths
1,994
Sq Ft
2.5
Acres Lot
Highlights
- 2.5 Acre Lot
- Vaulted Ceiling
- No HOA
- Gulf Coast High School Rated A
- Great Room
- Screened Porch
About This Home
As of February 2026Rare Find: 2.5-Acre Estate with Endless Potential in Prime Naples Location
Welcome to 540 2nd Street SE, a remarkable opportunity nestled on an expansive 2.5-acre fully fenced lot in sought-after Naples, Florida. This spacious 3-bedroom, 2-bathroom home plus den offers the perfect canvas for those seeking a private retreat, This property presents exceptional value for buyers seeking peace and quiet or investors ready to capitalize on built-in equity. With thoughtful renovation, this estate offers tremendous upside potential in one of Southwest Florida's most desirable markets.
The home features generous living spaces including a spacious family room and separate living room, both bathed in wonderful natural light. The den, complete with a working fireplace, creates an inviting space for relaxation or a home office. Step outside to your covered patio adorned with charming Mexican tile flooring—ideal for enjoying Florida's year-round outdoor living.
Recent updates include a septic tank replacement (2020) and roof replacement (2017), providing essential infrastructure improvements. The property sits outside flood zones, offering additional security and potentially lower insurance costs.
Conveniently located close to shopping and amenities while maintaining the tranquility of 2.5 private acres—a rare combination in Naples. The expansive lot offers endless possibilities. Don't miss this unique opportunity to create your Naples dream estate or investment success story!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,851
Year Built
- Built in 1992
Lot Details
- 2.5 Acre Lot
- 166 Ft Wide Lot
- Fenced
- Landscaped
- Oversized Lot
Parking
- 2 Car Attached Garage
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Shingle Roof
- Stucco
Interior Spaces
- Property has 1 Level
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Great Room
- Open Floorplan
- Den
- Screened Porch
- Tile Flooring
- Property Views
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Central Heating and Cooling System
- Well
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Golden Gate Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 37223240005
- Tax Block 44
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2026
Closed on
Feb 27, 2026
Sold by
Charles Lowers and Lowers Bates Kathleen
Bought by
Gonzalez Roylan
Seller's Agent
Ed Cavaglieri
Premiere Plus Realty Company
Buyer's Agent
Mae Lorenzo
Tudor Villas Realty Corp
List Price
$459,000
Sold Price
$460,000
Premium/Discount to List
$1,000
0.22%
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.51%
Original Mortgage
$451,668
Outstanding Balance
$451,668
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$9,933
Purchase Details
Closed on
Aug 28, 2020
Sold by
Bates John A and Bates Rita C
Bought by
Lowers Charles and Lowers Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,000
Interest Rate
2.9%
Mortgage Type
VA
Purchase Details
Closed on
May 9, 2016
Sold by
Lowers Charles B and Lowers Kathleenj
Bought by
Johna Bates and Johna Rita C Bates Revocable T
Purchase Details
Closed on
Jul 13, 2009
Sold by
Litton Loan Servicing Lp
Bought by
Lowers Charles B and Lowers Kathleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,100
Interest Rate
5.27%
Mortgage Type
Balloon
Purchase Details
Closed on
Nov 4, 2008
Sold by
Goulet Raymond W
Bought by
Litton Loan Servicing Lp
Purchase Details
Closed on
Aug 4, 2006
Sold by
Fox Larry J
Bought by
Goulet Raymond W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
7.87%
Mortgage Type
Balloon
Purchase Details
Closed on
Mar 12, 2003
Sold by
Fox Crystal A and Fox Larry J
Bought by
Fox Larry J
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $460,000 | Title Plus | |
| Warranty Deed | $250,000 | Citizens Title Agency | |
| Quit Claim Deed | -- | None Available | |
| Special Warranty Deed | $151,100 | Fairview Title | |
| Trustee Deed | -- | None Available | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $355,000 | None Available | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $451,668 | FHA | |
| Previous Owner | $259,000 | VA | |
| Previous Owner | $151,100 | Balloon | |
| Previous Owner | $284,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/28/2026 02/28/26 | Sold | $460,000 | +0.2% | $231 / Sq Ft |
| 01/26/2026 01/26/26 | Pending | -- | -- | -- |
| 01/21/2026 01/21/26 | For Sale | $459,000 | -- | $230 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,851 | $386,251 | -- | -- |
| 2024 | $3,832 | $351,137 | -- | -- |
| 2023 | $3,832 | $319,215 | $0 | $0 |
| 2022 | $3,649 | $290,195 | $0 | $0 |
| 2021 | $3,239 | $263,814 | $71,250 | $192,564 |
| 2020 | $3,046 | $249,765 | $63,750 | $186,015 |
| 2019 | $3,006 | $244,852 | $61,500 | $183,352 |
| 2018 | $2,830 | $230,130 | $50,875 | $179,255 |
| 2017 | $2,835 | $229,301 | $45,338 | $183,963 |
| 2016 | $1,283 | $133,630 | $0 | $0 |
| 2015 | $1,291 | $132,701 | $0 | $0 |
| 2014 | $1,285 | $81,648 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ed Cavaglieri
-
Mae Lorenzo
Buyer's Agent in 2026
Mae Lorenzo
Tudor Villas Realty Corp
(914) 204-1200
1 in this area
9 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 226003321
APN: 37223240005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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